4012 Payne Cove Rd
Pelham, TN, 37366 $ 613,900
Bedrooms3 Baths2.0 Sq 2,644 Monthly Estimate*
$ 3,780
for $613,900 with 3 bedrooms and 2 full baths. This 2,644 square foot home was built in 2008 on a lot size of 2.87.
Discover your private Tennessee mountain sanctuary at 4012 Payne Cove Road in Pelham TN, where 5 pristine acres meet authentic Gatlinburg-style luxury living just minutes from both Nashville and Chattanooga via I-24. This exceptional 2,644 square foot brick mountain estate showcases dramatic cathedral ceilings with massive wooden beams, custom hickory cabinets displaying master craftsmanship, and a stunning loft perfect for home office or artist studio overlooking the open-concept living areas. The thoughtful split floor plan provides 3 spacious bedrooms and 2 full bathrooms with privacy and comfort, while soaring ceilings capture the essence of classic Tennessee mountain architecture throughout this turnkey country property. Beyond the main residence, nearly 5 usable acres include an impressive 58x48 pole barn ideal for RV storage, farm equipment, workshop, or livestock operations, plus a generous 36x30 detached garage providing additional vehicle and hobby space. Pure, cold mountain well water and durable brick construction ensure low-maintenance country living, while the versatile property works beautifully as gentleman's farm, horse property, weekend retreat, or Airbnb investment opportunity. Located in scenic Grundy County near South Cumberland State Park, world-famous Caverns music venue, and Elk River recreation including fishing and kayaking, this Pelham mountain home delivers unbeatable value combining privacy, quality construction, abundant storage, and strategic highway access between Tennessee's major cities. Schedule your showing today to experience this rare Grundy County gem offering acreage, outbuildings, and mountain living convenience.
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FeaturesGeneralLiving Area 2644
Sewer Septic Tank
Heating Central
Cooling Central Air Electric
Utilities Electricity Available
Possession Close Of Escrow
Roof Metal
Appliances Built-In Electric Oven Double Oven Electric Oven Cooktop Dishwasher
Garage Spaces 2
Patio/Porch Features Porch Covered
Architectural Style Other
Construction Materials Brick
Year Built 2008
Stories Count 2
Levels Two
Property Subtype Single Family Residence
County Grundy County TN
New Construction N
Property Type Residential
Attached Garage N
Subdivision Name N/A
Garage Y/N Y
Full Baths 2
Status Active
Directions From I-24 exit 127 travel Tn Hwy 50 at 4-way stop travel straight a couple miles and veer right onto Payne Cove Rd. turn left at crossroad continue to the home on right
High School Grundy Co High School
City Pelham
Senior Community Y/N N
Open Parking Spaces 4
Lot Size Units Acres
Elementary School Pelham Elementary
Property Attached Y/N N
Year Built Details Existing
Tax Annual Amount 1411
Middle/Junior High School Pelham Elementary
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
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InteriorInterior Amenities Built-in Features Ceiling Fan(s) High Ceilings Open Floorplan Pantry Walk-In Closet(s) High Speed Internet Kitchen Island
Basement Crawl Space
Flooring Laminate Tile
Total Fireplaces 1
Air Conditioning Y/N Y
Heating Y/N Y
Fireplace Y/N Y
Above Grade Finished Area 2644
Half Baths 0
Laundry Features Electric Dryer Hookup Washer Hookup
Total Bedrooms 3
Main Level Bedrooms 3
Below Grade Finished Area Unit Type Square Feet
Below Grade Finished Area Source Assessor
Above Grade Finished Area Source Assessor
Above Grade Finished Area Unit Type Square Feet
Total Baths 2
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ExteriorParking Features Detached Aggregate
Water Source Well
Total Parking 6
Lot Size Area 2.87
Building Area Total 2644
Lot Size Acres 2.87
Lot Size Source Assessor
Waterfront Y/N N
Covered Spaces 2
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* Excluded FeaturesList ByMike Winton Realty & AuctionBroker
mikewinton@realtracs.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $3,780
- Monthly Property Taxes
- $118
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Pelham, TN
Average List Price $528,560
Percent of Sale Price 14%
About Pelham, TN 456 Population
1% Since 2002
$ 53,021 Median Income
45.26 Median Age
18% Households with Children
Trends Information provided by ATTOM Data Solutions.
244245 Elementary School
244245 Middle School
Grundy Co High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 1/20/2026 | $613,900 | -0.81% | Price Down |
| 11/14/2025 | $618,900 | -0.16% | Price Down |
| 10/29/2025 | $619,900 | -0.80% | Price Down |
| 9/17/2025 | $624,900 | -0.79% | Price Down |
| 8/19/2025 | $629,900 | | Listed Price |