131 Clay Street Benton Harbor, MI ^$ 145,000

131 Clay Street

^$ 145,000

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131 Clay Street

Benton Harbor, MI, 49022

^$ 145,000

Studio Baths0.0

Monthly Estimate*

^$ 905

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Studio

Multi-Family Home for sale in Benton Harbor, MI

for $145,000. This home was built in 1925 on a lot size of 0.27.

This fully occupied duplex is an excellent addition to any investment portfolio. Both units are on month-to-month leases, offering flexibility whether you choose to raise rents, continue as a landlord, or occupy one side yourself. The left unit features 2 bedrooms, 1.5 baths, and an attached garage, while the right unit offers 3 bedrooms and 1.5 baths. Recent updates include fresh paint, new flooring, and remodeled bathrooms in both units. The roof was replaced in 2022, reducing future maintenance concerns. A little TLC is all that's needed. Tenants are responsible for all utilities, maximizing cash flow. Conveniently located near schools, shopping, and local amenities, this property is a solid income-producing opportunity.

Multi-Family Active

Price

^$ 145,000

Bedrooms

Studio

Property Type

Multi-Family

Taxes

^$ 2,351

Style

Lot Size

0.27

Year Built

1925

Town/City

Benton Harbor

County/Region

Berrien

MLS | Web ID

70490160

Features

General

Heating Forced Air

Status Active Accepting Backup Offers

Year Built 1925

County Berrien

Class MULTIFAMILY

Type Multi-Family

Municipality Benton Harbor

Subdivision MI

Sale/Rent For Sale

Status Detail 3

Area Benton Harbor (11024)

Primary City Benton Harbor

Directions North on Colfax Ave. past Benton Harbor Highschool. Turn east onto Clay St.

City Benton Harbor

School District Benton Harbor Area Schools

Financial Terms Cash Conventional

Legal Description LOTS 5 & 6 BLK D HEATH 2ND ADD TO CITY OF BENTON HARBOR

DOM 106

Postal Code 49022

Public Remarks This fully occupied duplex is an excellent addition to any investment portfolio. Both units are on month-to-month leases offering flexibility whether you choose to raise rents continue as a landlord

Interior

Basement MI Basement

Total Number of Units 2

Fuel Type Natural Gas

Exterior

Exterior Wood

Frontage 219

Lot Size Area 0.27

Lot Dimensions 119.4 x 100

Waterfront Y/N No

* Excluded Features

List By

Brianca Haynes

Listing Agent

Epique Realty

Broker

Haynesbrianca@gmail.com

Affordability Calculator

$1,101

Per Month

Monthly Principal & Interest: $905
Monthly Property Taxes: $196
Monthly Home Insurance: --

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Loan Term

Interest Rate

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Yearly Home Insurance

Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Multi-family listings in Benton Harbor, MI

Average List Price ^$146,123

Percent of Sale Price 1%

About Benton Harbor, MI

9,347 Population

-19% Since 2002

^$20,722 Median Income

30.84 Median Age

32% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

3707989 Elementary School

3707994 Middle School

Unknown High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
10/14/2025	$145,000	-3.33%	Price Down
8/26/2025	$150,000		Listed Price

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131 Clay Street, Benton Harbor, MI, 49022 is a Multi-Family Home for sale at $145,000 with a lot size of 0.27. 131 Clay Street is a studio with 0.0 baths and was built in 1925. The property's zip code is 49022 which is in Benton Harbor, MI

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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131 Clay Street

Multi-Family Home for sale in Benton Harbor, MI

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