495 State Route 38 Harford, NY ^$ 273,000

495 State Route 38

^$ 273,000

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495 State Route 38

Harford, NY, 13053

^$ 273,000

Bedrooms4 Baths2.0 Sq 1,846

Monthly Estimate*

^$ 1,703

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Single Family Home for sale in Harford, NY

for $273,000 with 4 bedrooms and 2 full baths. This 1,846 square foot home was built in 1870 on a lot size of 1.02.

Coming to market for the first time in over 30 years, this spacious 4-bedroom, 2-bath home offers a blend of classic charm and recent updates. A large open kitchen provides plenty of space for cooking and gathering, while the formal living room is perfect for entertaining. The enclosed back porch is ideal for relaxing or enjoying three-season living. The fairly new primary bedroom suite adds modern comfort, and the convenience of first-floor laundry makes everyday living easier. An attached 2-car garage offers ample storage and protection from the elements. With room to add your personal touches, this partially-updated home is full of potential!

Single Family Active

Price

^$ 273,000

Bedrooms

Full Bath

Property Type

Single Family

Taxes

^$ 3,497

Style

HistoricAntique

Lot Size

1.02

Year Built

1870

Town/City

Harford

County/Region

Cortland

MLS | Web ID

S1627417

Features

Interior

Interior Amenities CeilingFans EatInKitchen SeparateFormalLivingRoom WindowTreatments MainLevelPrimary PrimarySuite

Basement CrawlSpace Partial

Flooring Laminate Varies Vinyl

Total Fireplaces 0

Total Stories 1

Basement (Y/N) Yes

Air Conditioning Y/N Yes

Heating Y/N Yes

Window Features Drapes ThermalWindows

Fireplace Y/N No

Half Baths 0

Laundry Features AccessibleUtilitiesOrLaundry MainLevel

Total Bedrooms 4

Main Level Bedrooms 1

Main Level Bathrooms 2

Total Baths 2

General

Sewer SepticTank

Heating Oil ForcedAir

Cooling WallUnits

Utilities ElectricityAvailable ElectricityConnected HighSpeedInternetAvailable

Possession CloseOfEscrow

Roof Asphalt

Appliances Dryer ElectricOven ElectricRange ElectricWaterHeater Microwave Refrigerator Washer

Garage Spaces 2.0

Patio/Porch Features Open Porch

Architectural Style HistoricAntique

Construction Materials Frame VinylSiding

School District Dryden

Year Built 1870

Electric CircuitBreakers

Township Not Applicable

Property Subtype SingleFamilyResidence

Accessibility NoStairs AccessibleDoors

County Cortland

Property Type Residential

Attached Garage Yes

Garage Y/N Yes

Other Structures Other

Total Rooms 8

Full Baths 2

Status Active

Directions Follow Route 38 south from Dryden. House is on the right in the Town of Harford.

City Harford

Senior Community Y/N No

High School District Dryden

Number Of Units Total 0

MLS Area Harford-112800

Lot Size Units Acres

Lot Size Square Feet 44431.0

Carport Y/N Yes

Year Built Details Existing

Tax Annual Amount 3497.0

Property Condition Resale

Virtual Tour https://www.propertypanorama.com/instaview/syr/S1627417 https://www.propertypanorama.com/instaview-tour/syr/S1627417

Standard Status Active

Middle/Junior School District Dryden

Elementary School District Dryden

Tax Assessed Value 91500

TaxOtherAnnualAssessmentAmount 0.0

Tax Lot 3

Exterior

Exterior Amenities BlacktopDriveway EnclosedPorch Porch PrivateYard SeeRemarks

Parking Features Attached Carport Electricity Garage Storage WorkshopInGarage WaterAvailable Driveway GarageDoorOpener

Lot Features IrregularLot

Water Source Well

Lot Size Area 1.02

Foundation Details Stone

Building Area Total 1846.0

Lot Dimensions 303X248

Lot Size Acres 1.02

Waterfront Y/N No

Road Frontage Type MainThoroughfare

Internal Only

Street Number 1 495

* Excluded Features

List By

Tompkins Cortland Real Estate

Broker

(607) 898-3456

Phone

Affordability Calculator

$1,995

Per Month

Monthly Principal & Interest: $1,703
Monthly Property Taxes: $291
Monthly Home Insurance: --

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Down Payment

Loan Term

Interest Rate

Yearly Property Taxes

Yearly Home Insurance

Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Single family listings in Harford, NY

Average List Price ^$220,950

Percent of Sale Price 19%

About Harford, NY

916 Population

0% Since 2002

^$54,412 Median Income

40.88 Median Age

30% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

3040305 Elementary School

3040232 Middle School

Unknown High School High School

Pricing History

Date	Price	Price Change	Description
11/23/2025	$273,000	-3.53%	Price Down
8/4/2025	$283,000		Listed Price

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495 State Route 38, Harford, NY, 13053 is a Single Family Home for sale at $273,000 with 1,846 sqft and a lot size of 1.02. 495 State Route 38 has 4 bedrooms, 2.0 baths, and was built in 1870. The property's zip code is 13053 which is in Harford, NY

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

The data relating to real estate on this web site comes in part from the Internet Data Exchange (IDX) Program of the CNYIS, powered by CNYIS. Real estate listings held by firms other than Weichert Realtors are marked with the IDX logo and detailed information about them includes the Listing Broker's Firm Name.

All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither the listing broker(s) nor this site's owner shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.

Fair Housing Notice (FHN)-https://www.dos.ny.gov/licensing/docs/FairHousingNotice_new.pdf

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495 State Route 38

Single Family Home for sale in Harford, NY

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