5447 Lugo Street
Fort Pierce, FL, 34951
$
385,000
Bedrooms4
Baths2.0
Sq
2,026
Monthly Estimate*
$
2,371
for $385,000 with 4 bedrooms and 2 full baths. This 2,026 square foot home was built in 2021 on a lot size of 0.177525.
Welcome to Waterstone--a vibrant community where modern convenience meets serene waterfront living. This stunning 4-bedroom, 2-bathroom home with a massive 620sqft 3-car garage, built by Adams Homes in 2021, sits on a premium lot offering peaceful water views and thoughtful upgrades throughout. Step inside to an open floor plan adorned with LifeProof Dusk Cherry vinyl plank flooring and a gourmet kitchen featuring a peninsula-style granite countertop, ideal for casual dining or entertaining. The home's upgrades blend style and function--a hybrid heat-pump water heater (2022) for energy efficiency, solar panels by Windmar Solar financed through Sunnova, and a smart home system complete with Alexa-compatible switches, thermostat, and Blink outdoor cameras for peace of mind.The owner has added numerous touches to elevate comfort and style: a backyard pergola, Christmas palms (front and back), fresh landscaping with pavers and rock accents, and a fully fenced yard with three gated access points installed in 2022. Even the smallest details were considered gutters, a Simplisafe alarm system, and labeled hurricane shutters for easy installation are all in place. Enjoy modern comforts like the fiberglass shower in the primary bath, garden tub in the guest bath, and top-tier appliances including a Whirlpool French door refrigerator and Samsung washer/dryer set (all 2021). Additional features include an Acura EV charger (2025), trimmed oak trees, and low HOA fees of only $12/month under Atmos Living Management Group. Every inch of this home was designed for comfort, style, and practicality offering a turnkey lifestyle in one of the area's most desirable communities. Waterstone boasts a luxurious clubhouse with high-performance gym, event room, and kids playroom all surrounded by a massive resort-style heated pool, playground, ball courts, and picnic areas. Perfectly situated between Vero Beach and downtown Fort Pierce, you'll enjoy quick access to beautiful beaches and the fun-fishing inlet/jetty! Plus, you're just minutes from both I-95 and US-1, making commuting a breeze whether it's for work or a weekend getaway.
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Features
Exterior
Lot Description
< 1/4 Acre
Exterior Amenities
Covered Patio
Fence
Shutters
Waterfront
Yes
Lake
Private Pool Y/N
No
Subdiv. Amenities
Ball Field
Clubhouse
Community Room
Fitness Trail
Game Room
Pickleball
Picnic Area
Playground
Pool
Sidewalks
Tennis
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Interior
Interior Amenities
Split Bedroom
Volume Ceiling
Walk-in Closet
Dining Area
Formal
Flooring
Vinyl Floor
Furnished Y/N
Unfurnished
Total Bedrooms
4
Master Bedroom/Bath
Dual Sinks
Mstr Bdrm - Ground
Total Bathrooms
2.00
SqFt - Living
2026.00
Total Floors/Stories
1.00
Equip/Appl Included
Auto Garage Open
Dishwasher
Dryer
Microwave
Range - Electric
Refrigerator
Storm Shutters
Washer
Water Heater - Elec
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General
Construction
Block
CBS
Concrete
Heating
Central
Cooling
Central
Utilities
Cable
Electric
Public Sewer
Public Water
Underground
Possession
Funding
Parking
2+ Spaces
Driveway
Garage - Attached
Pets Allowed
Yes
Zoning
Res
HOA
Mandatory
Number of Garage Spaces
3.00
Status
Active
Full Baths
2
Half Baths
0
Year Built
2021
REO
No
Subdivision
WATERSTONE PHASE ONE
Type
Single Family Detached
Rooms
Laundry-Inside
Property Type
A
Area
7040
Application Fee
0.00
Auction
No
Tax Year
2025
Terms Considered
Cash
Conventional
FHA
VA
Gated Community
No
Short Sale
No
Restrict
Commercial Vehicles Prohibited
Lease OK w/Restrict
No Boat
No RV
Taxes
7844.63
Adult 55+
No Hopa
HOA/POA/COA (Monthly)
12.00
Governing Bodies
HOA
Membership Fee Required
No
Virtual Tour
https://my.matterport.com/show/?m=GGF3kooJzyR&mls=1
Geo Area
SL08
Legal Description
WATERSTONE PHASE ONE (PB 52-35) BLK 1 LOT 42
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Internal Only
OriginalMLSID
RX-11121884
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* Excluded Features
List By
James R Fisher
Listing Agent
jim@welcometovero.com
Email
Affordability Calculator
- Monthly Principal & Interest
- $2,371
- Monthly Property Taxes
- $654
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save
Nearby
Single family listings in Fort Pierce, FL
Average List Price
$480,145
Percent of Sale Price
25%
About Fort Pierce, FL
45,144
Population
10%
Since 2002
$
28,896
Median Income
38.08
Median Age
26%
Households with Children
Trends Information provided by ATTOM Data Solutions.
368239
Elementary School
368240
Middle School
Unknown High School
High School
Pricing History
| Date |
Price |
Price Change |
Description |
|
1/1/2026
|
$385,000
|
-2.53%
|
Price Down
|
|
9/7/2025
|
$395,000
|
|
Listed Price
|