870 Shady Shore Road Bay City, MI $ 159,900
870 Shady Shore Road
$ 159,900
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870 Shady Shore Road

Bay City, MI, 48706
$ 159,900
Bedrooms3 Baths1.1 Sq 1,212

Monthly Estimate*

$ 998

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Single Family Home for sale in Bay City, MI

for $159,900 with 3 bedrooms and 1 full bath, 1 half bath. This 1,212 square foot home was built in 1978 on a lot size of 0.18.

Affordable Bay Living — Just Steps from the Water! Enjoy the coastal lifestyle without the high waterfront price tag. This charming ranch is only a street off the Bay and down the road from the public boat launch — perfect for anyone who loves boating, fishing, or peaceful evening walks by the water. Inside you’ll find a comfortable and efficient layout with many updates, including premium-grade windows, Energy Star furnace, central air, and an oversized attached garage for all your storage or hobby needs. The large first-floor laundry makes daily living easy, and the crawl space has been professionally insulated and waterproofed for extra peace of mind. The shaded yard provides natural cooling and a relaxing spot to enjoy your morning coffee on the porch. Oversized trees enhance the curb appeal while maintaining privacy and shade. Located in Bangor Township, you’ll appreciate lower taxes, cheaper water bills, and a convenient location close to shopping, dining, and the Bay City amenities. Highlights: ? Steps from the Bay & boat launch ? Energy-efficient updates ? Low-maintenance yard ? Oversized garage ? One-level living ? Township taxes Whether you’re looking for your first home, downsizing, or want a cozy retreat near the water, this property is a rare find at this price point.

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Single Family Active

Price

$ 159,900

Bedrooms

3

Full Bath

1

Half Bath

1

Property Type

Single Family

Taxes

$ 2,095

Style

Ranch

Lot Size

0.18

Year Built

1978

Town/City

Bay City

County/Region

Bay

MLS | Web ID

50183001

Features
General
Heating Forced Air
Kitchen Level Main
Cooling Central A/C
Possession At Close
Garage Attached Garage
Water Public Water
Status Active Active
Full Baths 1
Half Baths 1
Bathrooms 2
Year Built 1978
Subdivision None MI
Style Ranch
County Bay
Class RESIDENTIAL
Type Single Family
Ownership Private
Municipality Bangor Twp
Sale/Rent For Sale
Status Detail 0
Structure Style 1 Story
Area Bangor Twp (09001)
Primary City Bay City
City Bay City
School District Bangor Township Schools
Financial Terms Cash Conventional FHA
Legal Description
DOM 138
Postal Code 48706
Price Per Sq Ft Total AG 131.93
Public Remarks
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Interior
Dining Room Level Main
Bedroom 3 Level Main
Bedroom 1 Level Main
Bedroom 2 Level Main
Beds 3
Fireplace? No
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Exterior
Exterior Vinyl Siding
Exterior Amenities Fenced Yard Patio Porch
Frontage 66
Lot Size Area 0.18
Pool (Y/N) No
Lot Dimensions 66x120
Roads City/County Paved Street
Waterfront Y/N No
Frontage Type Road
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* Excluded Features
List By
Angela Zolinski

Listing Agent

Mi Skye Realty Llc

Broker

Azolinski@gmail.com

Email

Affordability Calculator

$1,172
Per Month
85%
15%
0%
Monthly Principal & Interest
$998
Monthly Property Taxes
$175
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
1571986 Elementary School
1571922 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
11/25/2025$159,900 -3.03% Price Down
11/6/2025$164,900 -2.94% Price Down
8/27/2025$169,900 -2.86% Price Down
7/25/2025$174,900 Listed Price

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870 Shady Shore Road, Bay City, MI, 48706 is a Single Family Home for sale at $159,900 with 1,212 sqft and a lot size of 0.18. 870 Shady Shore Road has 3 bedrooms, 1.1 baths, and was built in 1978. The property's zip code is 48706 which is in Bay City, MI