495 White Oak Drive Swanton, MD ^$ 875,000

495 White Oak Drive

^$ 875,000

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495 White Oak Drive

Swanton, MD, 21561

^$ 875,000

Bedrooms3 Baths2.0 Sq 2,448

Monthly Estimate*

^$ 5,459

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Single Family Home for sale in Swanton, MD

for $875,000 with 3 bedrooms and 2 full baths. This 2,448 square foot home was built in 2017 on a lot size of 0.46.

Uncover the charm and rustic elegance of this lake access retreat, nestled in the serene area of Beckmans Peninsula. This barely used contemporary cottage sits up high on a dead-end road with seasonal, filtered lake views. The 20 of lakefront and Type A dock across the street is shared with the neighbor and provides great access to Deep Creek Lake in a wonderful cove. Boasting a beautiful kitchen with poured concrete countertops, luxury vinyl flooring, two fireplaces and a great loft area. The open floorplan is ideal for entertaining family and friends. The exterior area is very well thought out, offering two covered decks, hot tub and a gazebo. The location is also just 3 miles to the DCL State Park, and 10 minutes to Wisp Ski Resort. Call today to preview this great home!

Single Family Active

Price

^$ 875,000

Bedrooms

Full Bath

Property Type

Single Family

Taxes

^$ 4,094

Style

Contemporary

Lot Size

0.46

Year Built

2017

Town/City

Swanton

County/Region

Garrett

MLS | Web ID

MDGA2010280

Features

General

Living Area 2448

Sewer Public Sewer

Heating Forced Air

Cooling Central A/C

Possession Settlement

Roof Shingle

Appliances Dishwasher Dryer Microwave Oven/Range - Electric Refrigerator Washer

Zoning R

Patio/Porch Features Patio(s) Deck(s)

Architectural Style Contemporary

Construction Materials Frame

School District GARRETT COUNTY PUBLIC SCHOOLS

Year Built 2017

View Mountain Water

Levels 2

Tax Year 2024

Ownership Fee Simple

Cool Fuel Electric

Accessibility None

County GARRETT

New Construction N

Property Type Residential

HOA N

Subdivision Name WHITE OAK

Garage Y/N N

Water Access Y/N Y

Other Structures Above Grade Below Grade

Full Baths 2

Status ACTIVE

Directions Garrett Highway South to left on Glendale right on Beckmans Peninsula road left on White Oak drive home is on the left.

City SWANTON

Body of Water Deep Creek Lake

Senior Community Y/N N

Lot Size Units Square Feet

Lot Size Square Feet 20037.00

Tax Annual Amount 4094.0

Home Warranty Y/N N

Property Condition Excellent

Structure Type Detached

Condo/Coop Association fee Y/N N

Bathrooms Full Main Level 1

Bathrooms Count Main Level 1.00

Price Per Sq Ft Total AG 357.43

Additional Parcels Y/N N

Vacation Rental Y/N N

Standard Status Active

Year Built Source Estimated

Interior

Interior Amenities Entry Level Bedroom Floor Plan - Open

Heating Fuel Propane - Leased

Flooring Ceramic Tile Carpet Luxury Vinyl Tile

Total Fireplaces 2

Fireplace Features Stone

Hot Water Electric

Basement (Y/N) N

Heating Y/N Y

Window Features Wood Frame

Fireplace Y/N Y

Above Grade Finished Area 2448

Central Air Y/N Y

Total Bedrooms 3

Below Grade Finished Area 0

Room Type Living Room Bedroom 2 Bedroom 3 Kitchen Bedroom 1 Great Room

Main Level Bedrooms 1

Below Grade Finished Area Unit Type Square Feet

Laundry Type Main Floor

Below Grade Finished Area Source Assessor

Above Grade Finished Area Source Assessor

Above Grade Finished Area Unit Type Square Feet

Total Baths 2

Exterior

Exterior Amenities Hot Tub

Pool No Pool

Lot Features Backs to Trees

Water Source Well

Type of Parking Driveway

Foundation Details Crawl Space

Water View Y/N Y

Lot Size Acres 0.46

Water Body Type Lake

Lot Size Source Assessor

Waterfront Y/N N

Door Features Six Panel Sliding Glass

Water Access Features Boat - Powered Canoe/Kayak Fishing Allowed Limited hours of Personal Watercraft Operation (PWC) Sail Swimming Allowed Waterski/Wakeboard

Number of Docks 1

Land Assessed Value 101200.00

Navigable Water Y/N Y

Number of Slips 1

Water Oriented Y/N Y

Internal Only

Street Number 1 495

* Excluded Features

List By

Taylor Made Deep Creek Vacations & Sales

Broker

betsy@deepcreeksales.com

Affordability Calculator

$5,800

Per Month

Monthly Principal & Interest: $5,459
Monthly Property Taxes: $341
Monthly Home Insurance: --

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Down Payment

Loan Term

Interest Rate

Yearly Property Taxes

Yearly Home Insurance

Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Single family listings in Swanton, MD

Average List Price ^$1,164,427

Percent of Sale Price 33%

About Swanton, MD

51 Population

-3% Since 2002

^$49,639 Median Income

44.09 Median Age

19% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

3535905 Elementary School

3534321 Middle School

Unknown High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
10/31/2025	$875,000	-12.41%	Price Down
8/25/2025	$999,000		Listed Price

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495 White Oak Drive, Swanton, MD, 21561 is a Single Family Home for sale at $875,000 with 2,448 sqft and a lot size of 0.46. 495 White Oak Drive has 3 bedrooms, 2.0 baths, and was built in 2017. The property's zip code is 21561 which is in Swanton, MD

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Information Deemed Reliable But Not Guaranteed. The data relating to real estate for sale on this website appears in part through the BrightMLS Broker Reciprocity^SM program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms in which Weichert, Realtors® participates, and is provided by BrightMLS through a licensing agreement.

Real estate listings held by brokerage firms other than Weichert, Realtors® are marked with the Broker Reciprocity icon (a little black house) and detailed information about each listing includes the name of the listing broker.

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495 White Oak Drive

Single Family Home for sale in Swanton, MD

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