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231 Montana Del Lago Rancho Santa Margarita, CA $ 1,099,000
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231 Montana Del Lago
$ 1,099,000
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231 Montana Del Lago

Rancho Santa Margarita, CA, 92688
$ 1,099,000
Bedrooms3 Baths2.1 Sq 1,600

Monthly Estimate*

$ 6,856

Listed by Berkshire Hathaway HomeService
​
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Condo for sale in Rancho Santa Margarita, CA

for $1,099,000 with 3 bedrooms and 2 full baths, 1 half bath. This 1,600 square foot condo was built in 1998.

Very rare lake-front view opportunity at 231 Montana Del Lago—truly turnkey and beautifully upgraded. Neutral décor sets a calm backdrop for an airy main level with a breakfast bar kitchen featuring remodeled cabinetry, granite counters, and stainless-steel appliances (refrigerator included). Warm hardwood floors, crown molding, recessed lighting, ceiling fans, and built-in speakers elevate everyday living. A finished lower level (with full-size laundry room) flexes as a den, office, or potential 4th bedroom. Upstairs, three bedrooms include a primary with walk-in closet; baths feature updated details including a clear glass shower door. Enjoy the enclosed yard with sparkling lake views, perfect for morning coffee or sunset gatherings. Thoughtful touches continue with mirrored wardrobe doors, closet organizers, six-panel doors and upgraded hardware, plus a cozy fireplace. Stroll to the Lake, Beach Club Lagoon, trails, shops, restaurants, and more—an entertainer’s setting in a premier RSM lake-area location. This one has it all!

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Condo Active

Price

$ 1,099,000

Bedrooms

3

Full Bath

2

Half Bath

1

Property Type

Condo

Taxes

$ 0

Style

Year Built

1998

Town/City

Rancho Santa Margarita

County/Region

Orange

MLS | Web ID

OC25207603

Days on Market

111
Features
General
Living Area 1600
Sewer Public Sewer
Cooling Central Air
HOA Fee 240
Garage Spaces 2
Pool Features Community Gunite Gas Heat Heated In Ground Association
Year Built 1998
View Lake Neighborhood
Levels Three Or More
Property Subtype Condominium
Community Features Curbs Pool
HOA Fee 2 87
Assoc Fee Paid Per Monthly
County Orange
New Construction 0
Property Type Residential
Association Amenities Pool
HOA 1
Attached Garage 1
Subdivision Name Cierra Del Lago (CDL)
Garage Y/N 1
Full Baths 2
Special Listing Conditions Standard
Status Active
Directions Santa Margarita Pkwy Fundadores Montana del Lago
City Rancho Santa Margarita
Land Lease Amount 0
Association Name Cierra Del Lago
Entry Location street
Senior Community Y/N 0
High School District Saddleback Valley Unified
Number Of Units Total 1
MLS Area R1 - Rancho Santa Margarita North
Listing Terms Cash Cash to New Loan
HOA Fee 2 Frequency Monthly
Property Attached Y/N 0
Land Lease Y/N 1
Lease Considered Y/N 0
Virtual Tour https://www.wellcomemat.com/mls/55fc1981b26e1mbaa https://www.wellcomemat.com/video/55fc1981b26e1mbaa/RSM/CA/92688/Montana-Del-Lago/OC25207603/
Structure Type House
Living Area Units Square Feet
Standard Status Active
Occupancy Type Vacant
Year Built Source Public Records
Tax Lot 1
Property Sub Type Additional Condominium
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Interior
Fireplace Features Family Room
Total Stories 3
Common Walls No Common Walls
Basement (Y/N) 1
Air Conditioning Y/N 1
Fireplace Y/N 1
Half Baths 1
Laundry Features Inside See Remarks
Total Bedrooms 3
Entry Level 1
Main Level Bedrooms 0
Main Level Bathrooms 1
Total Baths 3
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Exterior
Water Source Public
Total Parking 2
Private Pool 0
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* Excluded Features
List By
Berkshire Hathaway Homeservice

Broker

randy@theoragroup.com

Email

Affordability Calculator

$6,856
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Monthly Principal & Interest
$6,856
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Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4827338 Elementary School
4827337 Middle School
Unknown High School High School
See complete school information
Pricing History
DatePricePrice ChangeDescription
11/28/2025$1,099,000 Listed Price

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231 Montana Del Lago, Rancho Santa Margarita, CA, 92688 is a Condo for sale at $1,099,000 with 1,600 sqft. 231 Montana Del Lago has 3 bedrooms, 2.1 baths, and was built in 1998. The property's zip code is 92688 which is in Rancho Santa Margarita, CA

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