115 Spruce Street
Oneonta, NY, 13820 $ 239,900
Bedrooms4 Baths2.1 Sq 1,764 Monthly Estimate*
$ 1,497
for $239,900 with 4 bedrooms and 2 full baths, 1 half bath. This 1,764 square foot home was built in 1927 on a lot size of 0.12.
LOCATION, LOCATION, LOCATION!!! At the end of Spruce Street, adjacent to Wilber Park and just a short stroll from downtown and the High School, you’ll discover this immaculate gem! This property has been twice nominated for an Oneonta Property of Merit. An updated paver and timber walkway leads to the fully remodeled entrance, showcasing an upgraded front door. Inside, you’ll find stunning hardwood flooring throughout the living and dining areas. Off the living room, there’s a beautifully remodeled first-floor bedroom with a half bath. A unique feature of this home is the heated and enclosed side porch, designed in Tuscan style, complete with a handcrafted mason jar chandelier and a bistro-style wine bottle ceiling. Continuing through the dining room with its gorgeous hardwood ceiling, you’ll enter the quaint kitchen, equipped with updated appliances (new in 2025!). On the second floor, discover three bedrooms and a fully renovated full bath featuring a custom-built makeup station. The master bedroom boasts a hardwood ceiling, recessed lighting, and a spacious mirrored double closet with custom shelving. A finished attic offers additional full bath and ample storage, making a perfect bonus area for a master suite, man cave, or whatever your imagination desires. The freshly painted full basement provides even more storage, modern utilities, a washer and dryer, a new slop sink, and a handy workbench, along with a dedicated firewood storage room. Outside, a side entrance leads to a paved driveway that has been freshly sealed (2025) and can accommodate up to three vehicles. Open the back gate to a fully fenced private yard, complete with a tool shed, perennial beds, landscaping, and an established enclosed garden. The spacious back deck is freshly painted and ideal for outdoor entertainment and gatherings. With its prime location, beautiful hardwood floors, and complete updates, this property offers everything Oneonta has to offer—an opportunity not to be missed!
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FeaturesInteriorInterior Amenities SeparateFormalDiningRoom SeparateFormalLivingRoom HomeOffice Other SeeRemarks BedroomOnMainLevel
Basement Full
Flooring Carpet Hardwood Tile Varies
Total Fireplaces 0
Total Stories 2
Basement (Y/N) Yes
Heating Y/N Yes
Fireplace Y/N No
Half Baths 1
Laundry Features InBasement
Total Bedrooms 4
Main Level Bedrooms 1
Main Level Bathrooms 1
Total Baths 3
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GeneralSewer Connected
Heating Gas Baseboard
Utilities SewerConnected WaterConnected
Possession CloseOfEscrow
Roof Asphalt
Appliances Dryer Dishwasher ElectricOven ElectricRange GasWaterHeater Microwave Refrigerator Washer
Garage Spaces 0.0
Architectural Style TwoStory
Construction Materials Frame Other
School District Oneonta
Year Built 1927
Stories Count 2
Township Not Applicable
Levels Two
Property Subtype SingleFamilyResidence
County Otsego
Property Type Residential
Garage Y/N No
Total Rooms 12
Full Baths 2
Status ActiveUnderContract
Directions Turn on to Spruce Street head towards Wilber Park property will be on your left - See sign.
City Oneonta
Senior Community Y/N No
High School District Oneonta
Number Of Units Total 0
MLS Area Oneonta-City-361200
Lot Size Units Acres
Lot Size Square Feet 5227.0
Year Built Details Existing
Tax Annual Amount 5487.0
Property Condition Resale
Virtual Tour https://video214.com/play/EYCXAh00iNJTRNIAPW86jw/s/dark
Standard Status ActiveUnderContract
Middle/Junior School District Oneonta
Elementary School District Oneonta
Tax Assessed Value 149000
TaxOtherAnnualAssessmentAmount 0.0
Tax Lot 26
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ExteriorExterior Amenities BlacktopDriveway
Parking Features NoGarage
Lot Features Rectangular RectangularLot ResidentialLot
Water Source Connected Public
Lot Size Area 0.12
Foundation Details Block
Building Area Total 1764.0
Lot Dimensions 62X85
Lot Size Acres 0.12
Waterfront Y/N No
Road Frontage Type CityStreet
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* Excluded FeaturesList ByBenson Agency Real Estate LlcBroker
Affordability Calculator
- Monthly Principal & Interest
- $1,497
- Monthly Property Taxes
- $457
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Oneonta, NY
Average List Price $308,821
Percent of Sale Price 29%
About Oneonta, NY 22,554 Population
4% Since 2002
$ 48,532 Median Income
29.25 Median Age
22% Households with Children
Trends Information provided by ATTOM Data Solutions.
4122763 Elementary School
4122830 Middle School
Unknown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 9/20/2025 | $239,900 | -7.70% | Price Down |
| 8/29/2025 | $259,900 | | Listed Price |