486 4th Street Troy, NY ^$ 275,000

486 4th Street

^$ 275,000

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486 4th Street

Troy, NY, 12180

^$ 275,000

Bedrooms9 Baths3.0 Sq 2,412

Monthly Estimate*

^$ 1,716

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Multi-Family Home for sale in Troy, NY

for $275,000 with 9 bedrooms and 3 full baths. This 2,412 square foot home was built in 1910 on a lot size of 0.14.

Classic brick 3-unit property in a convenient Troy location generating $3,600 in monthly income. Features include big newer windows, updated mechanicals, and efficient mini-split systems in Units 2 and 3. Unit 3 will be delivered vacant at closing, offering flexibility for an owner-occupant or the opportunity to bring in a new tenant. A solid choice for both investors seeking reliable cash flow and buyers looking to live in one unit while building wealth. Schedule your private walkthrough today.

Multi-Family Pending

Price

^$ 275,000

Bedrooms

Full Bath

Property Type

Multi-Family

Taxes

^$ 6,902

Style

Traditional

Lot Size

0.14

Year Built

1910

Town/City

Troy

County/Region

Rensselaer

MLS | Web ID

202525506

Features

Interior

Interior Amenities Paddle Fan High Speed Internet Built-in Features Crown Molding

Basement Apartment Bilco Doors Exterior Entry Finished Full Heated Interior Entry Unfinished

Flooring Vinyl Tile Carpet

Basement (Y/N) N

Air Conditioning Y/N Y

Heating Y/N Y

Above Grade Finished Area 2412.0

Half Baths 0

Total Bedrooms 9

Below Grade Finished Area 0.0

Below Grade Finished Area Source CRS

Above Grade Finished Area Source CRS

Total Baths 3

General

Sewer Public Sewer

Heating Natural Gas

Cooling AC Pump Ductless

Utilities Cable Available

Possession At Closing

Roof Rubber

Garage Spaces 0.0

Architectural Style Traditional

Security Features Smoke Detector(s) Carbon Monoxide Detector(s)

Construction Materials Brick

Year Built 1910

Electric Circuit Breakers

Tenant Pays Hot Water Heat Gas

Property Subtype Triplex

County Rensselaer

New Construction N

Property Type MultiFamily

HOA N

Attached Garage N

Full Baths 3

Status Pending

Buyer Financing Conventional

Directions From Burden ave Right onto 4th St. House is on the right hand side.

City Troy

High School District Troy

Number Of Units Total 3

Lot Size Units Acres

Lot Size Square Feet 6098.4

Carport Y/N N

Land Lease Y/N N

Tax Annual Amount 6902.67

Home Warranty Y/N N

Lease Renewal Y/N N

Additional Parcels Y/N N

Lease Considered Y/N N

Rent Control Y/N N

Standard Status Pending

Tax Assessed Value 0

Tax Lot 9.000

Exterior

Exterior Amenities Other

Parking Features None

Water Source Public

Lot Size Area 0.14

Spa N

Lot Size Acres 0.14

Waterfront Y/N N

Crops Included Y/N N

Horse Y/N N

Irrigation Water Rights Y/N N

Internal Only

Street Number 1 486

* Excluded Features

List By

Patrick Dunn

Listing Agent

Kw Platform

Broker

(518) 407-9834

Phone

patrick-dunn@kw.com

Affordability Calculator

$2,291

Per Month

Monthly Principal & Interest: $1,716
Monthly Property Taxes: $575
Monthly Home Insurance: --

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Down Payment

Loan Term

Interest Rate

Yearly Property Taxes

Yearly Home Insurance

Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Multi-family listings in Troy, NY

Average List Price ^$341,390

Percent of Sale Price 24%

About Troy, NY

50,164 Population

2% Since 2002

^$41,523 Median Income

33.3 Median Age

24% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

853469 Elementary School

853213 Middle School

Unknown High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
9/23/2025	$275,000	-8.30%	Price Down
9/10/2025	$299,900		Listed Price

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486 4th Street, Troy, NY, 12180 is a Multi-Family Home for sale at $275,000 with 2,412 sqft and a lot size of 0.14. 486 4th Street has 9 bedrooms, 3.0 baths, and was built in 1910. The property's zip code is 12180 which is in Troy, NY

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

The data relating to real estate for sale on this web site comes in part from The Internet Data Exchange Program of ©2019 Global Multiple Listing Service, Inc. The data relating to real estate on this website comes in part from the Internet Data Exchange program of the GMLS. All information is deemed reliable but not guaranteed and should be independently verified. All properties subject to prior sale, change, or withdrawal. Neither listing broker(s), GMLS shall be responsible for any typographical errors, misinformation, or misprints, and shall be held totally harmless from any damages arising from reliance upon these data. IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.

Data is updated as of 12/16/2025.

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486 4th Street

Multi-Family Home for sale in Troy, NY

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