1420 Spencer Street Cambria, CA $ 549,000
1420 Spencer Street
$ 549,000
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1420 Spencer Street

Cambria, CA, 93428
$ 549,000
Bedrooms2 Baths1.1 Sq 1,181

Monthly Estimate*

$ 3,425

Listed by The Real Estate Company of Cambria
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Single Family Home for sale in Cambria, CA

for $549,000 with 2 bedrooms and 1 full bath, 1 half bath. This 1,181 square foot home was built in 1972 on a lot size of 0.7323.

Come, enjoy this whimsical “funky cool Cambria” house located down this extremely private, dead-end cul-de-sac, part of which you will own! Local builder Mike McKinney constructed this house with some techniques that are reminiscent of local legend Warren Leopold. This two bedroom, 1.5 bath house backs up to 600+ acres of nature, with the trees, the birds that soar below you, and the cattle that graze slowly across the valley. The house definitely takes advantage of natural views. If you get a chance to come inside, stand in the tub/shower that hangs over the hillside. The adjacent property is owned by the same couple, and is also for sale. Buy them both and create a family compound!

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Single Family Active

Price

$ 549,000

Bedrooms

2

Full Bath

1

Half Bath

1

Property Type

Single Family

Taxes

$ 0

Style

Lot Size

0.7323

Year Built

1972

Town/City

Cambria

County/Region

San Luis Obispo

MLS | Web ID

SC25176065

Days on Market

211

Features
General
Living Area 1181
Sewer Septic Tank
Heating Forced Air Fireplace(s) Natural Gas
Cooling None
Utilities Cable Available Electricity Connected Natural Gas Connected Phone Connected See Remarks Water Connected
Possession Close Of Escrow
Roof Composition Shingle
Appliances Disposal Gas Range Microwave Refrigerator
HOA Fee 0
Garage Spaces 0
Patio/Porch Features Deck Wood
Architectural Style Cottage
Pool Features None
Security Features Carbon Monoxide Detector(s) Smoke Detector(s)
Construction Materials Wood Siding
Year Built 1972
View Mountain(s) Panoramic Trees/Woods
Levels Three Or More
Property Subtype Single Family Residence
Community Features Hiking
County San Luis Obispo
New Construction false
Property Type Residential
HOA false
Contingency Standard Contract Contingencies.
Subdivision Name Top of the World(2170)
Garage Y/N false
Full Baths 1
Special Listing Conditions Standard
Status Active
Directions Heading North on HWY 1 turn left at the light onto Ardath Drive turn left onto Spencer Street turn left to stay on Spencer Street. The property will be on the left one house before the end of the street.
High School Coast Union
City Cambria
Disclosures Coastal Commission Restrictions Coastal Zone Unincorporated
Entry Location Front-Downstairs
Senior Community Y/N false
High School District Coast Unified
Open Parking Spaces 1
Number Of Units Total 1
MLS Area CAMB - Cambria
Lot Size Units Square Feet
Lot Size Square Feet 31900
Listing Terms Cash
Spa Features None
Elementary School Cambria
Property Attached Y/N false
Land Lease Y/N false
Middle/Junior High School Santa Lucia
Additional Parcels Y/N false
Lease Considered Y/N false
Structure Type House
Living Area Units Square Feet
Standard Status Active
Occupancy Type Owner
Year Built Source Assessor
Property Sub Type Additional Single Family Residence
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Interior
Interior Amenities Built-in Features Balcony Eat-in Kitchen High Ceilings Storage All Bedrooms Up Loft
Flooring Wood
Fireplace Features Gas Starter Living Room Wood Burning
Total Stories 4
Common Walls No Common Walls
Air Conditioning Y/N false
Heating Y/N true
Fireplace Y/N true
Half Baths 1
Laundry Features Washer Hookup Gas Dryer Hookup
Total Bedrooms 2
Entry Level 3
Main Level Bedrooms 0
Main Level Bathrooms 1
Total Baths 2
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Exterior
Fencing Wood
Parking Features Gravel No Driveway
Lot Features Sloped Down Secluded Trees
Water Source Public
Total Parking 1
Lot Size Area 31900
Foundation Details Raised
Spa false
Lot Size Acres 0.7323
Road Surface Type Unimproved
Private Pool false
Lot Size Source Assessor
Door Features Sliding Doors
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* Excluded Features
List By
The Real Estate Company Of Cambria

Broker

Bob@TheRealEstateCompanyOfCambria.com

Email

Affordability Calculator

$3,425
Per Month
100%
0%
0%
Monthly Principal & Interest
$3,425
Monthly Property Taxes
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Monthly Home Insurance
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Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
0 Elementary School
0 Middle School
Coast Union High School High School
Pricing History
DatePricePrice ChangeDescription
12/17/2025$549,000 -19.15% Price Down
11/21/2025$679,000 Listed Price

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1420 Spencer Street, Cambria, CA, 93428 is a Single Family Home for sale at $549,000 with 1,181 sqft and a lot size of 0.7323. 1420 Spencer Street has 2 bedrooms, 1.1 baths, and was built in 1972. The property's zip code is 93428 which is in Cambria, CA