520 E 2nd Street Spencer, IA $ 70,000
520 E 2nd Street
$ 70,000
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520 E 2nd Street

Spencer, IA, 51301
$ 70,000
Bedrooms2 Baths1.0 Sq 884

Monthly Estimate*

$ 437

520 E 2nd Street, Spencer, IA 51301 - Image 1
520 E 2nd Street, Spencer, IA 51301 - Image 2
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520 E 2nd Street, Spencer, IA 51301 - Image 4
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520 E 2nd Street, Spencer, IA 51301 - Image 7
520 E 2nd Street, Spencer, IA 51301 - Image 8
520 E 2nd Street, Spencer, IA 51301 - Image 9
520 E 2nd Street, Spencer, IA 51301 - Image 10
520 E 2nd Street, Spencer, IA 51301 - Image 11
520 E 2nd Street, Spencer, IA 51301 - Image 12

Single Family Home for sale in Spencer, IA

for $70,000 with 2 bedrooms and 1 full bath. This 884 square foot home was built in 1915 on a lot size of 0.22.

Opportunity Knocks! This classic bungalow offers a great starting point for your next investment or new home —whether you’re looking to start home ownership, flip or add a steady rental to your portfolio. Featuring potentially two bedrooms, one bath, an eat-in kitchen, and a formal dining room, the layout is simple and functional. Original woodwork trim adds character throughout, while an enclosed front porch extends the living space and provides a welcoming entry. The property also includes a one-car detached garage and is conveniently located near the high school, making it appealing for future tenants or buyers. With its manageable size and traditional charm, this home is ready for your vision and updates.

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Single Family Pending

Price

$ 70,000

Bedrooms

2

Full Bath

1

Property Type

Single Family

Taxes

$ 1,548

Style

Bungalow

Lot Size

0.22

Year Built

1915

Town/City

Spencer

County/Region

Clay

MLS | Web ID

251037

Features
Interior
Interior Features Eat-in Kitchen Main Floor Bedrooms Natural Woodwork
Furnished Y/N No
Fireplace 0
Total Baths 1
Full Baths 1
1/4 Baths 0
Basement Features Finished-Partial
Basement Material Concrete Block
Basement Style Full
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General
Sewer Public Sewer
Construction Stick Built
Heating Forced Air
Cooling Central
Roof Asphalt
Appliances Cooktop Refrigerator Wall Oven
Flood Zone No
Number of Garage Spaces 1
School District Spencer
Electric Breakers
Architctural Style Bungalow
Stories Count 1
Class RESIDENTIAL
Assessments No
Levels One
Type Single Family Residence
Yearly Taxes 1548
Tax Year 2024
Fuel Natural Gas
Status Pending
Subdivision IA
Sale/Rent For Sale
Status Detail 0
Lot Sqft 9375
Construction Materials Steel Siding
Primary City Spencer
Year Built 1915
City Spencer
Disclosures Lead Based Paint Disc Property Condition Disc
Total Sq Ft 884
DOM 117
Secondary City Clay County
Postal Code 51301
Price Per Sq Ft Total AG 79.19
Public Remarks Opportunity Knocks! This classic bungalow offers a great starting point for your next investment or new home —whether you’re looking to start home ownership flip or add a steady rental to your po
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Exterior
Exterior Features Driveway-Concrete Patio Porch
Waterfront 0
Garage Type Detached
Lot Size Source Assessor
Water Source Public/City
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* Excluded Features
List By
Kelly Bierl

Listing Agent

Hometown Realty

Broker

(712) 260-5711

Phone

kelly@byhometown.com

Email

Affordability Calculator

$566
Per Month
77%
23%
0%
Monthly Principal & Interest
$437
Monthly Property Taxes
$129
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
1883250 Elementary School
1883270 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
11/25/2025$70,000 -12.50% Price Down
11/3/2025$80,000 -15.70% Price Down
10/8/2025$94,900 -5.01% Price Down
9/2/2025$99,900 -9.18% Price Down
8/12/2025$110,000 Listed Price

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520 E 2nd Street, Spencer, IA, 51301 is a Single Family Home for sale at $70,000 with 884 sqft and a lot size of 0.22. 520 E 2nd Street has 2 bedrooms, 1.0 baths, and was built in 1915. The property's zip code is 51301 which is in Spencer, IA