129 Fire Lane 13 Cato, NY $ 349,900
129 Fire Lane 13
$ 349,900
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129 Fire Lane 13

Cato, NY, 13080
$ 349,900
Bedrooms4 Baths2.0 Sq 1,275

Monthly Estimate*

$ 2,183

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Single Family Home for sale in Cato, NY

for $349,900 with 4 bedrooms and 2 full baths. This 1,275 square foot home was built in 1989 on a lot size of 0.1731.

Welcome to your ideal lakeside getaway located on Cross Lake at Fire Lane 13. This location offers breathtaking lake views with 61 feet of deeded waterfront, and your very own private dock (dock is new, valued at $9,000). Do not underestimate this house; it is significantly larger than it appears, and includes two distinct living areas, making it perfect for summer guests. The cottage comprises 4 bedrooms, 2 baths, 2 lofts, and 2 living rooms, featuring both wood & gas fireplaces, in addition there is an open-concept kitchen, living room and a lovely, enclosed porch and deck. Home is sold fully furnished! Whether you're looking for a weekend retreat or a year-round lake home, this is the one. Cross Lake is renowned for its stunning sunsets, exceptional fishing, and boating opportunities, and is linked to the NYS canal system, offering numerous additional avenues for exploration.

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Single Family Contingent

Price

$ 349,900

Bedrooms

4

Full Bath

2

Property Type

Single Family

Taxes

$ 4,915

Style

Cottage,Ranch

Lot Size

0.1731

Year Built

1989

Town/City

Cato

County/Region

Cayuga

MLS | Web ID

S1625178

Features
Interior
Interior Amenities CeilingFans CathedralCeilings EatInKitchen Furnished SeparateFormalLivingRoom LivingDiningRoom Other SeeRemarks BedroomOnMainLevel Loft
Basement CrawlSpace
Flooring Carpet Laminate LuxuryVinyl Varies
Furnished Y/N Furnished
Total Fireplaces 2
Total Stories 1
Heating Y/N Yes
Fireplace Y/N Yes
Half Baths 0
Laundry Features MainLevel
Total Bedrooms 4
Main Level Bedrooms 2
Main Level Bathrooms 2
Total Baths 2
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General
Sewer SepticTank
Heating Electric Propane Wood Baseboard
Utilities CableAvailable
Possession CloseOfEscrow
Roof Asphalt
Appliances ElectricWaterHeater GasCooktop GasOven GasRange Refrigerator
HOA Fee 50.0
Garage Spaces 0.0
Patio/Porch Features Deck
Architectural Style Cottage Ranch
Construction Materials VinylSiding
School District Cato-Meridian
Year Built 1989
Electric CircuitBreakers
View Water
Township Not Applicable
Property Subtype SingleFamilyResidence
Waterfront Features BeachAccess DeededAccess DockAccess Lake
Assoc Fee Paid Per Annually
County Cayuga
Property Type Residential
Subdivision Name Town/Cato
Garage Y/N No
Total Rooms 10
Full Baths 2
Status ActiveUnderContract
Directions Take River Rd to Jordan Rd. River Rd becomes Jordan Rd after the bridge go to Fire Lane 13. Go down the lane and turn left look for signs drive straight to the water and then to the right.
City Cato
Body of Water Cross Lake
Senior Community Y/N No
High School District Cato-Meridian
Number Of Units Total 0
MLS Area Cato-052489
Lot Size Units Acres
Lot Size Square Feet 7540.0
Year Built Details Existing
Tax Annual Amount 4915.0
Property Condition Resale
Virtual Tour https://www.propertypanorama.com/instaview/syr/S1625178 https://www.propertypanorama.com/instaview-tour/syr/S1625178
Standard Status ActiveUnderContract
Middle/Junior School District Cato-Meridian
Elementary School District Cato-Meridian
Tax Assessed Value 142000
TaxOtherAnnualAssessmentAmount 0.0
Tax Lot 11
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Exterior
Exterior Amenities Awnings Deck Dock EnclosedPorch GravelDriveway Porch SeeRemarks PropaneTankLeased
Parking Features NoGarage Driveway
Lot Features FloodZone Rectangular RectangularLot ResidentialLot
Water Source Well
Lot Size Area 0.1731
Foundation Details Block
Building Area Total 1275.0
Lot Dimensions 32X232
Lot Size Acres 0.1731
Frontage Length 61
Waterfront Y/N Yes
Road Frontage Type CityStreet PrivateRoad
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Internal Only
Street Number 1 129
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* Excluded Features
List By
Howard Hanna Real Estate

Broker

(315) 487-0040

Phone

Affordability Calculator

$2,593
Per Month
84%
16%
0%
Monthly Principal & Interest
$2,183
Monthly Property Taxes
$410
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
3040723 Elementary School
3040890 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
11/5/2025$349,900 -3.87% Price Down
10/11/2025$364,000 -1.36% Price Down
8/17/2025$369,000 -2.87% Price Down
7/26/2025$379,900 Listed Price

Map


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129 Fire Lane 13, Cato, NY, 13080 is a Single Family Home for sale at $349,900 with 1,275 sqft and a lot size of 0.1731. 129 Fire Lane 13 has 4 bedrooms, 2.0 baths, and was built in 1989. The property's zip code is 13080 which is in Cato, NY