125 Church Street Howes Cave, NY ^$ 257,000

125 Church Street

^$ 257,000

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125 Church Street

Howes Cave, NY, 12092

^$ 257,000

Bedrooms4 Baths2.0 Sq 1,860

Monthly Estimate*

^$ 1,603

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Single Family Home for sale in Howes Cave, NY

for $257,000 with 4 bedrooms and 2 full baths. This 1,860 square foot home was built in 1884 on a lot size of 0.6.

This charming 1884 Colonial features 4 bedrooms and 2 bathrooms, showcasing numerous updates. Most plaster and lathe have been removed, revealing the home's original character. Enjoy new vinyl siding, insulation, and updated electrical and plumbing systems. The HVAC is only 1 year old for efficient climate control. An enclosed back porch with low-E windows provides extra living space, while new gutters keep the property well-maintained. Hardwood flooring throughout, with some areas protected by carpet. Additionally, a new hot water tank ensures modern comfort. Don't miss this blend of historic charm and contemporary updates! Back on the market for no fault of the seller or home.

Single Family Pending

Price

^$ 257,000

Bedrooms

Full Bath

Property Type

Single Family

Taxes

^$ 3,565

Style

Farmhouse

Lot Size

0.6

Year Built

1884

Town/City

Howes Cave

County/Region

Schoharie

MLS | Web ID

202521802

Features

Interior

Interior Amenities Paddle Fan Eat-in Kitchen

Basement Partial

Flooring Vinyl Ceramic Tile Hardwood

Basement (Y/N) N

Air Conditioning Y/N Y

Heating Y/N Y

Above Grade Finished Area 1860.0

Half Baths 0

Laundry Features Laundry Room Main Level

Total Bedrooms 4

Below Grade Finished Area 0.0

Below Grade Finished Area Source CRS

Above Grade Finished Area Source CRS

Total Baths 2

General

Sewer Septic Tank

Heating Hot Water Oil

Cooling Window Unit(s)

Possession At Closing

Roof Metal Asphalt

Appliances Oven Range Refrigerator Washer Water Softener

Garage Spaces 0.0

Patio/Porch Features Porch

Architectural Style Farmhouse

Pool Features Above Ground

Construction Materials Vinyl Siding

Year Built 1884

Property Subtype Single Family Residence

County Schoharie

New Construction N

Property Type Residential

HOA N

Attached Garage N

Garage Y/N N

Other Structures Shed(s)

Total Rooms 11

Full Baths 2

Status Pending

Buyer Financing Conventional

Directions Rt. 7 east to Rt. 30A. Immediate left onto Church St. 2nd house on left.

City Schoharie

High School District Schoharie

Lot Size Units Acres

Lot Size Square Feet 26136.0

Carport Y/N N

Land Lease Y/N N

Tax Annual Amount 3565.0

Home Warranty Y/N N

Lease Renewal Y/N N

Additional Parcels Y/N N

Lease Considered Y/N N

Rent Control Y/N N

Virtual Tour https://www.homes.com/property/125-church-st-howes-cave-ny/7wy0phgpgn1lv/

Standard Status Pending

Tax Assessed Value 0

Tax Lot 6

Exterior

Exterior Amenities None

Parking Features Off Street

Lot Features Level Wooded Landscaped

Total Parking 8.0

Lot Size Area 0.6

Spa N

Lot Size Acres 0.6

Waterfront Y/N N

Crops Included Y/N N

Horse Y/N N

Irrigation Water Rights Y/N N

Internal Only

Street Number 1 125

* Excluded Features

List By

Renee McLaughlin

Listing Agent

Hunt Era

Broker

(518) 316-1959

Phone

reneemclaughlinhomes@gmail.com

Affordability Calculator

$1,900

Per Month

Monthly Principal & Interest: $1,603
Monthly Property Taxes: $297
Monthly Home Insurance: --

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Loan Term

Interest Rate

Yearly Property Taxes

Yearly Home Insurance

Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Single family listings in Howes Cave, NY

Average List Price ^$221,633

Percent of Sale Price 14%

About Howes Cave, NY

1,374 Population

2% Since 2002

^$55,753 Median Income

45.64 Median Age

18% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

3061915 Elementary School

3061917 Middle School

Unknown High School High School

Pricing History

Date	Price	Price Change	Description
7/16/2025	$257,000		Listed Price

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125 Church Street, Howes Cave, NY, 12092 is a Single Family Home for sale at $257,000 with 1,860 sqft and a lot size of 0.6. 125 Church Street has 4 bedrooms, 2.0 baths, and was built in 1884. The property's zip code is 12092 which is in Howes Cave, NY

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

The data relating to real estate for sale on this web site comes in part from The Internet Data Exchange Program of ©2019 Global Multiple Listing Service, Inc. The data relating to real estate on this website comes in part from the Internet Data Exchange program of the GMLS. All information is deemed reliable but not guaranteed and should be independently verified. All properties subject to prior sale, change, or withdrawal. Neither listing broker(s), GMLS shall be responsible for any typographical errors, misinformation, or misprints, and shall be held totally harmless from any damages arising from reliance upon these data. IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.

Data is updated as of 12/24/2025.

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125 Church Street

Single Family Home for sale in Howes Cave, NY

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