495 Morris Street Albany, NY ^$ 198,000

495 Morris Street

^$ 198,000

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495 Morris Street

Albany, NY, 12208

^$ 198,000

Bedrooms4 Baths1.1 Sq 1,500

Monthly Estimate*

^$ 1,235

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Single Family Home for sale in Albany, NY

for $198,000 with 4 bedrooms and 1 full bath, 1 half bath. This 1,500 square foot home was built in 1930 on a lot size of 0.05.

Welcome to this beautifully renovated home in the heart of Albany! Step inside to discover gleaming new floors that flow seamlessly throughout, creating a warm and inviting atmosphere. The modern kitchen has been completely remodeled with stylish cabinetry, quartz countertops, and updated appliances, perfect for everyday living and entertaining. Both bathrooms have been thoughtfully redesigned with contemporary finishes, offering comfort and elegance. One bedroom and one large office on the first floor, three bedrooms and one full bathroom on the second floor. This move-in ready home combines classic Albany charm with the convenience of modern updates. Located close to shopping, dining, schools, and downtown attractions, it offers an ideal blend of comfort and convenience. Whether you're a first-time buyer or looking for an investment opportunity, this home is a must-see!

Single Family Active

Price

^$ 198,000

Bedrooms

Full Bath

Half Bath

Property Type

Single Family

Taxes

^$ 3,808

Style

Bungalow

Lot Size

0.05

Year Built

1930

Town/City

Albany

County/Region

Albany

MLS | Web ID

202524478

Features

Interior

Interior Amenities Eat-in Kitchen

Basement Full

Flooring Vinyl

Basement (Y/N) N

Air Conditioning Y/N Y

Heating Y/N Y

Window Features Double Pane Windows

Above Grade Finished Area 1500.0

Half Baths 1

Laundry Features In Basement

Total Bedrooms 4

Below Grade Finished Area 0.0

Below Grade Finished Area Source Plans

Above Grade Finished Area Source Plans

Total Baths 2

General

Sewer Public Sewer

Heating Hot Water Natural Gas

Cooling Wall Unit(s)

Possession At Closing

Appliances Dishwasher Microwave Range Refrigerator Washer/Dryer

Garage Spaces 0.0

Architectural Style Bungalow

Construction Materials Vinyl Siding

Year Built 1930

Electric Circuit Breakers

Property Subtype Single Family Residence

County Albany

New Construction N

Property Type Residential

HOA N

Garage Y/N N

Total Rooms 8

Full Baths 1

Status Active

Directions GPS

High School Albany

City Albany

High School District Albany

Lot Size Units Acres

Lot Size Square Feet 2178.0

Carport Y/N N

Land Lease Y/N N

Tax Annual Amount 3808.46

Home Warranty Y/N N

Lease Renewal Y/N N

Additional Parcels Y/N N

Lease Considered Y/N N

Rent Control Y/N N

Standard Status Active

Tax Assessed Value 0

Tax Lot 57.000

Exterior

Exterior Amenities Lighting

Fencing Back Yard

Lot Features Level Private Cleared

Water Source Public

Lot Size Area 0.05

Spa N

Lot Size Acres 0.05

Waterfront Y/N N

Crops Included Y/N N

Horse Y/N N

Irrigation Water Rights Y/N N

Internal Only

Street Number 1 495

* Excluded Features

List By

Binglin Li

Listing Agent

Kw Platform

Broker

(518) 290-6851

Phone

bli1@kw.com

Affordability Calculator

$1,553

Per Month

Monthly Principal & Interest: $1,235
Monthly Property Taxes: $317
Monthly Home Insurance: --

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Down Payment

Loan Term

Interest Rate

Yearly Property Taxes

Yearly Home Insurance

Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Single family listings in Albany, NY

Average List Price ^$283,355

Percent of Sale Price 43%

About Albany, NY

99,338 Population

4% Since 2002

^$44,478 Median Income

33.63 Median Age

18% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

853463 Elementary School

853351 Middle School

Albany High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
10/20/2025	$198,000	-7.69%	Price Down
9/22/2025	$214,500	-6.70%	Price Down
9/3/2025	$229,900	-4.17%	Price Down
8/23/2025	$239,900		Listed Price

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495 Morris Street, Albany, NY, 12208 is a Single Family Home for sale at $198,000 with 1,500 sqft and a lot size of 0.05. 495 Morris Street has 4 bedrooms, 1.1 baths, and was built in 1930. The property's zip code is 12208 which is in Albany, NY

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

The data relating to real estate for sale on this web site comes in part from The Internet Data Exchange Program of ©2019 Global Multiple Listing Service, Inc. The data relating to real estate on this website comes in part from the Internet Data Exchange program of the GMLS. All information is deemed reliable but not guaranteed and should be independently verified. All properties subject to prior sale, change, or withdrawal. Neither listing broker(s), GMLS shall be responsible for any typographical errors, misinformation, or misprints, and shall be held totally harmless from any damages arising from reliance upon these data. IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.

Data is updated as of 12/26/2025.

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495 Morris Street

Single Family Home for sale in Albany, NY

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