284 E Spencer Road
Spencer, NY, 14883 $ 499,900
Bedrooms5 Baths3.0 Sq 1,458 Monthly Estimate*
$ 3,119
for $499,900 with 5 bedrooms and 3 full baths. This 1,458 square foot home was built in 1995 on a lot size of 109.7.
Tailor-made for equestrian pursuits, farming, or a multi-use rural lifestyle, this 100+ acre Spencer, NY property blends infrastructure, income potential, and natural beauty—featuring pastures, creeks, woodlots, and more. At the heart of the operation are two well-maintained barns connected by a bright 33x110 indoor riding arena—ideal for year-round riding, training, or staying active during inclement weather. With space for up to 30 stalls, the facility is suitable for personal use or as a boarding/training business. Nearly 20 acres of fenced pasture provide room to roam, with more acreage available for expansion, farming, or recreation. Located in a region known for agriculture and excellent hunting, the property offers lifestyle and investment value. The main residence is a recently-built raised ranch above a two-car garage. This 2-bedroom, 1-bath home features an open layout, hickory cabinets, stainless steel appliances, tile flooring, and a large island. Natural light pours in from all directions, and a new wood stove adds cozy charm. The lower level is partially finished, offering room to expand. Also included is a 1995 double-wide (56x28) with 3 bedrooms, 2 bathrooms, a spacious kitchen, and generous living area. A newer roof is already in place; a few updates could transform it into a guest house, rental, or second residence. Beyond the improvements, the land rises from the valley floor into a forested landscape ideal for hunting, hiking, and trail riding. Private trails meander through stands of maple, oak, cherry, hemlock, and pine—prime habitat for deer, turkey, and quiet reflection. To the east, 14 acres are enrolled in a Wetlands Reserve Program (WRP) to enhance waterfowl habitat. The northern boundary follows scenic Catatonk Creek, enriching both recreation and visual appeal. A rare opportunity to own a spacious, well-appointed, and versatile country property. Showings by appointment only with 24-hour notice. Proof of funds required.
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FeaturesGeneralSewer SepticTank
Heating Electric Baseboard
Possession CloseOfEscrow
Roof Asphalt
Appliances ElectricWaterHeater
Garage Spaces 2.0
Construction Materials Block Concrete
School District Spencer-Van Etten
Year Built 1995
Stories Count 1
Township Not Applicable
Levels One
Property Subtype MultiFamily
Waterfront Features RiverAccess Stream
County Tioga
Property Type Residential
Garage Y/N Yes
Rent Includes Other SeeRemarks
Full Baths 3
Status Active
City Spencer
Body of Water Catatonk Creek
Senior Community Y/N No
High School District Spencer-Van Etten
Number Of Units Total 1
MLS Area Spencer-493489
Lot Size Units Acres
Lot Size Square Feet 628571.0
Year Built Details Existing
Tax Annual Amount 6052.0
Property Condition Resale
Standard Status Active
Middle/Junior School District Spencer-Van Etten
Elementary School District Spencer-Van Etten
Tax Assessed Value 118900
TaxOtherAnnualAssessmentAmount 0.0
Tax Lot 19
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InteriorBasement None
Flooring Carpet Hardwood Laminate Tile Varies
Total Fireplaces 1
Total Stories 1
Basement (Y/N) No
Heating Y/N Yes
Fireplace Y/N Yes
Half Baths 0
Total Bedrooms 5
Main Level Bathrooms 0
Total Baths 3
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ExteriorParking Features Gravel
Lot Features Agricultural IrregularLot
Water Source Well
Lot Size Area 109.7
Foundation Details Block Other SeeRemarks
Building Area Total 1458.0
Lot Dimensions 1468X4276
Lot Size Acres 109.7
Waterfront Y/N No
Number of Separate Gas Meters 0
Number of Separate Electric Meters 2
Horse Y/N Yes
Horse Amenities HorsesAllowed
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* Excluded FeaturesList ByWhitetail Properties Real Estate LlcBroker
Affordability Calculator
- Monthly Principal & Interest
- $3,119
- Monthly Property Taxes
- $504
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbyMulti-family listings in Spencer, NY
Average List Price $499,900
Percent of Sale Price 0%
About Spencer, NY 3,201 Population
7% Since 2002
$ 50,445 Median Income
43.3 Median Age
26% Households with Children
Trends Information provided by ATTOM Data Solutions.
3636390 Elementary School
3636389 Middle School
Unknown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 10/2/2025 | $499,900 | -1.96% | Price Down |
| 7/15/2025 | $509,900 | | Listed Price |