1125 S Topsail Drive Surf City, NC $ 949,000
1125 S Topsail Drive
$ 949,000
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1125 S Topsail Drive

Surf City, NC, 28445
$ 949,000
Bedrooms4 Baths3.0 Sq 1,900

Monthly Estimate*

$ 5,921

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Single Family Home for sale in Surf City, NC

for $949,000 with 4 bedrooms and 3 full baths. This 1,900 square foot home was built in 2003 on a lot size of 0.14.

Experience the ultimate in coastal living at this beautifully appointed 4-bedroom, 3-bath ocean-view home in the heart of Surf City. More than a home—this is a lifestyle. With turnkey furnishings, a private in-ground pool, and beach access just steps away, this retreat captures the best of Topsail Island. Enjoy over 1,900 square feet of bright, open living space designed in soothing coastal tones. Every bedroom offers access to ocean-view decks, perfect for morning coffee or sunset cocktails. Thoughtful updates, including new flooring and modern kitchen cabinetry, enhance comfort and style throughout. Outside, unwind by your private pool or explore Surf City's charming shops, local eateries, and pristine beaches—all just minutes away. And with no HOA dues, you can fully embrace island living without compromise. Whether as a primary residence, vacation getaway, or investment opportunity, this is a must-see coastal gem.

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Single Family Active

Price

$ 949,000

Bedrooms

4

Full Bath

3

Property Type

Single Family

Taxes

$ 0

Style

Single Family Residence

Lot Size

0.14

Year Built

2003

Town/City

Surf City

County/Region

Onslow

MLS | Web ID

100524182

Features
General
Living Area 1900.0
Heating Heat Pump Electric
Cooling Heat Pump
Utilities Sewer Connected
Possession Close Of Escrow At Closing
Roof Architectural Shingle
Appliances Washer Refrigerator Range Dryer Dishwasher
Zoning R
Garage Spaces 0.0
Patio/Porch Features Covered Enclosed Balcony
Pool Features In Ground
Construction Materials Vinyl Siding
Year Built 2003
View Ocean
Stories Count 2
Levels Two
Property Subtype Single Family Residence
Tax Year 2024
Parcel Number 4234-46-2122-0000
County Pender
Operating Expense 0.0
New Construction N
Property Type Residential
In City Limits? (Y/N) Y
HOA N
Attached Garage N
Subdivision Name Horse Hammock Beach
Garage Y/N N
Total Rooms 7
Full Baths 3
Status Active
Directions Hwy 210 toward Topsail Island. Cross high rise bridge onto Topsail. Bare right on Island Dr. to N New River Dr to the round about in Surf City. Take Hwy 50 exit. Property is on the right.
High School Topsail
City Surf City
Open Parking Spaces 4
Lot Size Units Acres
Lot Size Square Feet 6229.0
Carport Spaces 0.0
Carport Y/N N
Elementary School Surf City
Property Attached Y/N N
Land Lease Y/N N
Home Warranty Y/N N
Middle/Junior High School Surf City
Lease Considered Y/N N
Virtual Tour https://mls.ricoh360.com/73cac560-05fd-4244-869d-c3b6758cf310?floorplans=false
Structure Type Wood Frame
Living Area Units Square Feet
Standard Status Active
Tax Assessed Value 357711
Legal Description LT 25 PB 8/56 HORSE HAMMOCK BEACH
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Interior
Interior Amenities High Ceilings Entrance Foyer Solid Surface Kitchen Island Ceiling Fan(s) Furnished Reverse Floor Plan Blinds/Shades
Basement None
Flooring LVT/LVP
Furnished Y/N Furnished
Fireplace Features None
Master Bed Level Primary Living Area
Basement (Y/N) N
Air Conditioning Y/N N
Heating Y/N Y
Fireplace Y/N N
Half Baths 0
Total Bedrooms 4
Room Type Living Room Dining Area Dining Room Bedroom 4 Bathroom 3 Master Bedroom Bathroom 1 Bedroom 1 Bedroom 2 Bathroom 2 Other Laundry
Total Baths 3
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Exterior
Exterior Finish Vinyl Siding
Fencing Back Yard
Parking Features Concrete Off Street On Site
Water Source Public
Total Parking 0.0
Lot Size Area 0.14
Foundation Details Other Pilings
Spa N
Building Area Total 1900
Lot Dimensions 50 x 125
Lot Size Acres 0.14
Road Surface Type Paved
Waterfront Y/N N
Road Frontage Type Maintained City Street State Road Paved
Crops Included Y/N N
Horse Y/N N
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Internal Only
Street Number 1 1125
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* Excluded Features
List By
Fletcher Bizz Baker

Listing Agent

Better Homes And Gardens Real Estate Treasure

Broker

bizz@treasurerealty.com

Email

Affordability Calculator

$5,921
Per Month
100%
0%
0%
Monthly Principal & Interest
$5,921
Monthly Property Taxes
--
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4735527 Elementary School
4736970 Middle School
Topsail High School High School
Pricing History
DatePricePrice ChangeDescription
10/24/2025$949,000 -3.06% Price Down
10/1/2025$979,000 -1.81% Price Down
8/9/2025$997,000 Listed Price

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1125 S Topsail Drive, Surf City, NC, 28445 is a Single Family Home for sale at $949,000 with 1,900 sqft and a lot size of 0.14. 1125 S Topsail Drive has 4 bedrooms, 3.0 baths, and was built in 2003. The property's zip code is 28445 which is in Surf City, NC