2 1/2 1st Street Waterford, NY ^$ 380,050

2 1/2 1st Street

^$ 380,050

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2 1/2 1st Street

Waterford, NY, 12188

^$ 380,050

Bedrooms6 Baths2.0 Sq 3,084

Monthly Estimate*

^$ 2,371

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Multi-Family Home for sale in Waterford, NY

for $380,050 with 6 bedrooms and 2 full baths. This 3,084 square foot home was built in 1879 on a lot size of 0.15.

Live the waterfront lifestyle—without the waterfront price! Live in one and have the other pay toward your mortgage. Excellent investor property too! This charming circa 1880 two-family home offers over 3,000 sq ft of living space on one of the largest lots in the area. Just steps from Waterford's town park and water access, both units feature generous room sizes, water views, and classic details like box beam ceilings, bay windows, French doors, and hardwood floors.. a rare 3-car garage—ideal for storage, hobbies, or water toys. Walk to parks, trails, and local amenities.

Multi-Family Active

Price

^$ 380,050

Bedrooms

Full Bath

Property Type

Multi-Family

Taxes

^$ 4,648

Style

Traditional

Lot Size

0.15

Year Built

1879

Town/City

Waterford

County/Region

Saratoga

MLS | Web ID

202523759

Features

General

Sewer Public Sewer

Heating Electric

Utilities Cable Available

Possession At Closing

Roof Shingle Asphalt

Garage Spaces 3.0

Patio/Porch Features Enclosed

Architectural Style Traditional

Construction Materials Vinyl Siding

Year Built 1879

Electric 150 Amp Service Circuit Breakers

Property Subtype Duplex

County Saratoga

New Construction N

Property Type MultiFamily

HOA N

Attached Garage N

Other Structures Garage(s)

Full Baths 2

Status Active

Directions Take NY-40 to Waterford to Route 4 Left onto Broadway St and left onto 1st St

High School Waterford

City Waterford

High School District Waterford-Halfmoon

Number Of Units Total 2

Lot Size Units Acres

Lot Size Square Feet 6534.0

Carport Y/N N

Elementary School Waterford

Land Lease Y/N N

Tax Annual Amount 4648.0

Home Warranty Y/N N

Lease Renewal Y/N N

Additional Parcels Y/N N

Lease Considered Y/N N

Rent Control Y/N N

Virtual Tour https://handandframe.aryeo.com/sites/nxebrkw/unbranded

Standard Status Active

Tax Assessed Value 0

Tax Lot 28.000

Interior

Basement Bilco Doors Other

Flooring Tile Hardwood Laminate

Basement (Y/N) N

Heating Y/N Y

Window Features Insulated Windows

Above Grade Finished Area 3084.0

Half Baths 0

Laundry Features Electric Dryer Hookup Washer Hookup

Total Bedrooms 6

Below Grade Finished Area 0.0

Below Grade Finished Area Source Public Records

Above Grade Finished Area Source Public Records

Total Baths 2

Exterior

Exterior Amenities None

Fencing Back Yard Front Yard

Parking Features Detached

Lot Features Corner Lot

Water Source Public

Total Parking 3.0

Lot Size Area 0.15

Spa N

Lot Size Acres 0.15

Waterfront Y/N N

Door Features French Doors

Crops Included Y/N N

Horse Y/N N

Irrigation Water Rights Y/N N

Internal Only

Street Number 1 212

* Excluded Features

List By

Joseph Cardinale

Listing Agent

Howard Hanna Capital Inc

Broker

(518) 755-2064

Phone

josephcardinale@howardhanna.com

Affordability Calculator

$2,758

Per Month

Monthly Principal & Interest: $2,371
Monthly Property Taxes: $387
Monthly Home Insurance: --

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Down Payment

Loan Term

Interest Rate

Yearly Property Taxes

Yearly Home Insurance

Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Multi-family listings in Waterford, NY

Average List Price ^$344,142

Percent of Sale Price 9%

About Waterford, NY

8,617 Population

1% Since 2002

^$63,401 Median Income

42.24 Median Age

26% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

3590804 Elementary School

3041312 Middle School

Waterford High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
10/14/2025	$380,050	-10.58%	Price Down
8/13/2025	$425,000		Listed Price

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2 1/2 1st Street, Waterford, NY, 12188 is a Multi-Family Home for sale at $380,050 with 3,084 sqft and a lot size of 0.15. 2 1/2 1st Street has 6 bedrooms, 2.0 baths, and was built in 1879. The property's zip code is 12188 which is in Waterford, NY

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

The data relating to real estate for sale on this web site comes in part from The Internet Data Exchange Program of ©2019 Global Multiple Listing Service, Inc. The data relating to real estate on this website comes in part from the Internet Data Exchange program of the GMLS. All information is deemed reliable but not guaranteed and should be independently verified. All properties subject to prior sale, change, or withdrawal. Neither listing broker(s), GMLS shall be responsible for any typographical errors, misinformation, or misprints, and shall be held totally harmless from any damages arising from reliance upon these data. IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.

Data is updated as of 12/14/2025.

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2 1/2 1st Street

Multi-Family Home for sale in Waterford, NY

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