28 RIDGE ROAD Palm Coast, FL $ 519,000
28 RIDGE ROAD
$ 519,000
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28 RIDGE ROAD

Palm Coast, FL, 32137
$ 519,000
Bedrooms5 Baths3.1 Sq 3,110

Monthly Estimate*

$ 3,238

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Single Family Home for sale in Palm Coast, FL

for $519,000 with 5 bedrooms and 3 full baths, 1 half bath. This 3,110 square foot home was built in 2022 on a lot size of 0.17.

Luxury, comfort, and lakefront living come together at 28 Ridge Road in Sawmill Creek at Palm Coast Park. Built in 2022, this impressive two-story Carlisle C model by Maronda Homes offers a modern layout filled with upgrades, natural light, and thoughtful design elements throughout. With five bedrooms and three and a half baths, the home provides flexibility for every lifestyle. A private first-floor suite with full bath is perfect for in-laws, guests, or multi-generational living. The open-concept design showcases upgraded windows that fill the great room and main living areas with natural light while offering peaceful lake views. The chef’s kitchen blends function and beauty with a massive quartz-topped island, soft-close cabinetry, premium stainless steel appliances, pendant lighting, and a custom backsplash. Just off the main living area, a dedicated office or flex room with French doors offers privacy for remote work or study. Upstairs, the primary suite feels like a private retreat, highlighted by a tray ceiling, an expansive walk-in closet, and a spa-style bathroom with quartz countertops, upgraded cabinetry, comfort-height toilets, and a grand shower featuring multiple shower heads including rainfall and side sprays. The additional bedrooms are generous in size, while the upstairs loft provides extra gathering space. The laundry room is conveniently located upstairs and includes built-in cabinetry for storage. Designer touches extend throughout the home, featuring crown molding, luxury vinyl plank flooring, plush carpeting in bedrooms, cordless blinds, and a full LED lighting package. Smart home upgrades include a Strada security system with motion sensors, SkyBell video doorbell, and a pre-wired network panel for seamless technology integration. Built with durability and energy efficiency in mind, the first floor features solid concrete block construction. The exterior continues to impress with a 10x22 bronze-screened porch, covered front entry, stone-accent elevation, and a sealed paver driveway and walkway. Professionally designed landscaping enhances curb appeal with stone curbing, beach rock details, added gutters, and upgraded garden beds. Additional features include a whole-home water softener system by Leaf Home Solutions and a garage utility sink. Every detail of this home was designed to combine modern luxury with turn-key convenience. Every available builder upgrade was selected, and custom enhancements were added after closing for even greater comfort, efficiency, and value. The Sawmill Creek at Palm Coast Park community offers resort-style amenities and a peaceful lifestyle just minutes from Flagler Beach, St. Augustine, shopping, restaurants, and I-95 access.

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Single Family Active

Price

$ 519,000

Bedrooms

5

Full Bath

3

Half Bath

1

Property Type

Single Family

Taxes

$ 8,338

Style

Custom

Lot Size

0.17

Year Built

2022

Town/City

Palm Coast

County/Region

Flagler

MLS | Web ID

FC312384

Features
Interior
Interior Amenities ceiling fan(s) crown molding eating space in kitchen living room/dining room combo open floorplan primarybedroom upstairs smart home solid surface counters solid wood cabinets walk-in closet(s) windo
Flooring carpet luxury vinyl
Air Conditioning Y/N yes
Heating Y/N yes
Window Features drapes
Fireplace Y/N no
Half Baths 1
Laundry Features laundry room
Total Bedrooms 5
Total Baths 4
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General
Sewer public sewer
Heating central
Cooling central air
Utilities cable connected electricity connected sewer connected water connected
Possession close of escrow
Roof shingle
Appliances dishwasher dryer microwave range refrigerator washer water softener
Zoning res
HOA Fee 391
Garage Spaces 2
Patio/Porch Features covered rear porch screened
Architectural Style custom
Construction Materials block brick stone stucco
Pets Allowed yes
Year Built 2022
View water
Levels two
Property Subtype single family residence
Tax Year 2024
Ownership fee simple
Waterfront Features pond
Assoc Fee Paid Per annually
County flagler
New Construction no
Property Type residential
HOA Y
Attached Garage yes
Energy Efficient appliances hvac
Subdivision Name sawmill creek
Facing Direction east
Garage Y/N yes
Total Rooms 8
Full Baths 3
Status active
Directions from i-95 take exit 293 for matanzas woods parkway and head west for 0.3 miles. at the roundabout take the first exit onto us-1 north and continue for 1.5 miles. turn left into sawmill creek at pal
High School matanzas high
City palm coast
Association Name sawmill creek at palm coast park hoa/ valerie
Senior Community Y/N no
MLS Area 32137 - palm coast
Lot Size Units square feet
Lot Size Square Feet 7405
Carport Y/N no
Listing Terms cash conventional fha va loan
Elementary School belle terre elementary
Land Lease Y/N no
Tax Annual Amount 8338
Middle/Junior High School indian trails middle-fc
Additional Parcels Y/N no
Lease Considered Y/N yes
Virtual Tour https://www.propertypanorama.com/instaview/stellar/fc312384
Building Area Units square feet
Living Area Units square feet
Builder Name maronda
Standard Status active
Occupancy Type vacant
TaxOtherAnnualAssessmentAmount 1702
Tax Lot 2250
Legal Description sawmill creek at palm coast park mb 39 pg 36 lot 225
Water View pond
Minimum Lease 8-12 months
Water Access Y/N no
Monthly HOA Amount 32.58
Additional Rooms den/library/office interior in-law suite w/no private entry loft
Water View Y/N yes
Flood Zone Code x
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Exterior
Exterior Amenities irrigation system lighting rain gutters sliding doors
Water Source public
Lot Size Area 7405
Foundation Details slab
Building Area Total 3932
Lot Size Acres 0.17
Road Surface Type paved
Private Pool no
Waterfront Y/N yes
Covered Spaces 2
Builder Model carlisle c
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Internal Only
Street Number 1 28
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* Excluded Features
List By
Take Action Properties, Llc

Broker

lucyimhomefl@gmail.com

Email

Affordability Calculator

$3,933
Per Month
82%
18%
0%
Monthly Principal & Interest
$3,238
Monthly Property Taxes
$695
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
3890474 Elementary School
3890475 Middle School
Matanzas High High School
Pricing History
DatePricePrice ChangeDescription
9/3/2025$519,000 Listed Price

Map


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28 RIDGE ROAD, Palm Coast, FL, 32137 is a Single Family Home for sale at $519,000 with 3,110 sqft and a lot size of 0.17. 28 RIDGE ROAD has 5 bedrooms, 3.1 baths, and was built in 2022. The property's zip code is 32137 which is in Palm Coast, FL