523 4th Avenue W Spencer, IA ^$ 169,900

523 4th Avenue W

^$ 169,900

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523 4th Avenue W

Spencer, IA, 51301

^$ 169,900

Bedrooms4 Baths2.0 Sq 1,482

Monthly Estimate*

^$ 1,060

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Single Family Home for sale in Spencer, IA

for $169,900 with 4 bedrooms and 2 full baths. This 1,482 square foot home was built in 1900 on a lot size of 0.25.

Your Spencer opportunity awaits! Raise your family in this awesome 4 bed 2 bath home with a spacious 3 car garage! Multiple living spaces on the main level makes for comfortable room for the whole family. Bathroom on main and upper level! Updated kitchen! Fenced back yard for your children and pets to enjoy! Set up your private viewing today!

Single Family Active

Price

^$ 169,900

Bedrooms

Full Bath

Property Type

Single Family

Taxes

^$ 2,816

Style

Lot Size

0.25

Year Built

1900

Town/City

Spencer

County/Region

Clay

MLS | Web ID

251024

Features

General

Sewer Public Sewer

Construction Frame/Wood

Heating Forced Air

Cooling Central

Roof Asphalt

Appliances Range/Stove Refrigerator

Flood Zone Unknown

Number of Garage Spaces 2

School District Spencer

Electric Breakers

Architctural Style Other

Stories Count 2

Class RESIDENTIAL

Assessments Unknown

Levels Two

Type Single Family Residence

Yearly Taxes 2816

Tax Year 2024

Fuel Natural Gas

Status Active

Subdivision IA

Sale/Rent For Sale

Status Detail 0

Lot Sqft 10890

Construction Materials Block

Primary City Spencer

Year Built 1900

City Spencer

Disclosures Lead Based Paint Disc Property Condition Disc

Total Sq Ft 2226

DOM 121

Secondary City Clay County

Postal Code 51301

Price Per Sq Ft Total AG 114.64

Public Remarks Your Spencer opportunity awaits! Raise your family in this awesome 4 bed 2 bath home with a spacious 3 car garage! Multiple living spaces on the main level makes for comfortable room for the whole fa

Exterior

Waterfront 0

Garage Type Detached

Lot Size Source Assessor

Water Source Public/City

Interior

Furnished Y/N No

Total Baths 2

Full Baths 1

1/4 Baths 0

Basement Features Sump Pump

Basement Style Partial

* Excluded Features

List By

Charlie Leissler

Listing Agent

Re/Max Lakes Realty

Broker

(712) 229-9809

Phone

charlie@sellboji.com

Affordability Calculator

$1,295

Per Month

Monthly Principal & Interest: $1,060
Monthly Property Taxes: $235
Monthly Home Insurance: --

Set your offer price

Down Payment

Loan Term

Interest Rate

Yearly Property Taxes

Yearly Home Insurance

Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Single family listings in Spencer, IA

Average List Price ^$207,407

Percent of Sale Price 22%

About Spencer, IA

11,142 Population

-1% Since 2002

^$46,679 Median Income

41.57 Median Age

27% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

1883250 Elementary School

1883270 Middle School

Unknown High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
11/19/2025	$169,900	-5.56%	Price Down
10/27/2025	$179,900	-2.70%	Price Down
9/29/2025	$184,900	-7.55%	Price Down
8/8/2025	$199,999		Listed Price

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523 4th Avenue W, Spencer, IA, 51301 is a Single Family Home for sale at $169,900 with 1,482 sqft and a lot size of 0.25. 523 4th Avenue W has 4 bedrooms, 2.0 baths, and was built in 1900. The property's zip code is 51301 which is in Spencer, IA

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

The data relating to real estate on this web site comes in part from the Internet Data Exchange (IDX) Program of the Iowa Great Lakes Board of REALTORS service.

The information being provided is for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data is deemed reliable but is not guaranteed accurate by the the MLS. Data is updated as of 12/12/2025.

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523 4th Avenue W

Single Family Home for sale in Spencer, IA

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