284 E Spencer Road Spencer, NY $ 499,900
284 E Spencer Road
$ 499,900
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284 E Spencer Road

Spencer, NY, 14883
$ 499,900
Bedrooms5 Baths3.0 Sq 1,458

Monthly Estimate*

$ 3,119

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Multi-Family Home for sale in Spencer, NY

for $499,900 with 5 bedrooms and 3 full baths. This 1,458 square foot home was built in 1995 on a lot size of 109.7.

Tailor-made for equestrian pursuits, farming, or a multi-use rural lifestyle, this 100+ acre Spencer, NY property blends infrastructure, income potential, and natural beauty—featuring pastures, creeks, woodlots, and more. At the heart of the operation are two well-maintained barns connected by a bright 33x110 indoor riding arena—ideal for year-round riding, training, or staying active during inclement weather. With space for up to 30 stalls, the facility is suitable for personal use or as a boarding/training business. Nearly 20 acres of fenced pasture provide room to roam, with more acreage available for expansion, farming, or recreation. Located in a region known for agriculture and excellent hunting, the property offers lifestyle and investment value. The main residence is a recently-built raised ranch above a two-car garage. This 2-bedroom, 1-bath home features an open layout, hickory cabinets, stainless steel appliances, tile flooring, and a large island. Natural light pours in from all directions, and a new wood stove adds cozy charm. The lower level is partially finished, offering room to expand. Also included is a 1995 double-wide (56x28) with 3 bedrooms, 2 bathrooms, a spacious kitchen, and generous living area. A newer roof is already in place; a few updates could transform it into a guest house, rental, or second residence. Beyond the improvements, the land rises from the valley floor into a forested landscape ideal for hunting, hiking, and trail riding. Private trails meander through stands of maple, oak, cherry, hemlock, and pine—prime habitat for deer, turkey, and quiet reflection. To the east, 14 acres are enrolled in a Wetlands Reserve Program (WRP) to enhance waterfowl habitat. The northern boundary follows scenic Catatonk Creek, enriching both recreation and visual appeal. A rare opportunity to own a spacious, well-appointed, and versatile country property. Showings by appointment only with 24-hour notice. Proof of funds required.

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Multi-Family Active

Price

$ 499,900

Bedrooms

5

Full Bath

3

Property Type

Multi-Family

Taxes

$ 6,052

Style

MultiFamily

Lot Size

109.7

Year Built

1995

Town/City

Spencer

County/Region

Tioga

MLS | Web ID

R1622527

Features
General
Sewer SepticTank
Heating Electric Baseboard
Possession CloseOfEscrow
Roof Asphalt
Appliances ElectricWaterHeater
Garage Spaces 2.0
Construction Materials Block Concrete
School District Spencer-Van Etten
Year Built 1995
Stories Count 1
Township Not Applicable
Levels One
Property Subtype MultiFamily
Waterfront Features RiverAccess Stream
County Tioga
Property Type Residential
Garage Y/N Yes
Rent Includes Other SeeRemarks
Full Baths 3
Status Active
City Spencer
Body of Water Catatonk Creek
Senior Community Y/N No
High School District Spencer-Van Etten
Number Of Units Total 1
MLS Area Spencer-493489
Lot Size Units Acres
Lot Size Square Feet 628571.0
Year Built Details Existing
Tax Annual Amount 6052.0
Property Condition Resale
Standard Status Active
Middle/Junior School District Spencer-Van Etten
Elementary School District Spencer-Van Etten
Tax Assessed Value 118900
TaxOtherAnnualAssessmentAmount 0.0
Tax Lot 19
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Interior
Basement None
Flooring Carpet Hardwood Laminate Tile Varies
Total Fireplaces 1
Total Stories 1
Basement (Y/N) No
Heating Y/N Yes
Fireplace Y/N Yes
Half Baths 0
Total Bedrooms 5
Main Level Bathrooms 0
Total Baths 3
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Exterior
Parking Features Gravel
Lot Features Agricultural IrregularLot
Water Source Well
Lot Size Area 109.7
Foundation Details Block Other SeeRemarks
Building Area Total 1458.0
Lot Dimensions 1468X4276
Lot Size Acres 109.7
Waterfront Y/N No
Number of Separate Gas Meters 0
Number of Separate Electric Meters 2
Horse Y/N Yes
Horse Amenities HorsesAllowed
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Internal Only
Street Number 1 284
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* Excluded Features
List By
Whitetail Properties Real Estate Llc

Broker

(585) 648-8944

Phone

Affordability Calculator

$3,623
Per Month
86%
14%
0%
Monthly Principal & Interest
$3,119
Monthly Property Taxes
$504
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
3636390 Elementary School
3636389 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
10/2/2025$499,900 -1.96% Price Down
7/15/2025$509,900 Listed Price

Map


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284 E Spencer Road, Spencer, NY, 14883 is a Multi-Family Home for sale at $499,900 with 1,458 sqft and a lot size of 109.7. 284 E Spencer Road has 5 bedrooms, 3.0 baths, and was built in 1995. The property's zip code is 14883 which is in Spencer, NY