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20 Adams Street Mount Vernon, NY $ 550,000
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$ 550,000 Get more info
20 Adams Street
$ 550,000
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Share Save

20 Adams Street

Mount Vernon, NY, 10550
$ 550,000
Bedrooms4 Baths2.0 Sq 2,400

Monthly Estimate*

$ 3,431

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Multi-Family Home for sale in Mount Vernon, NY

for $550,000 with 4 bedrooms and 2 full baths. This 2,400 square foot home was built in 1927 on a lot size of 0.15.

Welcome to 20 Adams Street, a detached 2-family on an oversized 30 x 142 lot on a quiet residential street with a private driveway, detached garage, and covered porch. Located just blocks from Mt Vernon East Metro-North, this is a rare opportunity to own a multi-family home with scale, outdoor space, long-term potential, and low taxes. Let's be clear, this home needs work and is a potential short sale, but that’s the opportunity! With nearly 2,400 square feet across two full-floor units, plus a full-height walk-out basement and attic, there’s room to reimagine the layout, modernize the interiors, and bring that value back to life. Each unit offers spacious bedrooms and bonus rooms, which allow for plenty of flexibility in today's world. Whether you're looking to live here and take on an HGTV special while collecting rent, OR you're an investor searching for your next project, this property checks all the right boxes. Sold as-is. All offers are contingent on bank approval.

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Multi-Family Pending

Price

$ 550,000

Bedrooms

4

Full Bath

2

Property Type

Multi-Family

Taxes

$ 13,930

Style

Colonial,Foursquare

Lot Size

0.15

Year Built

1927

Town/City

Mount Vernon

County/Region

Westchester

MLS | Web ID

892314
Features
Interior
Interior Amenities First Floor Bedroom Original Details Other
Basement Full Storage Space Unfinished Walk-Out Access
Basement Features Full Storage Space Unfinished Walk-Out Access
Basement (Y/N) Y
Total Bedrooms 4
Total Baths 2
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General
Sewer Public Sewer
Heating Radiant Other
Cooling Wall/Window Unit(s)
Utilities See Remarks
Garage Spaces 3
Architectural Style Colonial Foursquare
Construction Materials Stucco
Year Built 1927
Tenant Pays Electricity Gas
View Neighborhood
Property Subtype Duplex
Tax Year 2025
Parcel Number 093300
County Westchester County
Insurance Expense 5000
Property Type Residential Income
Garage Y/N Y
Full Baths 2
Directions From Route 22 (S. Columbus Ave.) make a right on W. 3rd St. make a right on Franklin Ave. Make a left on Franklin Ave. ( between Adams St. and W. 3rd St.)
High School Mt Vernon High School
City Mount Vernon
Senior Community Y/N N
High School District Mount Vernon
Number Of Units Total 2
Carport Spaces 4
Carport Y/N Y
Elementary School Edward Williams
Property Attached Y/N N
Tax Annual Amount 13930
Showing Instructions Submit ALL requests via Showtime. Approval contingent on receipt of preapproval or POF.
Fuel Expense 700
Middle/Junior High School Benjamin Turner Middle School
Property Condition Fixer
Additional Parcels Y/N N
Building Area Units Square Feet
Standard Status Pending
Middle/Junior School District Mount Vernon
Elementary School District Mount Vernon
Virtual Tour https://www.instagram.com/reel/DNk_1JjOtxB/?utm_source=ig_web_copy_link&igsh=ZzNpcmM5dXR4Ynhi
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Exterior
Parking Features Driveway Driveway
Water Source Public
Spa N
Building Area Total 2400
Waterfront Y/N N
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Internal Only
Street Number 1 20
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* Excluded Features
List By
Vanessa Villanueva

Listing Agent

Keller Williams Realty Nyc Grp

Broker

718-697-6800

Contact

Affordability Calculator

$4,592
Per Month
75%
25%
0%
Monthly Principal & Interest
$3,431
Monthly Property Taxes
$1,161
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4892114 Elementary School
4101064 Middle School
Mt Vernon High School High School
See complete school information
Pricing History
DatePricePrice ChangeDescription
10/16/2025$550,000 -4.35% Price Down
10/3/2025$575,000 -4.01% Price Down
10/1/2025$599,000 -5.67% Price Down
8/27/2025$635,000 -2.31% Price Down
8/4/2025$650,000 Listed Price

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20 Adams Street, Mount Vernon, NY, 10550 is a Multi-Family Home for sale at $550,000 with 2,400 sqft and a lot size of 0.15. 20 Adams Street has 4 bedrooms, 2.0 baths, and was built in 1927. The property's zip code is 10550 which is in Mount Vernon, NY

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