423 Division Street Schenectady, NY ^$ 295,000

423 Division Street

^$ 295,000

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423 Division Street

Schenectady, NY, 12304

^$ 295,000

Bedrooms4 Baths2.0 Sq 2,376

Monthly Estimate*

^$ 1,840

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Multi-Family Home for sale in Schenectady, NY

for $295,000 with 4 bedrooms and 2 full baths. This 2,376 square foot home was built in 1910 on a lot size of 0.13.

Well maintained two-family around the corner from Central Park and close to everything! Nice property demanding good tenants and strong rents. Off street parking with very large backyard as well as front and back porches. Each floor has a generous layout and an oversized bedroom. Each apartment had been converted from a 3 bed to a 2 bed in the past but could easily be converted back. Perfect for investors or owner-occupant.

Multi-Family Active

Price

^$ 295,000

Bedrooms

Full Bath

Property Type

Multi-Family

Taxes

^$ 5,174

Style

Traditional

Lot Size

0.13

Year Built

1910

Town/City

Schenectady

County/Region

Schenectady

MLS | Web ID

202523760

Features

General

Sewer Public Sewer

Heating Forced Air Natural Gas

Cooling None

Possession At Closing

Roof Shingle Asphalt

Garage Spaces 0.0

Patio/Porch Features Rear Porch Covered Front Porch

Architectural Style Traditional

Construction Materials Vinyl Siding Wood Siding

Year Built 1910

Electric 200+ Amp Service

Tenant Pays Hot Water Heat Electricity Gas

Property Subtype Duplex

County Schenectady

New Construction N

Property Type MultiFamily

HOA N

Attached Garage N

Full Baths 2

Status Active

Directions Brandywine to Bradley right onto Division.

High School Schenectady

City Schenectady

High School District Schenectady

Number Of Units Total 2

Lot Size Units Acres

Lot Size Square Feet 5662.8

Carport Y/N N

Elementary School Lincoln School

Land Lease Y/N N

Tax Annual Amount 5174.0

Home Warranty Y/N N

Lease Renewal Y/N N

Additional Parcels Y/N N

Lease Considered Y/N N

Rent Control Y/N N

Standard Status Active

Tax Assessed Value 0

Tax Lot 37.000

Interior

Basement Finished Full

Flooring Vinyl Tile Hardwood

Basement (Y/N) N

Air Conditioning Y/N N

Heating Y/N Y

Above Grade Finished Area 2376.0

Half Baths 0

Total Bedrooms 4

Below Grade Finished Area 0.0

Below Grade Finished Area Source CRS

Above Grade Finished Area Source CRS

Total Baths 2

Exterior

Exterior Amenities None

Fencing None

Parking Features Off Street Driveway

Water Source Public

Total Parking 6.0

Lot Size Area 0.13

Foundation Details Combination

Spa N

Lot Dimensions 33X175.4

Lot Size Acres 0.13

Waterfront Y/N N

Crops Included Y/N N

Horse Y/N N

Irrigation Water Rights Y/N N

Internal Only

Street Number 1 423

* Excluded Features

List By

Kristian Khachadourian

Listing Agent

Kw Platform

Broker

(518) 937-4124

Phone

kristiank@kw.com

Affordability Calculator

$2,272

Per Month

Monthly Principal & Interest: $1,840
Monthly Property Taxes: $431
Monthly Home Insurance: --

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Down Payment

Loan Term

Interest Rate

Yearly Property Taxes

Yearly Home Insurance

Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Multi-family listings in Schenectady, NY

Average List Price ^$290,739

Percent of Sale Price 1%

About Schenectady, NY

66,009 Population

7% Since 2002

^$41,120 Median Income

35.65 Median Age

23% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

5081232 Elementary School

853433 Middle School

Schenectady High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
8/13/2025	$295,000		Listed Price

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423 Division Street, Schenectady, NY, 12304 is a Multi-Family Home for sale at $295,000 with 2,376 sqft and a lot size of 0.13. 423 Division Street has 4 bedrooms, 2.0 baths, and was built in 1910. The property's zip code is 12304 which is in Schenectady, NY

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

The data relating to real estate for sale on this web site comes in part from The Internet Data Exchange Program of ©2019 Global Multiple Listing Service, Inc. The data relating to real estate on this website comes in part from the Internet Data Exchange program of the GMLS. All information is deemed reliable but not guaranteed and should be independently verified. All properties subject to prior sale, change, or withdrawal. Neither listing broker(s), GMLS shall be responsible for any typographical errors, misinformation, or misprints, and shall be held totally harmless from any damages arising from reliance upon these data. IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.

Data is updated as of 12/20/2025.

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423 Division Street

Multi-Family Home for sale in Schenectady, NY

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