1092 S Independence Drive Montross, VA $ 329,999
1092 S Independence Drive
$ 329,999
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1092 S Independence Drive

Montross, VA, 22520
$ 329,999
Bedrooms3 Baths3.0 Sq 2,280

Monthly Estimate*

$ 2,059

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Single Family Home for sale in Montross, VA

for $329,999 with 3 bedrooms and 3 full baths. This 2,280 square foot home was built in 2004 on a lot size of 0.33.

Welcome to 1092 S Independence Dr. where your dream home awaits and the Stratford Harbor Community is anxiously awaiting your arrival! Upon arriving home, you will venture down the paved driveway to a 3-car garage and a lot of storage room. The back deck offers you the opportunity to enjoy the fresh air and the peaceful backyard whether it be for morning coffee the evening Happy Hour! Inside the home, you have a separate laundry space, an open floor plan with the kitchen and living room. Cozy sitting area with plantation shutters and a gas fireplace. A separate Living Room at the front of the home adds a welcoming environment. The septic is approved for 3 bedrooms; however, there is a Bonus Room which could be used for an office, craft room or the occasional Guest Room for those guests or family members who just can't get enough of your new community. Stratford Harbor offers an a la carte menu of amenities, 2 beaches, a 100+ acre fresh-water lake which is great for canoeing, kayaking, fishing and swimming. There is also a clubhouse, tennis/pickleball courts, swimming pool and playground with an open pavilion. The Community has numerous events throughout the year such as craft shows and pot-luck dinners just to name a couple. Don't miss out on the opportunity to be a part of this wonderful community and enjoy the small town, slower paced Northern Neck Lifestyle. Schedule your private showing today!

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Single Family Active

Price

$ 329,999

Bedrooms

3

Full Bath

3

Property Type

Single Family

Taxes

$ 200

Style

Ranch/Rambler

Lot Size

0.33

Year Built

2004

Town/City

Montross

County/Region

Westmoreland

MLS | Web ID

VAWE2009730

Features
General
Living Area 2280
Sewer Septic Exists
Heating Central Heat Pump(s) Wall Unit Other
Cooling Central A/C
Utilities Electric Available Propane Water Available
Possession Settlement
Roof Shingle
Appliances Cooktop Dishwasher Dryer - Electric Water Heater Washer Surface Unit Refrigerator Range Hood Oven/Range - Electric Freezer Extra Refrigerator/Freezer
Zoning RESIDENTIAL
HOA Fee 450.00
Garage Spaces 3.00
Patio/Porch Features Deck(s) Porch(es)
Architectural Style Ranch/Rambler
Construction Materials Vinyl Siding
School District WESTMORELAND COUNTY PUBLIC SCHOOLS
Year Built 2004
View Trees/Woods
Levels 1
Tax Year 2024
Ownership Fee Simple
Cool Fuel Electric
Accessibility None
Assoc Fee Paid Per Annually
County WESTMORELAND
New Construction N
Property Type Residential
HOA Y
Subdivision Name STRATFORD HARBOUR
Garage Y/N Y
Water Access Y/N Y
Other Structures Above Grade
Total Rooms 10
Full Baths 3
Status ACTIVE
Directions From Rt 3 East Turn Left onto Stratford Hall Rd Rt 214 which turn into Rt 609.Turn Left onto Rt 693 (S Independence Dr.) Home is on the Left.
City MONTROSS
Body of Water Currioman Bay
Disclosures Prop Disclosure
Association Name SHPOA
Senior Community Y/N N
Lot Size Units Square Feet
Lot Size Square Feet 14374.80
Tax Annual Amount 200.48
Property Condition Very Good
Structure Type Manufactured
Condo/Coop Association fee Y/N N
Number of Community Docks 2
Bathrooms Full Main Level 3
Bathrooms Count Main Level 3.00
Price Per Sq Ft Total AG 144.74
Acceptable Financing Cash Conventional FHA VA
Lease Considered Y/N N
Vacation Rental Y/N N
Standard Status Active
Year Built Source Assessor
Legal Subdivision SANFORD SHORES
Tax Lot 14
Association Recreation Fee N
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Interior
Heating Fuel Electric Central Propane - Leased
Flooring Carpet Vinyl
Total Fireplaces 1
Hot Water Electric
Basement (Y/N) N
Heating Y/N Y
Fireplace Y/N Y
Above Grade Finished Area 2280
Central Air Y/N Y
Total Bedrooms 3
Main Level Bedrooms 3
Laundry Type Dryer In Unit Has Laundry Hookup Main Floor Washer In Unit
Above Grade Finished Area Source Estimated
Above Grade Finished Area Unit Type Square Feet
Total Baths 3
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Exterior
Pool Yes - Community
Water Source Public
Garage Features Garage - Front Entry Garage Door Opener
Type of Parking Detached Garage Driveway
Foundation Details Crawl Space
Spa N
Water View Y/N N
Lot Size Acres 0.33
Road Surface Type Black Top
Water Body Type Creek
Lot Size Source Estimated
Waterfront Y/N N
Water Access Features Canoe/Kayak Boat - Powered Public Access Swimming Allowed
Horse Y/N N
Land Assessed Value 26800.00
Navigable Water Y/N Y
Water Oriented Y/N Y
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Internal Only
Street Number 1 1092
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* Excluded Features
List By
Keller Williams Fairfax Gateway

Broker

kdove628@kw.com

Email

Affordability Calculator

$2,075
Per Month
99%
1%
0%
Monthly Principal & Interest
$2,059
Monthly Property Taxes
$17
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
3533212 Elementary School
3533217 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
11/11/2025$329,999 -5.71% Price Down
10/5/2025$349,999 -3.85% Price Down
9/9/2025$364,000 Listed Price

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1092 S Independence Drive, Montross, VA, 22520 is a Single Family Home for sale at $329,999 with 2,280 sqft and a lot size of 0.33. 1092 S Independence Drive has 3 bedrooms, 3.0 baths, and was built in 2004. The property's zip code is 22520 which is in Montross, VA