5 Pioneer Street Otsego, NY $ 849,000
5 Pioneer Street
$ 849,000
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5 Pioneer Street

Otsego, NY, 13326
$ 849,000
Bedrooms3 Baths2.0 Sq 1,951

Monthly Estimate*

$ 5,297

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Single Family Home for sale in Otsego, NY

for $849,000 with 3 bedrooms and 2 full baths. This 1,951 square foot home was built in 1992 on a lot size of 0.2.

Perched gracefully at the serene end of Cooperstown’s charming Pioneer Street, this immaculate 1992 Colonial revival home blends timeless elegance with effortless lakeside living. With 3 bedrooms, 2 baths and almost 2,000 sq ft of living space, the main floor welcomes you to a luminous living/dining room with crown molding, plush new carpeting and a cozy fireplace perfect for relaxing evenings. The updated galley kitchen features granite countertops, modern appliances and a sunny breakfast nook that overlooks the meticulously maintained fenced yard and welcoming flagstone patio, ideal for al fresco dining or quiet morning coffee. A convenient mudroom, laundry area and attached 1.5 car garage add to the home’s practicality. Upstairs, the tranquil bedrooms offer peaceful views and a refreshed full bath. Set adjacent to Lake Front Park and offering sweeping views of Otsego Lake and Kingfisher Tower, this jewel of a home is bathed in natural light and exudes charm in every detail. But it’s the lifestyle here that sets this home apart: imagine evenings spent after dinner, strolling a few steps to the lakeside park, where every Tuesday evening in July and August, live music drifts through the air as Otsego Lake glistens in the twilight. It’s a rare blend of move-in ready comfort, timeless charm and the quintessential magic of Cooperstown summers.

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Single Family Pending

Price

$ 849,000

Bedrooms

3

Full Bath

2

Property Type

Single Family

Taxes

$ 9,585

Style

Contemporary,Colonial,TwoStory

Lot Size

0.2

Year Built

1992

Town/City

Otsego

County/Region

Otsego

MLS | Web ID

R1632397

Features
Interior
Interior Amenities EntranceFoyer SeparateFormalLivingRoom GalleyKitchen GraniteCounters CountryKitchen LivingDiningRoom Pantry BedroomOnMainLevel
Basement None
Flooring Carpet LuxuryVinyl Tile Varies
Total Fireplaces 0
Total Stories 2
Basement (Y/N) No
Air Conditioning Y/N Yes
Heating Y/N Yes
Fireplace Y/N No
Half Baths 0
Laundry Features MainLevel
Total Bedrooms 3
Main Level Bedrooms 1
Main Level Bathrooms 1
Total Baths 2
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General
Sewer Connected
Heating Propane Radiant
Cooling CentralAir
Utilities CableAvailable ElectricityConnected HighSpeedInternetAvailable SewerConnected WaterConnected
Possession Closing
Roof Architectural Shingle
Appliances Dryer ElectricCooktop ElectricOven ElectricRange Microwave PropaneWaterHeater Refrigerator Washer
Garage Spaces 1.5
Patio/Porch Features Patio
Architectural Style Contemporary Colonial TwoStory
Construction Materials Cedar WoodSiding
School District Cooperstown
Year Built 1992
View Water
Stories Count 2
Township Cooperstown-Village
Levels Two
Property Subtype SingleFamilyResidence
Waterfront Features Lake
County Otsego
Property Type Residential
Attached Garage Yes
Garage Y/N Yes
Total Rooms 7
Full Baths 2
Status Pending
City Otsego
Body of Water Otsego Lake
Senior Community Y/N No
High School District Cooperstown
Number Of Units Total 0
MLS Area Cooperstown Village-Otsego-365001
Lot Size Units Acres
Lot Size Square Feet 8712.0
Year Built Details Existing
Tax Annual Amount 9585.0
Property Condition Resale
Virtual Tour https://drive.google.com/file/d/1IeYJNumpqL-DYCtcy3JFBWeBOZVPptZq/view?usp=sharing https://drive.google.com/file/d/1A1UMHcTEyAWXBR7HTrrukL1FmQqZeN66/view?usp=sharing
Standard Status Pending
Middle/Junior School District Cooperstown
Elementary School District Cooperstown
Tax Assessed Value 429000
TaxOtherAnnualAssessmentAmount 0.0
Tax Lot 7
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Exterior
Exterior Amenities BlacktopDriveway Fence Patio PropaneTankLeased
Fencing Partial
Parking Features Attached Electricity Garage Storage WorkshopInGarage
Lot Features CulDeSac Rectangular RectangularLot
Water Source Connected Public
Lot Size Area 0.2
Foundation Details Other SeeRemarks
Building Area Total 1951.0
Lot Dimensions 104X87
Lot Size Acres 0.2
Waterfront Y/N No
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Internal Only
Street Number 1 5
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* Excluded Features
List By
Keller Williams Upstate Ny Properties

Broker

(607) 435-0014

Phone

Affordability Calculator

$6,095
Per Month
87%
13%
0%
Monthly Principal & Interest
$5,297
Monthly Property Taxes
$799
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4122716 Elementary School
4122685 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
8/27/2025$849,000 Listed Price

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5 Pioneer Street, Otsego, NY, 13326 is a Single Family Home for sale at $849,000 with 1,951 sqft and a lot size of 0.2. 5 Pioneer Street has 3 bedrooms, 2.0 baths, and was built in 1992. The property's zip code is 13326 which is in Otsego, NY