428 N 21st Street St Joseph, MO $ 191,900
428 N 21st Street
$ 191,900
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428 N 21st Street

St Joseph, MO, 64501
$ 191,900
Bedrooms4 Baths1.1 Sq 2,362

Monthly Estimate*

$ 1,197

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Single Family Home for sale in St Joseph, MO

for $191,900 with 4 bedrooms and 1 full bath, 1 half bath. This 2,362 square foot home was built in 1902 on a lot size of 0.109986.

A Timeless Treasure in the Harris–Kemper Historic District Built in 1906 for $4,800 for William & Bertha Kinnison — A Distinguished Gem Featured in the 2025 Spring Arts Fund Beer Walk Step into an era of grace and craftsmanship with this exquisitely preserved historic residence, perfectly positioned just off Frederick Boulevard in the heart of the Harris–Kemper Historic District. Offering 2,362 square feet of refined living space, this home beautifully blends early 20th-century architecture with tasteful modern updates. The moment you enter, you’re greeted by a grand foyer showcasing original woodwork, a striking staircase, and gleaming hardwood floors that flow throughout. Every detail—from the wide trim and moldings to the carefully restored finishes—reflects the elegance of a bygone era. The home offers four spacious bedrooms, an updated full bath and half bath, and multiple gathering spaces, including a large family room and a formal dining room ideal for entertaining. The modernized kitchen retains its period charm while featuring thoughtful upgrades and a stylish coffee bar that enhances both function and appeal. Relax and unwind on the expansive covered front porch, a welcoming retreat perfect for enjoying peaceful evenings and neighborhood views. Rich in history yet perfectly suited for today’s lifestyle, this remarkable home invites you to own a piece of St. Joseph’s architectural heritage—where timeless beauty meets modern comfort.

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Single Family Active

Price

$ 191,900

Bedrooms

4

Full Bath

1

Half Bath

1

Property Type

Single Family

Taxes

$ 1,991

Style

Craftsman

Lot Size

0.109986

Year Built

1902

Town/City

St Joseph

County/Region

Buchanan

MLS | Web ID

2571258

Features
General
Living Area 2362
Sewer Public Sewer
Heating Electric Natural Gas
Cooling Electric
Possession Funding
Roof Composition
HOA Fee 0
Garage Spaces 1
Patio/Porch Features Deck Patio Porch
Architectural Style Craftsman
Construction Materials Brick/Mortar Wood Siding
Year Built 1902
Property Subtype Single Family Residence
Ownership Private
County Buchanan
Property Type Residential
HOA N
Subdivision Name Other
Garage Y/N Y
Full Baths 1
Status Active
Directions From I-29 take exit 47 for Frederick Ave. Head west on Frederick Ave then turn left onto N 21st Street. Home will be on the right.
City St Joseph
High School District St. Joseph
MLS Area 1131 - Buchanan Co SW-N=I-36;S=Co Line;E=I-29;W=M
Lot Size Units Acres
Lot Size Square Feet 4791.6
Listing Terms Cash Conventional FHA
Public Remarks A Timeless Treasure in the Harris–Kemper Historic District Built in 1906 for $4 800 for William & Bertha Kinnison — A Distinguished Gem Featured in the 2025 Spring Arts Fund Beer Walk Step into
Virtual Tour https://listings.nextdoorphotos.com/vd/210243581
Standard Status Active
In Flood Plain No
HMS_MaintenanceProvidedYN N
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Interior
Basement Full Inside Entrance Unfinished
Flooring Tile Wood
Basement (Y/N) Y
Air Conditioning Y/N Y
Fireplace Y/N N
Above Grade Finished Area 2362
Half Baths 1
Laundry Features In Bathroom
Total Bedrooms 4
Below Grade Finished Area 0
Dining Area Features Formal
Floor Plan Features 2 Stories
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Exterior
Fencing Wood
Parking Features Detached Garage Faces Rear
Lot Features City Lot
Water Source Public
Lot Size Area 0.11
Lot Dimensions 2362
Road Surface Type Paved
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* Excluded Features
List By
Real Broker, Llc-Mo

Broker

Affordability Calculator

$1,363
Per Month
88%
12%
0%
Monthly Principal & Interest
$1,197
Monthly Property Taxes
$166
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
1840743 Elementary School
1840923 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
11/13/2025$191,900 -4.00% Price Down
10/1/2025$199,900 -9.10% Price Down
9/4/2025$219,900 Listed Price

Map


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428 N 21st Street, St Joseph, MO, 64501 is a Single Family Home for sale at $191,900 with 2,362 sqft and a lot size of 0.109986. 428 N 21st Street has 4 bedrooms, 1.1 baths, and was built in 1902. The property's zip code is 64501 which is in St Joseph, MO