4123 Trapper Lake Drive Loveland, CO ^$ 435,000

4123 Trapper Lake Drive

^$ 435,000

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4123 Trapper Lake Drive

Loveland, CO, 80538

^$ 435,000

Bedrooms3 Baths2.1 Sq 2,277

Monthly Estimate*

^$ 2,714

Listed by Real

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Townhouse for sale in Loveland, CO

for $435,000 with 3 bedrooms and 2 full baths, 1 half bath. This 2,277 square foot townhouse was built in 2022 on a lot size of 0.05.

Classic charm meets thoughtful design in this beautifully maintained townhome in The Lakes at Centerra. A welcoming facade and manicured approach invite entry into an engaging living area, where a timeless fireplace anchors the space with warmth and architectural presence. Wide plank flooring flows underfoot, lending both gravitas and style, while soft natural light enhances the home's inviting tone. The kitchen blends function with finesse, offering abundant prep surfaces, a stylish island with bar seating, and an undermount sink framed by warm-toned cabinetry that provides generous storage. Stainless steel appliances and a spacious breakfast nook add versatility, creating a natural hub for both quiet mornings and lively gatherings. Upstairs, the expansive primary suite impresses with vaulted ceilings, a large walk-in closet, and a private ensuite. Secondary bedrooms are equally well-proportioned, each with excellent closet space. The unfinished basement, already insulated and partially drywalled with rough-ins in place, offers tremendous potential for personalized expansion. Additional thoughtful touches include a charming "locker" area at the garage entry and a neatly appointed powder room on the main level. Set within a vibrant community close to Boyd Lake, scenic walking and hiking trails, shopping at Centerra, and abundant dining options, this residence pairs everyday comfort with an ideal location.

Townhouse Active

Price

^$ 435,000

Bedrooms

Full Bath

Half Bath

Property Type

Townhouse

Taxes

^$ 4,873

Style

Contemporary

Lot Size

0.05

Year Built

2022

Town/City

Loveland

County/Region

Larimer

MLS | Web ID

IR1041575

Features

Interior

Interior Amenities Kitchen Island Open Floorplan Pantry Walk-In Closet(s)

Basement Full Unfinished

Flooring Wood

Fireplace Features Gas

Basement (Y/N) Y

Above Grade Finished Area 1615

Half Baths 1

3/4 Baths 1

Total Bedrooms 3

Below Grade Finished Area 662

Main Level Bedrooms 0

Main Level Bathrooms 1

Total Baths 3

General

Sewer Public Sewer

Heating Forced Air

Cooling Ceiling Fan(s) Central Air

Utilities Cable Available Electricity Available Electricity Connected Internet Access (Wired) Natural Gas Available Natural Gas Connected

Possession Closing/DOD

Roof Composition

Appliances Dishwasher Disposal Dryer Microwave Oven Refrigerator Washer

Zoning RES

HOA Fee 250

Garage Spaces 2

Association Fee Includes Cable TV Insurance Maintenance Structure Snow Removal Trash Water

Architectural Style Contemporary

Security Features Smoke Detector(s)

Construction Materials Stone Frame

Exclusions sellers personal property and any staging items

Pets Allowed Cats OK Dogs OK

Year Built 2022

Levels Two

Property Subtype Townhouse

Tax Year 2024

Ownership Individual

Assoc Fee Paid Per Monthly

County Larimer

Property Type Residential

Association Amenities Clubhouse Park Playground Pool Trail(s)

HOA Y

Attached Garage Y

Subdivision Name Millennium Northwest 20th Sub

Facing Direction South

Full Baths 1

Status Active

Directions From Boyd Lake Ave & Eisenhower Blvd. Head north on N Boyd Lake Ave At the traffic circle take the 2nd exit and stay on N Boyd Lake Ave At the traffic circle continue straight to stay on N Boyd Lake

High School Mountain View

City Loveland

Association Name Vintage Corporation

High School District Thompson R2-J

Lot Size Square Feet 2035

Listing Terms Cash Conventional FHA VA Loan

Elementary School High Plains

Tax Annual Amount 4873

Middle/Junior High School Conrad Ball

Concessions No

Virtual Tour https://www.zillow.com/view-3d-home/7f634662-ea7a-41b9-b8fa-0b57f3309d81?setAttribution=mls&wl=true

Structure Type Townhouse

Standard Status Active

Occupancy Type Owner

Elementary School District Thompson R2-J

Exterior

Lot Features Level

Water Source Public

Total Parking 2

Building Area Total 2277

Lot Size Acres 0.05

Road Surface Type Paved

Road Frontage Type Public

Other Equipment Satellite Dish

Internal Only

Street Number 1 4123

* Excluded Features

List By

Real

Broker

(720) 238-9688

Phone

Affordability Calculator

$3,120

Per Month

Monthly Principal & Interest: $2,714
Monthly Property Taxes: $406
Monthly Home Insurance: --

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Down Payment

Loan Term

Interest Rate

Yearly Property Taxes

Yearly Home Insurance

Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Townhouse listings in Loveland, CO

Average List Price ^$445,333

Percent of Sale Price 2%

About Loveland, CO

76,459 Population

43% Since 2002

^$62,013 Median Income

40.69 Median Age

26% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

3043169 Elementary School

731836 Middle School

Mountain View High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
11/26/2025	$435,000	-3.33%	Price Down
9/11/2025	$450,000	-3.23%	Price Down
8/15/2025	$465,000		Listed Price

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4123 Trapper Lake Drive, Loveland, CO, 80538 is a Townhouse for sale at $435,000 with 2,277 sqft and a lot size of 0.05. 4123 Trapper Lake Drive has 3 bedrooms, 2.1 baths, and was built in 2022. The property's zip code is 80538 which is in Loveland, CO

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

The data relating to real estate on this web site comes in part from the Internet Data eXchange (IDX) Program of the REcolorado. Real estate listings held by firms other than Weichert Realtors are marked with the IDX logo and detailed information about them includes the Listing Broker’s Firm Name.

The information being provided is for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data is updated as of 12/8/2025.

This publication is designed to provide information with regard to the subject matter covered. It is displayed with the understanding that the publisher and authors are not engaged in rendering real estate, legal, accounting, tax, or other professional services and that the publisher and authors are not offering such advice in this publication. If real estate, legal, or other expert assistance is required, the services of a competent, professional person should be sought.

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PUBLISHER’S NOTICE: All real estate advertised herein is subject to the Federal Fair Housing Act and the Colorado Fair Housing Act, which Acts make it illegal to make or publish any advertisement that indicates any preference, limitation, or discrimination based on race, color, religion, sex, handicap, familial status, or national origin.

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4123 Trapper Lake Drive

Townhouse for sale in Loveland, CO

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