2620 Clay Street St Joseph, MO ^$ 357,900

2620 Clay Street

^$ 357,900

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2620 Clay Street

St Joseph, MO, 64501

^$ 357,900

Bedrooms4 Baths4.0 Sq 3,600

Monthly Estimate*

^$ 2,233

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Single Family Home for sale in St Joseph, MO

for $357,900 with 4 bedrooms and 4 full baths. This 3,600 square foot home was built on a lot size of 0.287879.

This spacious home offers level living convenience with main floor primary bedroom and ensuite. Main floor guest bedroom and full bathroom. Vaulted ceilings with skylights cover the large living room with fireplace. Formal dining, eat in kitchen, ample storage and laundry all on main level. Jack and jill style half second story with 2 additional beds and one additional full bathroom. Finished rec space with wet bar and 3 piece bathroom in basement. Utility room and additional sub basement with natural light and endless possibilities.

Single Family Active

Price

^$ 357,900

Bedrooms

Full Bath

Property Type

Single Family

Taxes

^$ 1,567

Style

Lot Size

0.287879

Town/City

St Joseph

County/Region

Buchanan

MLS | Web ID

2565138

Features

General

Living Area 3600

Sewer Public Sewer

Heating Electric Natural Gas

Cooling Electric Central Gas

Roof Composition

Appliances Dishwasher Microwave Electric Range Stainless Steel Appliance(s)

Garage Spaces 2

Patio/Porch Features Deck Porch

Construction Materials Brick/Mortar

Property Subtype Single Family Residence

Ownership Private

County Buchanan

Property Type Residential

HOA N

Subdivision Name Other

Garage Y/N Y

Full Baths 4

Status Active

Directions From Noyes blvd- head west on clay street- turn left (south) on N 27th- turn right (west) onto Clay street. House is on south side of clay street facing greenway

High School Central

City St Joseph

High School District St. Joseph

MLS Area 1131 - Buchanan Co SW-N=I-36;S=Co Line;E=I-29;W=M

Lot Size Units Square Feet

Lot Size Square Feet 12540

Listing Terms Cash Conventional FHA VA Loan

Middle/Junior High School Bode

Public Remarks This spacious home offers level living convenience with main floor primary bedroom and ensuite. Main floor guest bedroom and full bathroom. Vaulted ceilings with skylights cover the large living room

Standard Status Active

In Flood Plain No

Interior

Interior Amenities Ceiling Fan(s) Vaulted Ceiling(s) Walk-In Closet(s) Wet Bar

Basement Finished Full

Total Fireplaces 1

Fireplace Features Gas Living Room

Basement (Y/N) Y

Air Conditioning Y/N Y

Window Features Skylight(s) Storm Window(s)

Fireplace Y/N Y

Above Grade Finished Area 2800

Half Baths 0

Total Bedrooms 4

Below Grade Finished Area 800

Floor Plan Features 1.5 Stories Ranch

Exterior

Parking Features Attached Garage Door Opener Garage Faces Front

Lot Features City Lot

Water Source Public

Lot Size Area 12540

Road Surface Type Paved

Other Equipment Fireplace Equip Fireplace Screen

Other Room Features Exercise Room Family Room Formal Living Room

* Excluded Features

List By

Top Line Realty Llc

Broker

Affordability Calculator

$2,363

Per Month

Monthly Principal & Interest: $2,233
Monthly Property Taxes: $131
Monthly Home Insurance: --

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Down Payment

Loan Term

Interest Rate

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Yearly Home Insurance

Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Single family listings in St Joseph, MO

Average List Price ^$232,636

Percent of Sale Price 35%

About St Joseph, MO

76,280 Population

2% Since 2002

^$42,836 Median Income

36.45 Median Age

29% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

1840743 Elementary School

1840885 Middle School

Central High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
11/17/2025	$357,900	-0.03%	Price Down
11/7/2025	$358,000	-1.92%	Price Down
9/25/2025	$365,000	-2.67%	Price Down
7/31/2025	$375,000		Listed Price

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2620 Clay Street, St Joseph, MO, 64501 is a Single Family Home for sale at $357,900 with 3,600 sqft and a lot size of 0.287879. 2620 Clay Street has 4 bedrooms and 4.0 baths. The property's zip code is 64501 which is in St Joseph, MO

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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The information being provided is for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data is updated as of 12/6/2025.

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2620 Clay Street

Single Family Home for sale in St Joseph, MO

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