84 Oak Creek Circle Toccoa, GA $ 374,900
84 Oak Creek Circle
$ 374,900
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84 Oak Creek Circle

Toccoa, GA, 30577
$ 374,900
Bedrooms4 Baths3.1 Sq 3,484

Monthly Estimate*

$ 2,339

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Single Family Home for sale in Toccoa, GA

for $374,900 with 4 bedrooms and 3 full baths, 1 half bath. This 3,484 square foot home was built in 1974 on a lot size of 0.46.

This four-sided brick cottage is nestled in a well-established neighborhood just minutes from downtown Toccoa. A distinctive Mansard roof, inspired by French country estates, enhances the home's elegant facade and creates a warm, welcoming entry. The main level features a foyer entrance, updated kitchen with quartz countertops and a coffee bar, a spacious great room with built-in bookshelves flanking a masonry wood-burning fireplace, a formal dining room, sunroom, study, and a half bath. Beadboard ceilings and recessed lighting add charm and character throughout this level. Upstairs, four oversized bedrooms fill with natural light from abundant windows, accompanied by two full baths. The finished basement offers a second masonry fireplace with gas logs and generous space for entertaining family and friends. Dual HVAC systems serve the main and upper levels for year-round comfort.

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Single Family Active

Price

$ 374,900

Bedrooms

4

Full Bath

3

Half Bath

1

Property Type

Single Family

Taxes

$ 5,091

Style

Brick 4 Side

Lot Size

0.46

Year Built

1974

Town/City

Toccoa

County/Region

Stephens

MLS | Web ID

10585482

Features
Interior
Interior Amenities Bookcases Tile Bath
Basement Daylight Exterior Entry Finished Full Interior Entry
Flooring Laminate Tile Vinyl
Total Fireplaces 2
Fireplace Features Basement Family Room Masonry
Air Conditioning Y/N Y
Heating Y/N Y
Fireplace Y/N Y
Above Grade Finished Area 2484
Half Baths 1
Laundry Features In Kitchen
Total Bedrooms 4
Below Grade Finished Area 1000
Main Level Bedrooms 0
Main Level Bathrooms 0
Below Grade Finished Area Unit Type Square Feet
Above Grade Finished Area Unit Type Square Feet
Kitchen Features Breakfast Room Solid Surface Counters
Total Baths 4
Dining Room Features Separate Room
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General
Sewer Public Sewer
Heating Central
Cooling Ceiling Fan(s) Central Air
Utilities Cable Available Electricity Available High Speed Internet Natural Gas Available Phone Available Sewer Connected Water Available
Roof Composition
Appliances Dishwasher Range Refrigerator Stainless Steel Appliance(s)
Association Fee Includes None
Patio/Porch Features Deck
Architectural Style Brick 4 Side
Construction Materials Brick
Year Built 1974
Levels Two
Property Subtype Single Family Residence
Tax Year 24
Community Features Street Lights
County Stephens
New Construction N
Property Type Residential
HOA N
Attached Garage Y
Subdivision Name Oak Creek Circle
Garage Y/N Y
Other Structures Garage(s)
Full Baths 3
Status Active
Directions GPS is accurate. Going N on Broad ST turn R onto Tugalo St. Turn L on Prather Bridge Rd. Turn R on Oak Creek Circle 3rd home on the right. Sign in yard.
High School Stephens County
City Toccoa
Senior Community Y/N N
Lot Size Units Square Feet
Lot Size Square Feet 20037.6
Carport Y/N N
Elementary School Other
Property Attached Y/N N
Land Lease Y/N N
Tax Annual Amount 5091.68
Home Warranty Y/N N
Middle/Junior High School Stephens County
Property Condition Resale
Structure Type House
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Virtual Tour https://view.spiro.media/order/d4dd08d8-c28d-4a7d-9208-08ddd41090be
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Exterior
Parking Features Garage Attached Kitchen Level
Lot Features Level
Water Source Public
Lot Size Area 20037.6
Foundation Details Block
Spa N
Building Area Total 3484
Lot Size Acres 0.46
Lot Size Source Public Records
Waterfront Y/N N
Horse Y/N N
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* Excluded Features
List By
Hammock Realty North Georgia

Broker

scaudell@hammockrealtyng.com

Email

Affordability Calculator

$2,763
Per Month
85%
15%
0%
Monthly Principal & Interest
$2,339
Monthly Property Taxes
$424
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
5338693 Elementary School
4134109 Middle School
Stephens County High School High School
Pricing History
DatePricePrice ChangeDescription
11/7/2025$374,900 -2.60% Price Down
9/13/2025$384,900 -1.28% Price Down
8/15/2025$389,900 Listed Price

Map


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84 Oak Creek Circle, Toccoa, GA, 30577 is a Single Family Home for sale at $374,900 with 3,484 sqft and a lot size of 0.46. 84 Oak Creek Circle has 4 bedrooms, 3.1 baths, and was built in 1974. The property's zip code is 30577 which is in Toccoa, GA