2052 Montgomery Avenue
Cardiff by the Sea, CA, 92007 $ 4,645,000
Bedrooms6 Baths4.0 Sq 3,644 Monthly Estimate*
$ 28,979
for $4,645,000 with 6 bedrooms and 4 full baths. This 3,644 square foot home was built in 2025 on a lot size of 0.114784.
Stunning new construction in Cardiffs iconic Walking District! 2052 Montgomery Ave blends sophisticated coastal style with spacious modern living and panoramic ocean views. This thoughtfully designed 4 bedroom, 3 bathroom, 2553 SF home showcases refined architectural details and top-tier craftsmanship throughout. Glass doors open to a spacious view deck, while a private rooftop deck elevates the experience with even more spectacular coastal panoramas. At the heart of the home is a chefs kitchen that blends style and function with striking natural stone countertops, custom wood cabinetry, built-in panel appliances, and a massive island with bar seating. The wide-open layout flows seamlessly into the dining area and living room, creating a light-filled, contemporary space with clean lines, warm finishes, and plenty of room to entertain. A beautifully appointed 2 bedroom, 1 bath detached, 1091 SF ADU adds flexibilityideal for extended family, guests, rental income, or a private work-from-home space. The ADU also features its own expansive outdoor rooftop deck, creating an elevated sense of independence and comfort. With a finished 2-car garage, drought-tolerant landscaping, and exceptional attention to detail throughout, every inch of this property reflects quality craftsmanship and thoughtful design. Located just blocks from Cardiffs charming town center, youre minutes from Seaside Market, gourmet dining, boutique shopping, and some of North Countys best beaches and surf breaks. Whether you're grabbing morning coffee, biking the coast, or watching the sun dip into the Pacific
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FeaturesGeneralSewer Public Sewer
Cooling Energy Star High Efficiency
Appliances Dishwasher Disposal Refrigerator 6 Burner Stove Gas Oven Gas Cooking
Zoning R-1:SINGLE
HOA Fee 0.0
Garage Spaces 2.0
Pool Features N/K
Year Built 2025
View Ocean
Stories Count 2
Levels 2 Story
Property Subtype Detached
County San Diego
New Construction N
Property Type Residential
HOA N
Attached Garage N
Full Baths 4
Status ACTIVE
Directions Heading West on Birmingham turn left onto Montgomery and the house is on your right.
City Cardiff By The Sea
Senior Community Y/N N
High School District San Dieguito High School Distric
Lot Size Units Acres
Lot Size Square Feet 5000.0
Property Attached Y/N N
Virtual Tour https://video-playback.web.app/PijweP01bZzhPA7hW00GLUJ8f5FT01iislmeUGhKf3d7800
Building Area Units Sqft
Living Area Units Sqft
Standard Status Active
Middle/Junior School District San Dieguito High School Distric
Year Built Source Builder
Freehold IDX
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ExteriorParking Features Garage
Total Parking 2.0
Lot Size Area 0.1148
Building Area Total 3644.0
Waterfront Y/N N
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InteriorFireplace Features FP in Living Room
Total Stories 2
Common Walls No Common Walls
Air Conditioning Y/N N
Heating Y/N N
Fireplace Y/N N
Half Baths 0
Laundry Features Gas & Electric Dryer HU Washer Hookup
Total Bedrooms 6
Entry Level 1
Total Baths 4
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* Excluded FeaturesList ByDavid MillerListing Agent
Affordability Calculator
- Monthly Principal & Interest
- $28,979
- Monthly Property Taxes
- --
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Cardiff by the Sea, CA
Average List Price $3,451,533
Percent of Sale Price 26%
About Cardiff by the Sea, CA 10,667 Population
-1% Since 2002
$ 105,191 Median Income
42.37 Median Age
28% Households with Children
Trends Information provided by ATTOM Data Solutions.
5192087 Elementary School
5192064 Middle School
Unknown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 11/15/2025 | $4,645,000 | -3.13% | Price Down |
| 9/10/2025 | $4,795,000 | | Listed Price |