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495 White Oak Drive Swanton, MD $ 825,000
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$ 825,000 Get more info
495 White Oak Drive
$ 825,000
Back to search
Share Save

495 White Oak Drive

Swanton, MD, 21561
$ 825,000
Bedrooms3 Baths2.0 Sq 2,448

Monthly Estimate*

$ 5,080

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Single Family Home for sale in Swanton, MD

for $825,000 with 3 bedrooms and 2 full baths. This 2,448 square foot home was built in 2017 on a lot size of 0.72.

Uncover the charm and rustic elegance of this lake access retreat, nestled in the serene area of Beckmans Peninsula. This barely used contemporary cottage sits up high on a dead-end road with seasonal, filtered lake views. The 20 of lakefront and Type A dock across the street is shared with the neighbor and provides great access to Deep Creek Lake in a wonderful cove. Boasting a beautiful kitchen with poured concrete countertops, luxury vinyl flooring, two fireplaces and a great loft area. The open floorplan is ideal for entertaining family and friends. The exterior area is very well thought out, offering two covered decks, a hot tub, and a gazebo. With .72 acres and two lots, there is ample space for kids and pets to play outdoors. The location is also just 3 miles to the DCL State Park, and 10 minutes to Wisp Ski Resort. Call today to preview this great home!

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Single Family Active

Price

$ 825,000

Bedrooms

3

Full Bath

2

Property Type

Single Family

Taxes

$ 4,094

Style

Contemporary

Lot Size

0.72

Year Built

2017

Town/City

Swanton

County/Region

Garrett

MLS | Web ID

MDGA2010280
Features
General
Living Area 2448
Sewer Public Sewer
Heating Forced Air
Cooling Central A/C
Possession Settlement
Roof Shingle
Appliances Dishwasher Dryer Microwave Oven/Range - Electric Refrigerator Washer
Zoning R
Patio/Porch Features Patio(s) Deck(s)
Architectural Style Contemporary
Construction Materials Frame
School District GARRETT COUNTY PUBLIC SCHOOLS
Year Built 2017
View Mountain Water
Levels 2
Tax Year 2024
Ownership Fee Simple
Cool Fuel Electric
Accessibility None
Additional Parcels Description 11761 SQ FT LOT 21 BECKMAN TR Map 59/Parcel 217 Liber 02676/ Folio 00446
County GARRETT
New Construction N
Property Type Residential
HOA N
Subdivision Name WHITE OAK
Garage Y/N N
Water Access Y/N Y
Other Structures Above Grade Below Grade
Full Baths 2
Status ACTIVE
Directions Garrett Highway South to left on Glendale right on Beckmans Peninsula road left on White Oak drive home is on the left.
City SWANTON
Body of Water Deep Creek Lake
Senior Community Y/N N
Lot Size Units Square Feet
Lot Size Square Feet 31363.20
Tax Annual Amount 4094.0
Home Warranty Y/N N
Property Condition Excellent
Structure Type Detached
Condo/Coop Association fee Y/N N
Bathrooms Full Main Level 1
Bathrooms Count Main Level 1.00
Price Per Sq Ft Total AG 337.01
Additional Parcels Y/N Y
Vacation Rental Y/N N
Standard Status Active
Year Built Source Estimated
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Interior
Interior Amenities Entry Level Bedroom Floor Plan - Open
Heating Fuel Propane - Leased
Flooring Ceramic Tile Carpet Luxury Vinyl Tile
Total Fireplaces 2
Fireplace Features Stone
Hot Water Electric
Basement (Y/N) N
Heating Y/N Y
Window Features Wood Frame
Fireplace Y/N Y
Above Grade Finished Area 2448
Central Air Y/N Y
Total Bedrooms 3
Below Grade Finished Area 0
Room Type Living Room Bedroom 2 Bedroom 3 Kitchen Bedroom 1 Great Room
Main Level Bedrooms 1
Below Grade Finished Area Unit Type Square Feet
Laundry Type Main Floor
Below Grade Finished Area Source Assessor
Above Grade Finished Area Source Assessor
Above Grade Finished Area Unit Type Square Feet
Total Baths 2
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Exterior
Exterior Amenities Hot Tub
Pool No Pool
Lot Features Backs to Trees
Water Source Well
Type of Parking Driveway
Foundation Details Crawl Space
Water View Y/N Y
Lot Size Acres 0.72
Water Body Type Lake
Lot Size Source Estimated
Waterfront Y/N N
Door Features Six Panel Sliding Glass
Water Access Features Boat - Powered Canoe/Kayak Fishing Allowed Limited hours of Personal Watercraft Operation (PWC) Sail Swimming Allowed Waterski/Wakeboard
Number of Docks 1
Land Assessed Value 101200.00
Navigable Water Y/N Y
Number of Slips 1
Water Oriented Y/N Y
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Internal Only
Street Number 1 495
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* Excluded Features
List By
Taylor Made Deep Creek Real Estate

Broker

betsy@deepcreeksales.com

Email

Affordability Calculator

$5,421
Per Month
94%
6%
0%
Monthly Principal & Interest
$5,080
Monthly Property Taxes
$341
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
3535905 Elementary School
3534321 Middle School
Unknown High School High School
See complete school information
Pricing History
DatePricePrice ChangeDescription
3/20/2026$825,000 -5.71% Price Down
10/31/2025$875,000 -12.41% Price Down
8/25/2025$999,000 Listed Price

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495 White Oak Drive, Swanton, MD, 21561 is a Single Family Home for sale at $825,000 with 2,448 sqft and a lot size of 0.72. 495 White Oak Drive has 3 bedrooms, 2.0 baths, and was built in 2017. The property's zip code is 21561 which is in Swanton, MD

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