435 W RIVER Road Palatka, FL ^$ 220,000

435 W RIVER Road

^$ 220,000

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435 W RIVER Road

Palatka, FL, 32177

^$ 220,000

Studio Baths1.0 Sq 2,213

Monthly Estimate*

^$ 1,373

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435 W RIVER Road, Palatka, FL 32177 - Image 10

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Studio

Single Family Home for sale in Palatka, FL

for $220,000 with 1 full bath. This 2,213 square foot home was built in 1958 on a lot size of 1.27.

Waterfront commercial/residential property that leads directly to the St. Johns river. This property boasts 2 facilities that could be used as a residential home and a separate block structure for a commercial application. The property also has its own private boat ramp and has previously been permitted for a dock. Seize this rare opportunity to own a versatile waterfront property with unmatched potential.

Single Family Pending

Price

^$ 220,000

Bedrooms

Studio

Full Bath

Property Type

Single Family

Taxes

^$ 1,745

Style

Single Family Residence

Lot Size

1.27

Year Built

1958

Town/City

Palatka

County/Region

Putnam

MLS | Web ID

2106772

Features

General

Heating None

Cooling None

Utilities Other

Possession Close Of Escrow

Appliances None

Year Built 1958

Stories Count 1

Property Subtype Single Family Residence

Tax Year 2024

Current Use Commercial

Parcel Number 160927000000900000

Waterfront Features Canal Front

County Putnam

New Construction 0

Property Type Residential

HOA N

Attached Garage N

Subdivision Name Bostwick

Garage Y/N N

Total Rooms 0

Full Baths 1

Status Pending

Directions Travel East on west river road off Hwy 17. Directly after going over fish creek the property is on your right-hand side/south side of the road.

City Palatka

Senior Community Y/N N

MLS Area 563-East Bostwick/Bridgeport/Cedar Creek

Lot Size Units Acres

Lot Size Square Feet 55321.2

Carport Y/N N

Listing Terms Cash

Property Attached Y/N N

Tax Annual Amount 1745.93

Home Warranty Y/N N

Lease Renewal Y/N N

MLS Area Minor 563-East Bostwick/Bridgeport/Cedar Creek

Lease Considered Y/N N

Rent Control Y/N N

Standard Status Pending

Cash True

Accessory Dwelling Unit Y/N N

Water Body Access Y/N None

CDD N

Exterior

Parking Features Off Street

Water Source Well

Lot Size Area 1.27

Spa N

Lot Size Acres 1.27

Waterfront Y/N Y

Crops Included Y/N N

Horse Y/N N

Irrigation Water Rights Y/N N

Interior

Basement (Y/N) N

Air Conditioning Y/N N

Heating Y/N N

Half Baths 0

Total Bedrooms 0

Total Baths 1

Heating-None True

Internal Only

Street Number 1 435

* Excluded Features

List By

Momentum Realty

Broker

Affordability Calculator

$1,518

Per Month

Monthly Principal & Interest: $1,373
Monthly Property Taxes: $145
Monthly Home Insurance: --

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Down Payment

Loan Term

Interest Rate

Yearly Property Taxes

Yearly Home Insurance

Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Single family listings in Palatka, FL

Average List Price ^$333,398

Percent of Sale Price 52%

About Palatka, FL

10,344 Population

2% Since 2002

^$24,862 Median Income

35.51 Median Age

23% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

308105 Elementary School

308138 Middle School

Unknown High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
9/2/2025	$220,000		Listed Price

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435 W RIVER Road, Palatka, FL, 32177 is a Single Family Home for sale at $220,000 with 2,213 sqft and a lot size of 1.27. 435 W RIVER Road is a studio with 1.0 baths and was built in 1958. The property's zip code is 32177 which is in Palatka, FL

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Listing data provided courtesy of the Internet Data Exchange (IDX) Program of the Northeast Florida Multiple Listing Service, Inc.

The information being provided is for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data is updated as of 12/26/2025.

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435 W RIVER Road

Single Family Home for sale in Palatka, FL

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