523 WINTER TERRACE #523 Winter Haven, FL $ 175,000
523 WINTER TERRACE #523
$ 175,000
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523 WINTER TERRACE #523

Winter Haven, FL, 33881
$ 175,000
Bedrooms3 Baths2.0 Sq 1,073

Monthly Estimate*

$ 1,092

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Condo for sale in Winter Haven, FL

for $175,000 with 3 bedrooms and 2 full baths. This 1,073 square foot condo was built in 1997 on a lot size of 0.03.

Welcome to this cozy 3-bedroom, 2-bath corner unit condo located in the lakefront community Winter Ridge on Lake Smart. Enjoy added privacy and convenience with two assigned parking spaces and a generously sized enclosed Florida Room—complete with a window unit for extra living space year-round. Inside, you’ll find tile flooring and carpet, and a split floorplan. Outside, take advantage of community amenities including a boat dock, picnic area, clubhouse, pool, and shuffleboard courts. Even better? The association handles exterior and roof maintenance, so you can spend more time enjoying the Florida lifestyle. Whether you're seeking a low-maintenance investment property or looking to downsize and enjoy fishing, boating, and nature, this condo offers the perfect retreat. Plus, it’s just minutes from I-4, giving you quick access to Orlando, Lakeland, and Tampa.

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Condo Active

Price

$ 175,000

Bedrooms

3

Full Bath

2

Property Type

Condo

Taxes

$ 2,611

Style

Condominium

Lot Size

0.03

Year Built

1997

Town/City

Winter Haven

County/Region

Polk

MLS | Web ID

O6333334

Features
Interior
Interior Amenities ceiling fan(s) primary bedroom main floor split bedroom
Flooring carpet ceramic tile
Total Stories 1
Air Conditioning Y/N yes
Heating Y/N yes
Fireplace Y/N no
Half Baths 0
Laundry Features in kitchen inside
Total Bedrooms 3
Total Baths 2
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General
Sewer public sewer
Heating central
Cooling central air
Utilities public
Roof shingle
Appliances dishwasher disposal range refrigerator
HOA Fee 249
Association Fee Includes maintenance grounds
Construction Materials block stucco
Pets Allowed yes
Year Built 1997
Levels one
Unit Number 523
Property Subtype condominium
Tax Year 2024
Ownership fee simple
Waterfront Features waterfront
Community Features dock waterfront pool
Assoc Fee Paid Per monthly
County polk
New Construction no
Property Type residential
Association Amenities clubhouse shuffleboard court
HOA Y
Subdivision Name winter ridge condo
Facing Direction east
Garage Y/N no
Total Rooms 5
Full Baths 2
Status active
Directions winter haven first street north to sr 544 to community entrance. turn right to winter ridge drive. turn left on winter terrace to property on the right.
City winter haven
Association Name jonathan turner
Senior Community Y/N no
MLS Area 33881 - winter haven / florence villa
Lot Size Units square feet
Lot Size Square Feet 1142
Carport Y/N no
Land Lease Y/N no
Tax Annual Amount 2611.27
Additional Parcels Y/N no
Lease Considered Y/N yes
Virtual Tour https://www.propertypanorama.com/instaview/stellar/o6333334
Building Area Units square feet
Living Area Units square feet
Standard Status active
Occupancy Type vacant
Tax Lot 145
Legal Description winter ridge condominiums or 3047 pgs 2235 thru 2286 unit 145 and undivided interest in the common elements as per condo declaration
Minimum Lease 8-12 months
Water Access Y/N no
Monthly HOA Amount 249
HOA Monthly Maintenance 0
Water View Y/N no
Flood Zone Code x
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Exterior
Exterior Amenities other
Water Source public
Lot Size Area 1142
Foundation Details slab
Building Area Total 1073
Lot Size Acres 0.03
Road Surface Type paved
Private Pool no
Waterfront Y/N no
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Internal Only
Street Number 1 523
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* Excluded Features
List By
Thomas Lynne Realty Group Llc

Broker

PatHancockBroker@gmail.com

Email

Affordability Calculator

$1,309
Per Month
83%
17%
0%
Monthly Principal & Interest
$1,092
Monthly Property Taxes
$218
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
266288 Elementary School
265661 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
8/12/2025$175,000 Listed Price

Map


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523 WINTER TERRACE #523, Winter Haven, FL, 33881 is a Condo for sale at $175,000 with 1,073 sqft and a lot size of 0.03. 523 WINTER TERRACE #523 has 3 bedrooms, 2.0 baths, and was built in 1997. The property's zip code is 33881 which is in Winter Haven, FL