118 Independence Street Cumberland, MD $ 74,900
118 Independence Street
$ 74,900
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118 Independence Street

Cumberland, MD, 21502
$ 74,900
Bedrooms3 Baths1.1 Sq 1,260

Monthly Estimate*

$ 467

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Townhouse for sale in Cumberland, MD

for $74,900 with 3 bedrooms and 1 full bath, 1 half bath. This 1,260 square foot townhouse was built in 1890 on a lot size of 0.02.

Welcome to this charming end-unit 3-bedroom row home located in the heart of Cumberlandone of Marylands most up-and-coming cities! Whether you're a first-time homebuyer or an investor seeking a strong addition to your portfolio, this move-in-ready property offers both comfort and opportunity. Step inside to discover a beautifully updated kitchen, upgraded flooring throughout, and three spacious bedrooms, perfect for flexible living. The low-maintenance brick exterior adds classic curb appeal, while the large fenced-in backyard provides ample space for outdoor entertaining, pets, or gardening. Conveniently located near downtown, parks, and major commuter routes, this home combines charm, value, and potentialall in one of Western Maryland's most exciting growth areas. Dont miss out!

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Townhouse Active

Price

$ 74,900

Bedrooms

3

Full Bath

1

Half Bath

1

Property Type

Townhouse

Taxes

$ 568

Style

Federal

Lot Size

0.02

Year Built

1890

Town/City

Cumberland

County/Region

Allegany

MLS | Web ID

MDAL2012532

Features
General
Living Area 1260
Sewer Public Sewer
Heating Baseboard - Electric
Cooling Ceiling Fan(s)
Possession Immediate
Roof Other
Appliances Refrigerator Stove Washer/Dryer Hookups Only
Zoning RE
Architectural Style Federal
Construction Materials Brick
School District ALLEGANY COUNTY PUBLIC SCHOOLS
Year Built 1890
View City Street
Levels 2
Tax Year 2024
Ownership Fee Simple
Cool Fuel Electric
Municipality Cumberland
Accessibility None
County ALLEGANY
New Construction N
Property Type Residential
HOA N
Subdivision Name NORTH CUMBERLAND
Garage Y/N N
Water Access Y/N N
Other Structures Above Grade Below Grade
Full Baths 1
Status ACTIVE
Directions Off Independence
City CUMBERLAND
Senior Community Y/N N
MLS Area N Cumberland - Allegany County (MDAL1)
Lot Size Units Square Feet
Lot Size Square Feet 1059.00
Tax Annual Amount 568.0
Structure Type End of Row/Townhouse
Condo/Coop Association fee Y/N N
Bathrooms Full Main Level 0
Bathrooms Count Main Level 1.00
Price Per Sq Ft Total AG 59.44
Acceptable Financing Cash Conventional FHA
Vacation Rental Y/N N
Standard Status Active
Year Built Source Assessor
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Interior
Heating Fuel Electric
Basement Other
Flooring Laminated Carpet Vinyl
Hot Water Electric
Basement (Y/N) Y
Heating Y/N Y
Fireplace Y/N N
Above Grade Finished Area 1260
Half Baths 1
Central Air Y/N N
Total Bedrooms 3
Below Grade Finished Area 0
Main Level Bedrooms 0
Below Grade Finished Area Unit Type Square Feet
Laundry Type Main Floor
Below Grade Finished Area Source Assessor
Above Grade Finished Area Source Assessor
Above Grade Finished Area Unit Type Square Feet
Total Baths 2
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Exterior
Pool No Pool
Water Source Public
Type of Parking On Street
Foundation Details Stone
Water View Y/N N
Lot Size Acres 0.02
Lot Size Source Assessor
Waterfront Y/N N
Land Assessed Value 1500.00
Navigable Water Y/N N
Water Oriented Y/N N
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Internal Only
Street Number 1 118
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* Excluded Features
List By
Long & Foster Real Estate, Inc.

Broker

tylercharleshomes@gmail.com

Email

Affordability Calculator

$515
Per Month
91%
9%
0%
Monthly Principal & Interest
$467
Monthly Property Taxes
$47
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
3534976 Elementary School
3534179 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
10/15/2025$74,900 -6.38% Price Down
8/7/2025$80,000 Listed Price

Map


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118 Independence Street, Cumberland, MD, 21502 is a Townhouse for sale at $74,900 with 1,260 sqft and a lot size of 0.02. 118 Independence Street has 3 bedrooms, 1.1 baths, and was built in 1890. The property's zip code is 21502 which is in Cumberland, MD