290 Cardinal Lane Toccoa, GA ^$ 450,000

290 Cardinal Lane

^$ 450,000

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290 Cardinal Lane

Toccoa, GA, 30577

^$ 450,000

Bedrooms3 Baths2.0 Sq 1,248

Monthly Estimate*

^$ 2,771

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Single Family Home for sale in Toccoa, GA

for $450,000 with 3 bedrooms and 2 full baths. This 1,248 square foot home was built in 1993 on a lot size of 0.36.

This great home is located on the quiet north end of Lake Hartwell with easy access to Toccoa, Highlands and Clemson. The concrete drive and parking pad offers plenty of room for extended family and guests. Enter the front door to the lakefront family room which is adjacent to the kitchen and dining area. There is a split bedroom plan with three bedrooms and two updated baths all on the main level. The family room opens onto a large screened porch with an adjacent grill deck with open views of the lake. There is a gentle walk to the max-size, two-slip dock located on the main Tugaloo channel. Appliances, kitchenware, televisions, and almost all furniture is included in the sale.

Single Family Active

Price

^$ 450,000

Bedrooms

Full Bath

Property Type

Single Family

Taxes

^$ 1,798

Style

Mobile Home

Lot Size

0.36

Year Built

1993

Town/City

Toccoa

County/Region

Stephens

MLS | Web ID

20292197

Features

General

Sewer Septic Tank

Heating Central Electric Heat Pump

Cooling Central Air Electric Heat Pump

Utilities Electricity Available Septic Available Water Available

Roof Metal

Appliances Dryer Dishwasher Electric Oven Electric Range Electric Water Heater Microwave Refrigerator Washer

HOA Fee 200

Garage Spaces 0

Association Fee Includes None

Patio/Porch Features Deck Patio Porch Screened

Architectural Style Mobile Home

Pool Features Community

Security Features Smoke Detector(s)

Construction Materials Vinyl Siding

Year Built 1993

View Water

Stories Count 1

Levels One

Property Subtype Manufactured On Land

Tax Year 2024

Waterfront Features Boat Dock/Slip Water Access Waterfront

Community Features Clubhouse Pool Short Term Rental Allowed Water Access

Assoc Fee Paid Per Annually

County Stephens

Property Type Residential

HOA true

Subdivision Name Shorewood

Garage Y/N false

Total Rooms 0

Full Baths 2

Status Active

Directions I-85 Exit 173 GA-17 N R-Gumlog Rd L-Tower Rd L-Hwy 336 R-stay on HWY 336 R-E Silver Shoals Rd L-Holly Spgs Rd L-stay on Holly Sprgs Rd R-Lakeland Dr R- toward Country Club Rd R-Country Club Rd L-Beechwood Trail L-Sparrow Way R-Cardinal Ln

High School Stephens County

City Toccoa

Body of Water Hartwell

MLS Area 660-Stephens County GA

Lot Size Units Acres

Elementary School Stephens County

Year Built Details 31-50 Years

Tax Annual Amount 1798.58

Body Type Double Wide

Middle/Junior High School Stephens County

Lease Considered Y/N false

Standard Status Active

Tax Lot 72

Property Sub Type Additional Manufactured On Land

Interior

Interior Amenities Ceiling Fan(s) Dual Sinks Bath in Primary Bedroom Main Level Primary Solid Surface Counters Walk-In Closet(s)

Basement None Crawl Space

Flooring Carpet Tile

Basement (Y/N) false

Air Conditioning Y/N true

Heating Y/N true

Half Baths 0

Laundry Features Washer Hookup Electric Dryer Hookup

Total Bedrooms 3

Room Type Laundry Living Room

Main Level Bedrooms 3

Main Level Bathrooms 2

Total Baths 2

Exterior

Exterior Amenities Deck Patio

Parking Features None Driveway

Lot Features City Lot Gentle Sloping Subdivision Sloped Trees Views Waterfront

Water Source Public

Lot Size Area 0.36

Foundation Details Crawlspace

Building Area Total 1248

Lot Size Acres 0.36

Waterfront Y/N true

Horse Y/N false

* Excluded Features

List By

Spot On The Lake

Listing Agent

Lake Hartwell Partners, Llc

Broker

tommiller@kw.com

Affordability Calculator

$2,921

Per Month

Monthly Principal & Interest: $2,771
Monthly Property Taxes: $150
Monthly Home Insurance: --

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Loan Term

Interest Rate

Yearly Property Taxes

Yearly Home Insurance

Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Single family listings in Toccoa, GA

Average List Price ^$386,032

Percent of Sale Price 14%

About Toccoa, GA

8,840 Population

-4% Since 2002

^$32,734 Median Income

37.9 Median Age

26% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

329165 Elementary School

4134109 Middle School

Stephens County High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
1/14/2026	$450,000		Listed Price

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290 Cardinal Lane, Toccoa, GA, 30577 is a Single Family Home for sale at $450,000 with 1,248 sqft and a lot size of 0.36. 290 Cardinal Lane has 3 bedrooms, 2.0 baths, and was built in 1993. The property's zip code is 30577 which is in Toccoa, GA

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

The data relating to real estate on this web site comes in part from the Broker Reciprocity Program of The Western Upstate Association of REALTORS (R), Inc. and the Western Upstate Multiple Listing Service, Inc. Detailed information on Real estate listings held by firms other than Weichert Realtors includes the Listing Broker’s Firm Name.

This information is deemed reliable, but not guaranteed. Neither, the Western Upstate Association of REALTORS (R), Inc. or Western Upstate Multiple Listing Service of South Carolina, Inc., nor the listing broker, nor their agents or subagents are responsible for the accuracy of the information. The buyer is responsible for verifying all information. This information is provided by the Western Upstate Association of REALTORS(R), Inc. and Western Upstate Multiple Listing Service of South Carolina, Inc. for use by its members and is not intended for the use of any other purpose.

The information being provided is for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data is updated as of 1/18/2026.

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290 Cardinal Lane

Single Family Home for sale in Toccoa, GA

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