961 Elk Ridge Trail Chattanooga, TN $ 540,000
961 Elk Ridge Trail
$ 540,000
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961 Elk Ridge Trail

Chattanooga, TN, 37419
$ 540,000
Bedrooms3 Baths2.1 Sq 2,054

Monthly Estimate*

$ 3,369

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Single Family Home for sale in Chattanooga, TN

for $540,000 with 3 bedrooms and 2 full baths, 1 half bath. This 2,054 square foot home was built on a lot size of 0.09.

Welcome to this beautifully appointed 3-bedroom, 2.5-bath home with an attached 2-car garage, located in the prestigious Black Creek community—nestled in the shadow of Raccoon Mountain and offering breathtaking, unobstructed views right outside your doorstep. This thoughtfully designed home boasts an open floor plan that blends comfort with style, featuring quartz countertops, two covered porches, a fenced-in yard, and a spacious laundry room complete with a utility sink. The luxurious primary suite includes dual walk-in closets, a dual-sink vanity, and an oversized walk-in steam shower for a spa-like experience. Beyond the home itself, residents enjoy access to Black Creek's world-class amenities spread across 2,600 acres. The community is anchored by an 18-hole championship golf course—ranked among Golfweek's Top 100 Residential Courses—offering pro instruction and unforgettable views. The clubhouse features fine dining, a full bar, a comfortable lounge, and elegant event spaces. For wellness and recreation, the fitness center offers studio classes, while resort-style pools—including a stunning infinity pool with towel and food service—create a true vacation-at-home experience. Outdoor enthusiasts will appreciate the tennis and pickleball courts, miles of scenic walking and biking trails, a junior soccer field, and courts for basketball and volleyball. Families and pet lovers will enjoy multiple playgrounds, a dog park, community ponds, and covered pavilion areas with grilling stations—perfect for gatherings. Black Creek also hosts engaging social events throughout the year, fostering a close-knit and vibrant community. Don't miss this rare opportunity to live in one of Chattanooga's most desirable neighborhoods—where luxury meets lifestyle.

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Single Family Active

Price

$ 540,000

Bedrooms

3

Full Bath

2

Half Bath

1

Property Type

Single Family

Taxes

$ 4,359

Style

Lot Size

0.09

Town/City

Chattanooga

County/Region

Hamilton

MLS | Web ID

1517711

Features
Interior
Interior Amenities Open Floorplan Pantry Separate Shower Tub/shower Combo Walk-In Closet(s)
Flooring Carpet Tile
Basement (Y/N) N
Air Conditioning Y/N Y
Heating Y/N Y
Window Features Plantation Shutters Vinyl Frames Window Treatments
Fireplace Y/N N
Above Grade Finished Area 2054.0
Half Baths 1
Laundry Features Electric Dryer Hookup Laundry Room Washer Hookup
Total Bedrooms 3
Total Baths 3
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General
Sewer Public Sewer
Heating Central Natural Gas
Cooling Central Air Electric
Utilities Cable Available Electricity Available Sewer Connected Underground Utilities
Possession Close Of Escrow Negotiable
Roof Asphalt Shingle
Appliances Tankless Water Heater Refrigerator Microwave Free-Standing Gas Range Dishwasher
HOA Fee 480.0
Garage Spaces 2.0
Patio/Porch Features Covered Deck Patio
Pool Features Community
Security Features Security Guard Smoke Detector(s)
Construction Materials Brick Fiber Cement
Year Built 2018
View Mountain(s) Neighborhood
Levels Two
Property Subtype Single Family Residence
Community Features Clubhouse Golf Playground Pool Restaurant Sidewalks Street Lights Tennis Court(s) Pond
Assoc Fee Paid Per Quarterly
County Hamilton
New Construction N
Property Type Residential
Association Amenities Clubhouse Exercise Course Game Court Exterior Golf Course Jogging Path Landscaping Maintenance Grounds Meeting Room Park Parking Party Room Picnic Area Playground Pond Year Round Pool Recreation Room
HOA Y
Attached Garage Y
Subdivision Name Black Creek Chattanooga
Garage Y/N Y
Total Rooms 7
Full Baths 2
Status Active
Directions Take I-24 towards Nashville/Birmingham. Take exit 174 for US-41/US-64/ toward US-11/Lookout Valley. Turn left onto US-41 S/US-64 E/US-72 E. Sharp right onto US-11 S (Birmingham Hwy). Turn right onto
High School Lookout Valley High
City Chattanooga
Senior Community Y/N N
MLS Area Chattanooga
Lot Size Units Acres
Lot Size Square Feet 3920.4
Carport Y/N N
Listing Terms Cash Conventional FHA VA Loan
Elementary School Lookout Valley Elementary
Land Lease Y/N N
Tax Annual Amount 4359.41
Home Warranty Y/N N
Middle/Junior High School Lookout Valley Middle
Lease Renewal Y/N N
MLS Area Minor Chattanooga
Additional Parcels Y/N N
Lease Considered Y/N N
Rent Control Y/N N
Standard Status Active
Legal Description LT 17 BLACK CREEK THE RIDGES SECTIO N 1 PB 102 PG 25 OUT OF 153 027.07 FOR 2015
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Exterior
Exterior Amenities None
Fencing Fenced
Parking Features Garage Garage Door Opener Kitchen Level
Lot Features Corner Lot Level Sprinklers In Front Sprinklers In Rear
Water Source Public
Lot Size Area 0.09
Foundation Details Slab
Spa N
Building Area Total 2054.0
Lot Dimensions 84.75X122.24
Lot Size Acres 0.09
Waterfront Y/N N
Crops Included Y/N N
Horse Y/N N
Irrigation Water Rights Y/N N
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Internal Only
Street Number 1 961
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* Excluded Features
List By
Keller Williams Realty

Broker

Team@asherblackrealtor.com

Email

Affordability Calculator

$3,732
Per Month
90%
10%
0%
Monthly Principal & Interest
$3,369
Monthly Property Taxes
$363
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
1547639 Elementary School
1547345 Middle School
Lookout Valley High High School
Pricing History
DatePricePrice ChangeDescription
11/6/2025$540,000 -1.82% Price Down
10/4/2025$550,000 -2.65% Price Down
7/30/2025$565,000 Listed Price

Map


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961 Elk Ridge Trail, Chattanooga, TN, 37419 is a Single Family Home for sale at $540,000 with 2,054 sqft and a lot size of 0.09. 961 Elk Ridge Trail has 3 bedrooms and 2.1 baths. The property's zip code is 37419 which is in Chattanooga, TN