10399 NE 218TH LANE ROAD Fort Mc Coy, FL $ 465,000
10399 NE 218TH LANE ROAD
$ 465,000
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10399 NE 218TH LANE ROAD

Fort Mc Coy, FL, 32134
$ 465,000
Bedrooms4 Baths2.0 Sq 2,178

Monthly Estimate*

$ 2,863

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Single Family Home for sale in Fort Mc Coy, FL

for $465,000 with 4 bedrooms and 2 full baths. This 2,178 square foot home was built in 1960 on a lot size of 1.19.

Dream no more—welcome to your own 1+ acre lakefront retreat on the pristine shores of private Pegram Lake, a 90-acre spring-fed gem. This residence, the very first home ever built on the lake, has been completely reimagined—renovated down to the studs. Every detail has been thoughtfully designed, blending luxury finishes with the natural beauty of Florida living. Here, life on the water is effortless—enjoy boating, jet skiing, fishing, or simply relaxing along your own shoreline. Across the lake, a private island adds to the charm of this natural oasis. The lake is also a sanctuary for Florida’s native wildlife; it’s not uncommon to see graceful sandhill cranes, herons, and geese migrating along the shoreline, creating a peaceful and picturesque backdrop. The grounds feature a lovely pollinator garden, perfect for cultivating your favorite plants or simply enjoying the serenity of the outdoors. The gourmet kitchen is a showstopper, boasting exotic granite countertops, custom cabinetry, custom farmhouse sink and a stone-accented fireplace. A spacious island provides bar seating, while the open dining area features a built-in butler’s cabinet—all overlooking breathtaking lake views. The spa-inspired main-level bath offers a glass shower and freestanding tub with barn-door entry. An enclosed Florida room under A/C flows seamlessly to the lakeside porch, while upstairs you’ll find three bedrooms, a second fully renovated bath, and even a second kitchen—making this home an ideal AirBnB or multi-generational retreat. Rental potential is outstanding, with nightly rates of $250–$300 or $1,500–$1,800 per week. This is more than a home—it’s a lifestyle, a sanctuary, and an investment opportunity all in one. Bring your family, friends, or guests and experience the rare beauty of Florida lakefront living.

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Single Family Active

Price

$ 465,000

Bedrooms

4

Full Bath

2

Property Type

Single Family

Taxes

$ 4,314

Style

Single Family Residence

Lot Size

1.19

Year Built

1960

Town/City

Fort Mc Coy

County/Region

Marion

MLS | Web ID

OM708396

Features
General
Sewer Septic Tank
Heating Central Electric
Cooling Central Air
Utilities Electricity Connected
Possession Close Of Escrow
Roof Metal
Appliances Dishwasher Dryer Microwave Range Refrigerator Washer
Zoning R4
Garage Spaces 2
Construction Materials Wood Siding
Year Built 1960
Levels Two
Property Subtype Single Family Residence
Tax Year 2024
Ownership Fee Simple
County Marion
New Construction false
Property Type Residential
Attached Garage true
Subdivision Name LAKE PEGRAM
Facing Direction Northeast
Garage Y/N true
Total Rooms 3
Full Baths 2
Status Active
Directions Heading East on Silver Springs Blvd turn left onto HWY 315 turn left onto NE 220th St turn left onto NE 106th Ave take a slight right turn onto NE 218th Lane Rd the destination is on your right. Sign in yard.
High School North Marion High School
City FORT MC COY
Senior Community Y/N false
MLS Area 32134 - Fort Mc Coy/Salt Springs
Lot Size Units Acres
Lot Size Square Feet 51836
Carport Y/N false
Listing Terms Cash Conventional
Elementary School Fort McCoy School (K-8)
Land Lease Y/N false
Tax Annual Amount 4314.64
Middle/Junior High School Ft McCoy Middle
Additional Parcels Y/N false
Lease Considered Y/N true
Virtual Tour https://www.propertypanorama.com/instaview/stellar/OM708396
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Vacant
Tax Lot 0
Legal Description SEC 10 TWP 12 RGE 23 E 75 FT OF W 150 FT OF NE 1/4 OF NE 1/4 OF NW 1/4 & COM AT THE SW COR OF THE E 75 FT OF W 150 FT OF NE 1/4 OF NE 1/4 OF NW 1/4 OF SEC 10 TH S 88-21-42 E 73.61 FT TH S 02-46-38 W 36 FT TH S 80-44-00 W 75 FT TH N 02-26-10 W 50.18 F T TO THE POB
Minimum Lease No Minimum
Water Access Y/N false
Additional Rooms Inside Utility Interior In-Law Suite w/Private Entry Storage Rooms
Water View Y/N false
Flood Zone Code X/A
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Interior
Interior Amenities PrimaryBedroom Upstairs Solid Surface Counters Solid Wood Cabinets Thermostat Window Treatments
Flooring Carpet Vinyl
Furnished Y/N Unfurnished
Total Stories 2
Air Conditioning Y/N true
Heating Y/N true
Window Features Blinds Window Treatments
Fireplace Y/N false
Half Baths 0
Laundry Features Inside Laundry Room Upper Level
Total Bedrooms 4
Total Baths 2
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Exterior
Exterior Amenities Balcony
Water Source Well
Lot Size Area 1.19
Foundation Details Slab
Building Area Total 3702
Lot Dimensions 75 x 168
Lot Size Acres 1.19
Road Surface Type Dirt Unimproved
Private Pool false
Waterfront Y/N false
Covered Spaces 2
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* Excluded Features
List By
Crystal Snook Real Estate

Broker

sexton.ashleyrealty@gmail.com

Email

Affordability Calculator

$3,223
Per Month
89%
11%
0%
Monthly Principal & Interest
$2,863
Monthly Property Taxes
$360
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
0 Elementary School
0 Middle School
North Marion High School High School High School
Pricing History
DatePricePrice ChangeDescription
2/3/2026$465,000 -6.98% Price Down
1/12/2026$499,900 -4.76% Price Down
12/19/2025$524,900 Listed Price

Map


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10399 NE 218TH LANE ROAD, Fort Mc Coy, FL, 32134 is a Single Family Home for sale at $465,000 with 2,178 sqft and a lot size of 1.19. 10399 NE 218TH LANE ROAD has 4 bedrooms, 2.0 baths, and was built in 1960. The property's zip code is 32134 which is in Fort Mc Coy, FL