3905 SOUTHERN VISTA LOOP Saint Cloud, FL $ 439,000
3905 SOUTHERN VISTA LOOP
$ 439,000
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3905 SOUTHERN VISTA LOOP

Saint Cloud, FL, 34772
$ 439,000
Bedrooms4 Baths3.0 Sq 2,077

Monthly Estimate*

$ 2,739

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Single Family Home for sale in Saint Cloud, FL

for $439,000 with 4 bedrooms and 3 full baths. This 2,077 square foot home was built in 2024 on a lot size of 0.13.

Under contract-accepting backup offers. ***Down payment and closing cost assistance may be available for qualified homebuyers! VA Assumable Loan for eligible buyers!*** What an incredible value—move in just in time for the holidays! Discover your dream home in this beautifully crafted, newer-construction residence on a premium lot in the heart of St. Cloud. This spacious single-story home offers 4 bedrooms, 3 full bathrooms, a 2-car garage, and 2,077 sq. ft. of thoughtfully designed living space. At the front of the home, a private guest or in-law suite with its own en-suite bath provides a perfect retreat for visitors or multi-generational living. Step inside to find soaring 9-foot ceilings, 8-foot doors, and lovely luxury vinyl plank flooring throughout. The open-concept floor plan flows effortlessly from living to dining—ideal for both entertaining and everyday comfort. The modern kitchen is a chef’s delight, featuring 42-inch cabinets with stylish hardware, a walk-in pantry, quartz countertops, a central island, breakfast bar, and abundant prep and storage space. Retreat to the expansive primary suite, your private sanctuary complete with tranquil pond and fountain views. The spa-like en-suite bathroom offers a garden tub, separate walk-in shower, dual sinks, a private water closet, and a generous walk-in closet. Two additional bedrooms share a well-appointed third bathroom. Enjoy the Florida lifestyle with a screened front entryway, a screened-in lanai, and lush landscaping that enhances the home’s inviting curb appeal. The fully fenced backyard features serene water views through a decorative see-through vinyl fence—perfect for relaxing evenings or weekend gatherings. Located just a short stroll from community amenities—including a pool, two playgrounds, and scenic ponds—this home offers excellent value with low HOA fees and no CDD. Ideally situated with easy access to the Florida Turnpike and Highway 192, you’re minutes from shopping, dining, golf, and medical facilities. Conveniently located approximately 22–25 minutes from Medical City, Lake Nona, and Orlando International Airport, and within 30 minutes of major attractions like Walt Disney World, Universal Studios, and SeaWorld. Port Canaveral, Cocoa Beach, and Satellite Beach are just about an hour’s drive away.

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Single Family Pending

Price

$ 439,000

Bedrooms

4

Full Bath

3

Property Type

Single Family

Taxes

$ 1,054

Style

Ranch

Lot Size

0.13

Year Built

2024

Town/City

Saint Cloud

County/Region

Osceola

MLS | Web ID

O6320918

Features
General
Sewer Public Sewer
Heating Central
Cooling Central Air
Utilities BB/HS Internet Available Cable Available Electricity Available Sprinkler Meter Street Lights Underground Utilities
Possession Close Of Escrow
Roof Shingle
Appliances Dishwasher Disposal Dryer Electric Water Heater Exhaust Fan Ice Maker Microwave Range Refrigerator Washer
Zoning X
HOA Fee 315
Garage Spaces 2
Association Fee Includes Community Pool Maintenance Grounds Manager Pool Maintenance Recreational Facilities Trash
Patio/Porch Features Covered Enclosed Patio Screened
Architectural Style Ranch
Security Features Smoke Detector(s)
Construction Materials Stucco
Pets Allowed Cats OK Dogs OK Yes
Year Built 2024
View Water
Levels One
Property Subtype Single Family Residence
Tax Year 2024
Ownership Fee Simple
Community Features Community Mailbox Irrigation-Reclaimed Water Playground Pool Sidewalks
Assoc Fee Paid Per Quarterly
County Osceola
New Construction false
Property Type Residential
Association Amenities Playground Pool
Attached Garage true
Energy Efficient Appliances HVAC Insulation Lighting Windows
Subdivision Name SEASONS AT SOUTHERN PINES
Facing Direction Northwest
Garage Y/N true
Green Water Conservation Irrigation-Reclaimed Water
Total Rooms 9
Full Baths 3
Status Pending
Directions Take Florida's Tpke from US-441 S/US-92 W/Hwy 17 S/S Orange Blossom Trl (2.7 miles). Follow Florida's Tpke to Clay Whaley Rd/Kissimmee Park Rd in St. Cloud. Take exit 240 from Florida's Tpke (15.4 miles) Take Nolte Road to Southern Vista Loop. Make a right onto Southern Vista Loop the property will be on your left at 3905 Southern Vista Loop.
High School St. Cloud High School
City ST CLOUD
Association Name Estates at Southern Pines HOA Inc./Amanda Lee
Senior Community Y/N false
MLS Area 34772 - St Cloud (Narcoossee Road)
Lot Size Units Square Feet
Lot Size Square Feet 5843
Carport Y/N false
Listing Terms Assumable Cash Conventional FHA VA Loan
Elementary School Michigan Avenue Elem (K 5)
Property Attached Y/N false
Land Lease Y/N false
Tax Annual Amount 1054.95
Middle/Junior High School St. Cloud Middle (6-8)
Property Condition Completed
Additional Parcels Y/N false
Lease Considered Y/N true
Virtual Tour https://www.3905southernvistaloop.com/mls/201489111 https://listing.trevisuality.com/vd/203068631
Building Area Units Square Feet
Living Area Units Square Feet
Builder Name Richmond American Homes
Standard Status Pending
Occupancy Type Vacant
Tax Lot 14
Legal Description SOUTHERN PINES PH 3B PB 30 PGS 147-152 LOT 14
Water View Pond
Minimum Lease 7 Months
Water Access Y/N false
Monthly HOA Amount 105
Additional Rooms Inside Utility Interior In-Law Suite w/No Private Entry
Water View Y/N true
Flood Zone Code X
DockY/N false
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Interior
Interior Amenities Ceiling Fan(s) Eating Space In Kitchen High Ceilings Living Room/Dining Room Combo Open Floorplan Primary Bedroom Main Floor Stone Counters Thermostat Walk-In Closet(s) Window Treatments
Flooring Carpet Luxury Vinyl
Total Stories 1
Air Conditioning Y/N true
Heating Y/N true
Window Features Blinds Double Pane Windows Low-Emissivity Windows
Fireplace Y/N false
Half Baths 0
Laundry Features Electric Dryer Hookup Inside Laundry Room Washer Hookup
Total Bedrooms 4
Total Baths 3
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Exterior
Model Slate
Exterior Amenities Irrigation System Lighting Other Rain Gutters Sidewalk Sliding Doors Sprinkler Metered
Vegetation Trees/Landscaped
Fencing Fenced Vinyl
Parking Features Driveway Garage Door Opener
Lot Features Landscaped Level Sidewalk
Water Source Public
Lot Size Area 5843
Foundation Details Block Slab
Spa false
Building Area Total 2782
Lot Size Acres 0.13
Road Surface Type Paved Asphalt
Private Pool false
Waterfront Y/N false
Covered Spaces 2
Road Frontage Type Street Paved
Number of Lots 1
Builder Model Slate
Road Responsibility Public Maintained Road
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* Excluded Features
List By
Bhhs Florida Realty

Broker

triciagonzalez@BHHSFloridaRealty.net

Email

Affordability Calculator

$2,827
Per Month
97%
3%
0%
Monthly Principal & Interest
$2,739
Monthly Property Taxes
$88
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
0 Elementary School
0 Middle School
St. Cloud High School High School High School
Pricing History
DatePricePrice ChangeDescription
12/19/2025$439,000 Listed Price

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3905 SOUTHERN VISTA LOOP, Saint Cloud, FL, 34772 is a Single Family Home for sale at $439,000 with 2,077 sqft and a lot size of 0.13. 3905 SOUTHERN VISTA LOOP has 4 bedrooms, 3.0 baths, and was built in 2024. The property's zip code is 34772 which is in Saint Cloud, FL