864 FRANKLIN CIRCLE Palm Harbor, FL $ 405,000
864 FRANKLIN CIRCLE
$ 405,000
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864 FRANKLIN CIRCLE

Palm Harbor, FL, 34683
$ 405,000
Bedrooms2 Baths2.0 Sq 1,200

Monthly Estimate*

$ 2,494

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Single Family Home for sale in Palm Harbor, FL

for $405,000 with 2 bedrooms and 2 full baths. This 1,200 square foot home was built in 1988 on a lot size of 0.09.

Welcome to your Palm Harbor retreat—where refined comfort meets effortless Florida living. Perfectly positioned in one of Tampa Bay’s most desirable locations, this beautifully updated home offers the rare combination of turnkey convenience, upscale finishes, and no flood insurance requirement. Inside, you’ll find a thoughtfully designed 2-bedroom, 2-bath layout complemented by a one-car garage with sleek epoxy flooring. Major upgrades provide true peace of mind, including a brand-new roof and oversized gutters (2023), all windows, doors and garage door are hurricane impact rated, a new wood privacy fence (2024), a recently serviced HVAC system, and a modern kitchen outfitted with all-new appliances. The home can even be purchased fully furnished with linens, towels, and appliances, allowing you to move in or start enjoying it immediately. Step outside and embrace maintenance-free living in a welcoming, pet-friendly community with no restrictions, complete with a new dog park and resort-style pool. Your HOA covers water, sewer, trash, lawn care, cable, and internet—making everyday living both simple and elegant. Just minutes from Downtown Dunedin, Caladesi Island, and the world-renowned Gulf beaches, this home offers the lifestyle today’s discerning buyers seek: coastal access, modern comfort, and total convenience. A rare Palm Harbor gem—schedule your private showing today.

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Single Family Active

Price

$ 405,000

Bedrooms

2

Full Bath

2

Property Type

Single Family

Taxes

$ 5,270

Style

Cottage

Lot Size

0.09

Year Built

1988

Town/City

Palm Harbor

County/Region

Pinellas

MLS | Web ID

TB8425253

Features
General
Sewer Public Sewer
Heating Central Electric
Cooling Central Air
Utilities Cable Connected Electricity Connected Public Sewer Connected Street Lights Water Connected
Possession Close Of Escrow
Roof Shingle
Appliances Dishwasher Disposal Dryer Microwave Range Refrigerator Washer
Zoning RPD-5
HOA Fee 350
Garage Spaces 1
Association Fee Includes Cable TV Common Area Taxes Community Pool Internet Maintenance Grounds Manager Other Pool Maintenance Private Road Sewer Trash Water
Patio/Porch Features Front Porch
Architectural Style Cottage
Construction Materials Cement Siding
Pets Allowed Cats OK Dogs OK Yes
Year Built 1988
View Garden
Levels One
Property Subtype Single Family Residence
Tax Year 2024
Ownership Fee Simple
Community Features Deed Restrictions Dog Park Pool Sidewalks
Assoc Fee Paid Per Monthly
County Pinellas
New Construction false
Property Type Residential
Attached Garage true
Subdivision Name FRANKLIN SQUARE PH III
Facing Direction East
Garage Y/N true
Total Rooms 3
Full Baths 2
Status Active
Directions NORTH on KEENE ROAD RIGHT ONTO THE JACKSON COURT LEFT ONTO FRANKLIN CIRCLE 500 FEET TURN LEFT HOUSE IS ON YOUR LEFT.
City PALM HARBOR
Association Name Anthony lovio
Senior Community Y/N false
MLS Area 34683 - Palm Harbor
Lot Size Units Square Feet
Lot Size Square Feet 4086
Carport Y/N false
Listing Terms Cash Conventional FHA VA Loan
Property Attached Y/N false
Land Lease Y/N false
Tax Annual Amount 5270.25
Home Warranty Y/N false
Property Condition Completed
Additional Parcels Y/N false
Lease Considered Y/N true
Virtual Tour https://www.zillow.com/view-imx/f2b2e208-011d-45d9-a565-a7fdb870af26?setAttribution=mls&wl=true&initialViewType=pano&utm_source=dashboard
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Vacant
Tax Lot 16
Legal Description FRANKLIN SQUARE PHASE III LOT 16
Minimum Lease 1-2 Years
Water Access Y/N false
Monthly HOA Amount 350
Water View Y/N false
Flood Zone Code X
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Interior
Interior Amenities Ceiling Fan(s) Open Floorplan Primary Bedroom Main Floor Solid Surface Counters Solid Wood Cabinets
Flooring Ceramic Tile
Furnished Y/N Negotiable
Total Stories 1
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N false
Half Baths 0
Laundry Features Electric Dryer Hookup In Garage Washer Hookup
Total Bedrooms 2
Total Baths 2
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Exterior
Exterior Amenities Irrigation System Sprinkler Metered
Vegetation Oak Trees
Fencing Vinyl
Parking Features Driveway Ground Level Guest
Lot Features Cul-De-Sac Sidewalk
Water Source None
Lot Size Area 4086
Foundation Details Slab
Building Area Total 1512
Lot Dimensions 50 x 74
Lot Size Acres 0.09
Road Surface Type Paved Asphalt
Private Pool false
Waterfront Y/N false
Covered Spaces 1
Road Frontage Type Street Paved
Road Responsibility Public Maintained Road
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* Excluded Features
List By
Lpt Realty, Llc.

Broker

audra.christian.ef@gmail.com

Email

Affordability Calculator

$2,933
Per Month
85%
15%
0%
Monthly Principal & Interest
$2,494
Monthly Property Taxes
$439
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4827338 Elementary School
4827337 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
1/8/2026$405,000 -1.22% Price Down
12/19/2025$410,000 Listed Price

Map


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864 FRANKLIN CIRCLE, Palm Harbor, FL, 34683 is a Single Family Home for sale at $405,000 with 1,200 sqft and a lot size of 0.09. 864 FRANKLIN CIRCLE has 2 bedrooms, 2.0 baths, and was built in 1988. The property's zip code is 34683 which is in Palm Harbor, FL