51 Homestead Trail White Lake, NY $ 1,295,000
51 Homestead Trail
$ 1,295,000
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51 Homestead Trail

White Lake, NY, 12786
$ 1,295,000
Bedrooms4 Baths3.1 Sq 3,800

Monthly Estimate*

$ 8,079

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Single Family Home for sale in White Lake, NY

for $1,295,000 with 4 bedrooms and 3 full baths, 1 half bath. This 3,800 square foot home was built in 2003 on a lot size of 5.04.

Anchored gracefully along four hundred feet of shoreline on the Peninsula at the Chapin Estate, Whispering Oak Landing is a country retreat like no other. A legacy lakefront home built by its current owners, this light-filled contemporary chalet is nestled beneath majestic oaks and surrounded by five enchanting acres within a gated wilderness preserve. Once inside, a vaulted foyer crowned by a sparkling crystal chandelier opens to expansive, sunlit gathering spaces. Adjacent to the front entrance, a convenient powder room sits across from a bright, oversized laundry room with a utility sink, exterior door, and interior access to the two-car garage. The main level is composed of a warm and inviting living room with a classic wood-burning fireplace, a professionally appointed kitchen with dual sinks, and seamless indoor-outdoor dining areas with a built-in grill. The vaulted, east-facing primary suite - a standout feature - is also located on this level for effortless single-floor living. It offers a private terrace, an oversized picture window, and tranquil wooded lake views. The en-suite bath is a sanctuary of indulgence, complete with a windowed soaking tub, dual vanities, walk-in shower, and refined finishes. A stately walk-in closet, discreetly accessed from the private hallway, completes this restful retreat with both elegance and practicality. Upstairs, two well-proportioned bedrooms are positioned at either end of the home and connected by an open corridor with railings that overlook the main living area below. A naturally lit shared bathroom serves both rooms. One bedroom features a charming Juliette balcony, while the other includes a spacious, unfinished dormer room above the garage - offering excellent potential for future expansion. Downstairs, the lower level provides a cozy and versatile relaxation space, including a fourth full bedroom and an additional room ideal for fitness, a reading lounge, or a fifth bedroom. Designed with comfort and entertainment in mind, this level is also outfitted with a full wet bar, a cedar sauna, full bath, and an expansive secondary living room that opens to a graceful flagstone terrace - perfect for indoor-outdoor relaxation. Architectural highlights include soaring ceilings with exposed pine beams, wide-plank hardwood floors, granite countertops, a gas furnace, and central air conditioning - all thoughtfully designed to enhance a true year-round living experience. Sunlight pours into the home from dawn to dusk, creating an inviting atmosphere throughout the day. Additional practical features such as insulated windows and a central alarm system ensure ease of ownership and lasting peace of mind. Surrounding the home, the Chapin Estate spans 2,500 acres of pristine forest and borders 14,000 acres of protected conservation land. Community amenities include 2,000 acres of freshwater reservoirs and trout streams, nine miles of hiking and riding trails, and a boutique hotel with restaurant, bar, and spa exclusively for residents. With panoramic views of the 900-acre Toronto Reservoir and its untouched wilderness borders, the home is perfectly positioned for serene mornings on the water and adventurous days of boating, swimming, and paddling. With its tranquil setting, timeless design, and seamless connection to nature, Whispering Oak Landing offers a rare lifestyle - one that few will ever experience, and even fewer will be fortunate enough to call home.

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Single Family Active

Price

$ 1,295,000

Bedrooms

4

Full Bath

3

Half Bath

1

Property Type

Single Family

Taxes

$ 25,632

Style

Chalet,Contemporary,Craftsman

Lot Size

5.04

Year Built

2003

Town/City

White Lake

County/Region

Sullivan

MLS | Web ID

907278

Features
Interior
Interior Amenities First Floor Bedroom First Floor Full Bath Beamed Ceilings Built-in Features Cathedral Ceiling(s) Ceiling Fan(s) Chandelier Double Vanity Eat-in Kitchen Entrance Foyer High Ceilings High Speed Interne
Flooring Carpet Concrete Hardwood Wood
Total Fireplaces 1
Fireplace Features Wood Burning
Basement (Y/N) N
Window Features Insulated Windows Oversized Windows Screens
Fireplace Y/N Y
Half Baths 1
Total Bedrooms 4
Total Baths 4
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General
Sewer Septic Tank
Heating Forced Air Propane
Cooling Central Air
Utilities Cable Connected Electricity Connected Phone Connected Sewer Connected Trash Collection Private Underground Utilities Water Connected
Appliances Dishwasher Exhaust Fan Gas Range Microwave Oven Stainless Steel Appliance(s) Gas Water Heater
HOA Fee 167
Garage Spaces 2
Association Fee Includes Common Area Maintenance Grounds Care Snow Removal
Patio/Porch Features Deck
Architectural Style Chalet Contemporary Craftsman
Security Features Gated Community Security Gate Security Lights Security System Smoke Detector(s)
Construction Materials Stone Wood Siding
Year Built 2003
Property Subtype Single Family Residence
Tax Year 2024
Parcel Number 2000-055-E-0001-003-000
Waterfront Features Lake Front Water Access Waterfront
Assoc Fee Paid Per Monthly
County Sullivan County
Property Type Residential
Association Amenities Boat Dock Clubhouse Gated Landscaping Maintenance Maintenance Grounds Pool Powered Boats Allowed Recreation Facilities Sauna Security Snow Removal
HOA Y
Subdivision Name The Chapin Estate
Facing Direction East
Garage Y/N Y
Total Rooms 10
Full Baths 3
High School Monticello High School
City Bethel
Senior Community Y/N N
High School District Monticello
Carport Y/N N
Elementary School Emma C Chase School
Property Attached Y/N N
Tax Annual Amount 25632
Middle/Junior High School Robert J Kaiser Middle School
Property Condition Actual
Additional Parcels Y/N N
Building Area Units Square Feet
Standard Status Active
Middle/Junior School District Monticello
Elementary School District Monticello
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Exterior
Exterior Amenities Awning(s) Balcony Dock Fire Pit Gas Grill Juliet Balcony Lighting Speakers
Water Source Well
Foundation Details Stone
Spa N
Frontage Length 409 Feet
Waterfront Y/N Y
Road Responsibility Road Maintenance Agreement
Horse Y/N N
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Internal Only
Street Number 1 51
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* Excluded Features
List By
Owen Boller

Listing Agent

Boller Properties

Broker

owen@boller.properties

Email

Affordability Calculator

$10,215
Per Month
79%
21%
0%
Monthly Principal & Interest
$8,079
Monthly Property Taxes
$2,136
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4099371 Elementary School
4100531 Middle School
Monticello High School High School
Pricing History
DatePricePrice ChangeDescription
9/9/2025$1,295,000 Listed Price

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51 Homestead Trail, White Lake, NY, 12786 is a Single Family Home for sale at $1,295,000 with 3,800 sqft and a lot size of 5.04. 51 Homestead Trail has 4 bedrooms, 3.1 baths, and was built in 2003. The property's zip code is 12786 which is in White Lake, NY