10801 SW 185TH TERRACE Dunnellon, FL $ 1,199,999
10801 SW 185TH TERRACE
$ 1,199,999
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10801 SW 185TH TERRACE

Dunnellon, FL, 34432
$ 1,199,999
Bedrooms1 Baths1.0 Sq 520

Monthly Estimate*

$ 7,486

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Single Family Home for sale in Dunnellon, FL

for $1,199,999 with 1 bedroom and 1 full bath. This 520 square foot home was built in 2008 on a lot size of 0.32.

Escape to your own slice of paradise with this exquisite luxury cottage, nestled along the crystal-clear waters of the Rainbow River in the serene Rio Vista subdivision. Built in 2008, this charming retreat is perfect as a romantic hideaway, a lucrative short-term rental, or the foundation for your dream home on a spacious .32-acre lot with nearly 80 feet of private river frontage. Step inside to discover a gourmet kitchen that’s a chef’s delight, featuring a professional-grade Viking stove and range, premium appliances, elegant shaker cabinetry, gleaming granite countertops, and a custom brick backsplash. The open-concept living and dining area exudes warmth with soaring vaulted wood ceilings, plush seagrass carpeting, and rich brick flooring, creating an inviting ambiance for relaxation or entertaining. The airy Main Suite area, seamlessly connected to the living space, offers serene comfort with luxurious seagrass carpet, while the spa-inspired Master Bath boasts an oversized granite-topped vanity, a tiled shower, brick floors, and a convenient stackable washer/dryer. Need extra space? A versatile loft with pull-down stairs provides additional sleeping quarters or ample storage. The cottage is crafted with durability and style in mind, featuring Hardie board siding, energy-efficient Anderson windows and doors, a sleek galvanized metal roof, and a tankless water heater for modern convenience. Outside, the expansive screened porch with brick flooring offers breathtaking river views, perfect for morning coffee or evening sunsets. The meticulously landscaped yard, complete with a matching storage shed, leads to your private dock and swimming area, inviting you to dive into the pristine waters of the Rainbow River. Currently a sought-after VRBO/Airbnb rental generating $350 a night, this cottage is both a tranquil retreat and a proven investment opportunity. As part of the exclusive Rio Vista community, you’ll enjoy access to a private 4-acre park with a boat ramp, picnic pavilions, and restrooms. Located in the vibrant small town of Dunnellon, you’re just minutes from charming shops, the World Equestrian Center, Historic Downtown Ocala Square, and the natural wonders of Florida’s Nature Coast. Don’t miss this rare opportunity to own a piece of Rainbow River paradise—schedule your private tour today!

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Single Family Active

Price

$ 1,199,999

Bedrooms

1

Full Bath

1

Property Type

Single Family

Taxes

$ 4,593

Style

Single Family Residence

Lot Size

0.32

Year Built

2008

Town/City

Dunnellon

County/Region

Marion

MLS | Web ID

TB8418268

Features
General
Sewer Public Sewer
Heating Central Electric
Cooling Central Air
Utilities Public
Roof Metal
Appliances Built-In Oven Dishwasher Disposal Dryer Exhaust Fan Gas Water Heater Ice Maker Indoor Grill Microwave Range Refrigerator Tankless Water Heater Washer
Zoning R1
Construction Materials HardiPlank Type Wood Frame
Pets Allowed Cats OK Dogs OK
Year Built 2008
Levels One
Property Subtype Single Family Residence
Tax Year 2023
Ownership Fee Simple
Waterfront Features River Front
Assoc Fee Paid Per Annually
County Marion
New Construction false
Property Type Residential
Subdivision Name RIO VISTA
Facing Direction South
Garage Y/N false
Total Rooms 6
Full Baths 1
Status Active
Directions From US 41 take SW 99th Ave east towards the river. Cross railroad tracks and stay right. Follow the curve to the right and proceed to SW 185th Terr on left to address.
City DUNNELLON
Body of Water RAINBOW RIVER
Association Name Bill Schulz
Senior Community Y/N false
MLS Area 34432 - Dunnellon
Lot Size Units Square Feet
Lot Size Square Feet 13939
Carport Y/N false
Listing Terms Cash Conventional
Land Lease Y/N false
Tax Annual Amount 4593
Additional Parcels Y/N false
Lease Considered Y/N true
Virtual Tour https://www.propertypanorama.com/instaview/stellar/TB8418268
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Vacant
Tax Lot 10
Legal Description SEC 30 TWP 16 RGE 19 PLAT BOOK K PAGE 046 RIO VISTA REPLAT BLK A LOT 10
Water View River
Water Access Type River
Minimum Lease No Minimum
Water Access Y/N true
Water View Y/N true
Flood Zone Code AE
DockY/N true
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Interior
Interior Amenities Cathedral Ceiling(s) Living Room/Dining Room Combo Open Floorplan Solid Surface Counters Thermostat Window Treatments
Flooring Brick/Stone Carpet
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N false
Half Baths 0
Laundry Features Inside Laundry Room
Total Bedrooms 1
Total Baths 1
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Exterior
Exterior Amenities French Doors Outdoor Shower
Water Source Public
Lot Size Area 13939
Foundation Details Slab
Building Area Total 760
Lot Size Acres 0.32
Road Surface Type Asphalt
Private Pool false
Waterfront Y/N true
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* Excluded Features
List By
Equity Realty Suncoast

Broker

kathysre@gmail.com

Email

Affordability Calculator

$7,869
Per Month
95%
5%
0%
Monthly Principal & Interest
$7,486
Monthly Property Taxes
$383
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4827338 Elementary School
4827337 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
12/19/2025$1,199,999 Listed Price

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10801 SW 185TH TERRACE, Dunnellon, FL, 34432 is a Single Family Home for sale at $1,199,999 with 520 sqft and a lot size of 0.32. 10801 SW 185TH TERRACE has 1 bedrooms, 1.0 baths, and was built in 2008. The property's zip code is 34432 which is in Dunnellon, FL