550 Cross Plains Road
Rockford, IL, 61107 $ 399,900
Bedrooms3 Baths2.0 Sq 1,866 Monthly Estimate*
$ 2,495
for $399,900 with 3 bedrooms and 2 full baths. This 1,866 square foot home was built in 2025 on a lot size of 0.32.
Brand-new construction located in a prime NE Rockford subdivision with estimated completion in September/October 2025.This sleek, open-concept 1,866 sq ft ranch-style home offers impressive curb appeal with durable LP SmartSide siding on the front, a covered porch, a distinguished roofline, and a front door with dual sidelights. Inside, the spacious floor plan features an eat-in kitchen with a center island (with sink), quartz countertops, GE appliances, and a large pantry. The kitchen and dining area flow into the vaulted living room with an 8-foot sliding glass door leading to a 12x16 deck. The primary suite includes a walk-in closet and private bath with a double quartz vanity, tile flooring, and a tiled shower with a glass door. Two additional bedrooms and a full bathroom provide comfortable accommodations. High-end finishes include light-colored, wood-look LVP flooring in the main areas, plush carpeting in the bedrooms, craftsman-style trim, Moen plumbing fixtures, and black/brushed nickel lighting. A mudroom and laundry room off of the kitchen offer a utility sink, coat closet, and garage access. The basement is ready for future finishing, featuring an egress window, rough-in for a bathroom, power vent water heater, and 200 AMP electrical. Enjoy the already seeded yard. This home is eligible for theRockford New Construction Property Tax Rebate Program-qualifying homeowners may receive three years of property tax refunds, potentially saving thousands. Conveniently located near I-90, the new Hard Rock Hotel & Casino, Javon Bea Hospital, shopping, and more.
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FeaturesGeneralLiving Area 1866
Sewer Public Sewer
Heating Natural Gas
Cooling Central Air
Possession Closing
Garage Spaces 3
Association Fee Includes None
Construction Materials Vinyl Siding Other
Year Built 2025
Township Rockford
Tax Year 2024
Ownership Fee Simple
Assoc Fee Paid Per Not Applicable
County Winnebago
New Construction Y
Property Type Residential Detached Single
Total Rooms 5
Full Baths 2
Status Active
Directions University Drive to Blue River Rd to Cross Plains Rd
City Rockford
High School District 205
MLS Area Rockford
Tax Annual Amount 1297
Standard Status Active
Middle/Junior School District 205
Elementary School District 205
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InteriorBasement Unfinished Full
Half Baths 0
Total Bedrooms 3
Room Type No additional rooms
Total Baths 2
Bedrooms Possible 3
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ExteriorParking Features Attached Garage
Water Source Public
Total Parking 3
Lot Dimensions 79.5x183.77x162.65x84.74
Lot Size Acres 0.32
Waterfront Y/N N
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* Excluded FeaturesList ByKeller Williams Realty SignatureBroker
laurenmedearis@kw.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $2,495
- Monthly Property Taxes
- $108
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Rockford, IL
Average List Price $226,041
Percent of Sale Price 43%
About Rockford, IL 147,353 Population
-4% Since 2002
$ 40,556 Median Income
37.69 Median Age
29% Households with Children
Trends Information provided by ATTOM Data Solutions.
566481 Elementary School
565127 Middle School
Unknown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 11/3/2025 | $399,900 | -3.64% | Price Down |
| 8/4/2025 | $415,000 | | Listed Price |