173 River Street Oneonta, NY ^$ 119,900

173 River Street

^$ 119,900

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173 River Street

Oneonta, NY, 13820

^$ 119,900

Bedrooms2 Baths1.0 Sq 1,051

Monthly Estimate*

^$ 748

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Single Family Home for sale in Oneonta, NY

for $119,900 with 2 bedrooms and 1 full bath. This 1,051 square foot home was built in 1920 on a lot size of 0.21.

This AFFORDABLE ONEONTA HOME is certainly one YOU DON'T WANT TO MISS! Conveniently located near all Oneonta has to offer exterior highlights include a HUGE FENCED IN YARD, detached one car garage, and a PRIVATE BACK PATIO. Inside on the first floor you'll find a large living room, kitchen, formal dining room, and bonus room - perfect for a playroom or office. Additionally upstairs features two bedrooms and a full bath. PRIME LOCATION, LOW TAXES, TURN-KEY ... this is one you won't want to miss - DON'T HESITATE!

Single Family Active

Price

^$ 119,900

Bedrooms

Full Bath

Property Type

Single Family

Taxes

^$ 3,110

Style

TwoStory

Lot Size

0.21

Year Built

1920

Town/City

Oneonta

County/Region

Otsego

MLS | Web ID

R1631927

Features

Interior

Interior Amenities Den SeparateFormalDiningRoom SeparateFormalLivingRoom

Basement Full

Flooring Hardwood Varies Vinyl

Total Fireplaces 0

Total Stories 2

Basement (Y/N) Yes

Heating Y/N Yes

Fireplace Y/N No

Half Baths 0

Laundry Features InBasement

Total Bedrooms 2

Main Level Bedrooms 0

Main Level Bathrooms 0

Total Baths 1

General

Sewer Connected

Heating Gas ForcedAir

Utilities ElectricityConnected SewerConnected WaterConnected

Possession CloseOfEscrow

Appliances Dryer ExhaustFan ElectricOven ElectricRange GasWaterHeater Refrigerator RangeHood Washer

Garage Spaces 1.0

Architectural Style TwoStory

Construction Materials Other VinylSiding

School District Oneonta

Year Built 1920

Stories Count 2

Township Not Applicable

Levels Two

Property Subtype SingleFamilyResidence

County Otsego

Property Type Residential

Attached Garage No

Garage Y/N Yes

Total Rooms 7

Full Baths 1

Status Active

Directions From Main Street turn on to River Street property will be on your left - see sign.

City Oneonta

Senior Community Y/N No

High School District Oneonta

Number Of Units Total 0

MLS Area Oneonta-City-361200

Lot Size Units Acres

Lot Size Square Feet 9148.0

Year Built Details Existing

Tax Annual Amount 3110.0

Property Condition Resale

Virtual Tour https://video214.com/play/hjhQXzVTL1toGQyVfCRtyw/s/dark

Standard Status Active

Middle/Junior School District Oneonta

Elementary School District Oneonta

Tax Assessed Value 84000

TaxOtherAnnualAssessmentAmount 0.0

Tax Lot 20

Exterior

Exterior Amenities GravelDriveway

Parking Features Detached Garage SharedDriveway

Lot Features IrregularLot ResidentialLot

Water Source Connected Public

Lot Size Area 0.21

Foundation Details Stone

Building Area Total 1051.0

Lot Dimensions 86X173

Lot Size Acres 0.21

Waterfront Y/N No

Road Frontage Type CityStreet MainThoroughfare

Internal Only

Street Number 1 173

* Excluded Features

List By

Benson Agency Real Estate Llc

Broker

(607) 434-2078

Phone

Affordability Calculator

$1,007

Per Month

Monthly Principal & Interest: $748
Monthly Property Taxes: $259
Monthly Home Insurance: --

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Down Payment

Loan Term

Interest Rate

Yearly Property Taxes

Yearly Home Insurance

Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Single family listings in Oneonta, NY

Average List Price ^$317,428

Percent of Sale Price 165%

About Oneonta, NY

22,554 Population

4% Since 2002

^$48,532 Median Income

29.25 Median Age

22% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

4122763 Elementary School

4122830 Middle School

Unknown High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
9/30/2025	$119,900	-7.70%	Price Down
8/22/2025	$129,900		Listed Price

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173 River Street, Oneonta, NY, 13820 is a Single Family Home for sale at $119,900 with 1,051 sqft and a lot size of 0.21. 173 River Street has 2 bedrooms, 1.0 baths, and was built in 1920. The property's zip code is 13820 which is in Oneonta, NY

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

The data relating to real estate on this web site comes in part from the Internet Data Exchange (IDX) Program of NYSAMLS. Real estate listings held by firms other than Weichert Realtors are marked with the IDX logo and detailed information about them includes the Listing Brokers Firm Name.

All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither the listing broker(s) nor Weichert Realtors shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless. Copyright 2025 All rights reserved.

Fair Housing Notice (FHN)-https://www.dos.ny.gov/licensing/docs/FairHousingNotice_new.pdf

Data is updated as of 12/11/2025.

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173 River Street

Single Family Home for sale in Oneonta, NY

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