6432 State Highway 28 Otsego, NY $ 599,000
6432 State Highway 28
$ 599,000
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6432 State Highway 28

Otsego, NY, 13337
$ 599,000
Bedrooms-- Baths-- Sq 7,304

Monthly Estimate*

$ 3,737

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Commercial Property for sale in Otsego, NY

for $599,000. This 7,304 square foot building was built in 1960 on a lot size of 1.84.

Exceptional Multi-Unit Investment Property in the Heart of Fly Creek Welcome to 6432 State Highway 28, a rare and versatile opportunity located just minutes from historic Cooperstown. This charming, well maintained property offers four fully leased residential apartments and one professional office space, making it an ideal option for investors or owner occupants seeking income-producing potential. Set on a spacious lot in the picturesque hamlet of Fly Creek, this stately red building blends classic farmhouse architecture with modern updates. The front porch spans the entire facade, perfect for relaxing or welcoming clients to the office space. Inside, each of the four apartments features its own unique layout and character, providing comfortable, efficient living for long-term tenants. Highlights include: • 4 income-generating residential units • 1 commercial/office unit with great visibility and frontage on State Route 28 • High-traffic location just 3 miles from Cooperstown and Otsego Lake • Ample off-street parking • Updated mechanicals • Ideal for investors, live-in landlords, or those looking to blend work and home life Whether you’re expanding your portfolio or dreaming of owning a mixed-use property with passive income, 6432 State Hwy 28 is a standout opportunity.

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Commercial Active

Price

$ 599,000

Property Type

Commercial

Taxes

$ 4,791

Style

MixedUse

Lot Size

1.84

Year Built

1960

Town/City

Otsego

County/Region

Otsego

MLS | Web ID

R1620640

Features
General
Sewer SepticTank
Heating Oil ForcedAir
Possession Closing
Roof Asphalt
Zoning 01
School District Cooperstown
Year Built 1960
Stories Count 2
Township Not Applicable
Levels Two
Property Subtype MixedUse
County Otsego
Property Type CommercialSale
Subdivision Name H Ann Adams
Status Active
High School Cooperstown Jr/Sr High
City Otsego
High School District Cooperstown
Zoning Description Residential Multi Use
Number Of Units Total 5
MLS Area Otsego-365089
Lot Size Units Acres
Lot Size Square Feet 80150.0
Elementary School Cooperstown Elementary
Year Built Details Existing
Tax Annual Amount 4791.0
Property Condition Resale
Lease Considered Y/N No
Standard Status Active
Middle/Junior School District Cooperstown
Elementary School District Cooperstown
Tax Assessed Value 260000
TaxOtherAnnualAssessmentAmount 0.0
Tax Lot 40
Property Sub Type Additional MixedUse
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Interior
Total Fireplaces 0
Total Stories 2
Heating Y/N Yes
Fireplace Y/N No
Main Level Bathrooms 0
Total Baths 0
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Exterior
Lot Features IrregularLot
Water Source Well
Total Parking 15.0
Inclusions Land and Building
Lot Size Area 1.84
Number of Buildings 1
Building Area Total 7304.0
Lot Dimensions 268X304
Lot Size Acres 1.84
Waterfront Y/N No
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Internal Only
Street Number 1 6432
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* Excluded Features
List By
Keller Williams Upstate Ny Properties

Broker

(607) 435-0014

Phone

Affordability Calculator

$4,136
Per Month
90%
10%
0%
Monthly Principal & Interest
$3,737
Monthly Property Taxes
$399
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4717259 Elementary School
4122685 Middle School
Cooperstown Jr/Sr High High School
Pricing History
DatePricePrice ChangeDescription
10/23/2025$599,000 -4.16% Price Down
7/15/2025$625,000 Listed Price

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6432 State Highway 28, Otsego, NY, 13337 is a Commercial Property for sale at $599,000 with 7,304 sqft and a lot size of 1.84. 6432 State Highway 28 was built in 1960. The property's zip code is 13337 which is in Otsego, NY