94825 Overseas Hwy #281 Key Largo, FL $ 940,000
94825 Overseas Hwy #281
$ 940,000
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94825 Overseas Hwy #281

Key Largo, FL, 33037
$ 940,000
Bedrooms4 Baths3.1 Sq 1,540

Monthly Estimate*

$ 5,788

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Single Family Home for sale in Key Largo, FL

for $940,000 with 4 bedrooms and 3 full baths, 1 half bath. This 1,540 square foot home was built in 2020.

A Rare Opportunity Awaits! If traditional bank financing isn't an option but you do have the means to purchase, this is your moment. With 30% down and verifiable income to support monthly payments, you can secure a beautiful home in one of the most desirable communities in the Florida Keys. Owner Financing Available. Welcome to Key Largo Ocean Resort (KLOR)—a vibrant, gated oceanfront community that has evolved from a modest trailer park co-op into a premier enclave of modern luxury homes. Perfectly situated in the heart of the Florida Keys, KLOR blends relaxed island living with upscale amenities, creating an unmatched lifestyle experience. This spacious 4-bedroom, 3.5-bathroom residence is truly one of a kind. Designed with comfort, functionality, and family living in mind, it offers: • A generous open layout • A dedicated laundry room • A charming peek-a-boo ocean view • Ample covered space downstairs for your boat, golf cart, and outdoor gear Whether you're seeking a turnkey vacation rental, a fully furnished primary home, or a second home getaway, this property is ready to welcome you. Enjoy effortless short-term rental setup or settle into year-round island serenity. KLOR offers an impressive array of amenities, including: ??? Full-service marina (all slips currently occupied; waiting list available) ?? Private concrete boat ramp with direct ocean access ????? Resort-style swimming pool ?????? Modern fitness center ?? Tennis and basketball courts ?? Clubhouse and more.

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Single Family Active

Price

$ 940,000

Bedrooms

4

Full Bath

3

Half Bath

1

Property Type

Single Family

Taxes

$ 5,525

Style

Year Built

2020

Town/City

Key Largo

County/Region

Monroe

MLS | Web ID

A11872673

Features
General
Sewer Public Sewer
Heating Central
Cooling Central Air Ceiling Fan(s)
Utilities Cable Available
Possession Closing & Funding
Roof Metal
Appliances Dryer Dishwasher Electric Range Microwave Refrigerator Washer
HOA Fee 485
Garage Spaces 0
Association Fee Includes Common Area Maintenance
Patio/Porch Features Balcony Open Porch
Pool Features None Community
Security Features Gated Community Smoke Detector(s) Security Guard
Restrictions Association Approval Required
Construction Materials Block
Pets Allowed Conditional Yes
Year Built 2020
View None
Levels Three Or More
Property Subtype Single Family Residence
Tax Year 2024
Community Features Clubhouse Fitness Gated Home Owners Association Maintained Community Pool Street Lights Tennis Court(s)
Assoc Fee Paid Per Monthly
County Monroe
Property Type Residential
Subdivision Name KEY LARGO OCEAN RESORT CO
Facing Direction East
Garage Y/N false
Total Rooms 0
Full Baths 3
Special Listing Conditions Listed As-Is
Status Active
City Key Largo
Senior Community Y/N false
Zoning Description SF - Single Family
MLS Area 98 Florida Keys
Lot Size Units Square Feet
Lot Size Square Feet 1658
Carport Spaces 2
Carport Y/N true
Listing Terms Cash Conventional FHA VA Loan
Year Built Details Resale
Tax Annual Amount 5525
MLS Area Minor Other Geographic Area (Out Of Area Only)
Lease Considered Y/N false
Virtual Tour https://www.propertypanorama.com/instaview/mia/A11872673
Standard Status Active
Occupancy Type Vacant
Property Sub Type Additional Single Family Residence
Legal Description UNIT 281 KEY LARGO OCEAN RESORT CONDOMINIUM OR2611-1090 OR2900-2460/62 OR2900-2464DC
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Interior
Interior Amenities Second Floor Entry Living/Dining Room Upper Level Primary
Flooring Tile
Furnished Y/N Unfurnished
Air Conditioning Y/N true
Heating Y/N true
Window Features Blinds
Half Baths 1
Total Bedrooms 4
Total Baths 4
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Exterior
Exterior Amenities Balcony Security/High Impact Doors Lighting Porch
Parking Features Covered
Lot Features < 1/4 Acre
Water Source Public
Lot Size Area 1658
Building Area Total 2574
Road Surface Type Paved
Waterfront Y/N false
Covered Spaces 2
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* Excluded Features
List By
Re/Max All Keys Real Estate

Broker

jvigo28@gmail.com

Email

Affordability Calculator

$6,248
Per Month
93%
7%
0%
Monthly Principal & Interest
$5,788
Monthly Property Taxes
$460
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4827338 Elementary School
4827337 Middle School
Unknown High School High School
Pricing History
Date Price Price Change Description
12/18/2025 $940,000 -2.08% Price Down
10/22/2025 $960,000 Listed Price

Map


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94825 Overseas Hwy #281, Key Largo, FL, 33037 is a Single Family Home for sale at $940,000 with 1,540 sqft. 94825 Overseas Hwy #281 has 4 bedrooms, 3.1 baths, and was built in 2020. The property's zip code is 33037 which is in Key Largo, FL