10870 Torchlight Lane Central Lake, MI ^$ 5,000,000

10870 Torchlight Lane

^$ 5,000,000

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10870 Torchlight Lane

Central Lake, MI, 49622

^$ 5,000,000

Bedrooms10 Baths7.0 Sq 5,009

Monthly Estimate*

^$ 31,193

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Single Family Home for sale in Central Lake, MI

for $5,000,000 with 10 bedrooms and 7 full baths. This 5,009 square foot home was built in 1988 on a lot size of 3.6.

Rare Torch Lake opportunity to own 5 residential structures with views from every house! Once in a generation do you get the chance to own the entire HOA and set the rules. No STR restrictions within the township. This 3.6-acre waterfront estate boasts 110′ of sandy frontage, stunning sunset views, and over 5,000 sq. ft. of living space across five residences. The 2,420 sq. ft. main home features 3BR/3BA, an open kitchen/living area, and a spacious deck. A fully updated 902 sq. ft. guest house offers 3BR/1BA and a large composite deck, while a 768 sq. ft. log cabin (2BR/1BA) and two 460 sq. ft. cottages (1BR/1BA each with kitchen/living) add flexibility for rentals or extended family. Lake views from every residence. Two pole barns, an oversized 1,000 sq. ft. loft, and plenty of open space for recreation complete the property. Potential for three additional building sites, this compound is perfect for a family retreat, income property, or future development. Torch Lake, rated by National Geographic as the 3rd most beautiful lake in the world, makes this the ultimate opportunity

Single Family Active

Price

^$ 5,000,000

Bedrooms

Full Bath

Property Type

Single Family

Taxes

^$ 21,966

Style

Cabin,Log Home,Ranch

Lot Size

3.6

Year Built

1988

Town/City

Central Lake

County/Region

Antrim

MLS | Web ID

25042207

Features

General

Sewer Septic Tank

Heating Baseboard Forced Air

Cooling Central Air

Possession Negotiable

Roof Asphalt Metal

Garage Spaces 6.0

Association Fee Includes Lawn/Yard Care

Architectural Style Cabin Log Home Ranch

Construction Materials Log Vinyl Siding

Year Built 1988

Stories Count 1

Township Central Lake Twp

Property Subtype Single Family Residence

Tax Year 2025

Ownership Private Owned

Waterfront Features Lake

County Antrim

New Construction N

Property Type Residential

HOA Y

Attached Garage Y

Garage Y/N Y

Total Rooms 33

Full Baths 7

Status Active

Directions West on old state road south on NE torch lake drive

City Central Lake

Body of Water Torch Lake

High School District Central Lake

MLS Area Traverse City - T

Lot Size Units Acres

Lot Size Square Feet 156816.0

Carport Y/N N

Listing Terms Cash Conventional

Land Lease Y/N N

Tax Annual Amount 21966.0

Home Warranty Y/N N

Lease Renewal Y/N N

MLS Area Minor Traverse City - T

Additional Parcels Y/N N

Rent Control Y/N N

Standard Status Active

Occupancy Type Owner

Tax Assessed Value 821848

Legal Description See supporting documents due to various properties included.

Senior Community None

Interior

Basement Crawl Space Slab

Total Fireplaces 0

Air Conditioning Y/N Y

Heating Y/N Y

Fireplace Y/N N

Half Baths 0

Laundry Features Gas Dryer Hookup Laundry Chute Main Level Washer Hookup

Total Bedrooms 10

Main Level Bedrooms 10

Total Baths 7

Exterior

Parking Features Detached Attached

Water Source Well

Lot Size Area 3.6

Spa N

Building Area Total 5009.0

Lot Dimensions 110x1182

Lot Size Acres 3.6

Waterfront Y/N Y

Crops Included Y/N N

Horse Y/N N

Irrigation Water Rights Y/N N

Private Frontage True

View True

All Sports True

Internal Only

Street Number 1 10870

* Excluded Features

List By

Cornerstone Real Estate

Broker

Bruce@CornerstoneMI.com

Affordability Calculator

$33,024

Per Month

Monthly Principal & Interest: $31,193
Monthly Property Taxes: $1,831
Monthly Home Insurance: --

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Down Payment

Loan Term

Interest Rate

Yearly Property Taxes

Yearly Home Insurance

Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Single family listings in Central Lake, MI

Average List Price ^$1,024,500

Percent of Sale Price 80%

About Central Lake, MI

1,009 Population

1% Since 2002

^$44,878 Median Income

47.51 Median Age

25% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

4920974 Elementary School

4920970 Middle School

Unknown High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
8/20/2025	$5,000,000		Listed Price

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10870 Torchlight Lane, Central Lake, MI, 49622 is a Single Family Home for sale at $5,000,000 with 5,009 sqft and a lot size of 3.6. 10870 Torchlight Lane has 10 bedrooms, 7.0 baths, and was built in 1988. The property's zip code is 49622 which is in Central Lake, MI

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Listing data provided courtesy of the Internet Data Exchange Program of MichRIC, LLC

The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of MichRIC, LLC. Real Estate listings held by brokerage firms (licensees) other than Weichert Realtors include the name of the listing brokers.

The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Information Deemed Reliable But Not Guaranteed

Data is updated as of 12/11/2025.

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10870 Torchlight Lane

Single Family Home for sale in Central Lake, MI

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