422 Summit Avenue Schenectady, NY ^$ 139,000

422 Summit Avenue

^$ 139,000

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New Construction

422 Summit Avenue

Schenectady, NY, 12307

^$ 139,000

Bedrooms2 Baths1.1 Sq 1,200

Monthly Estimate*

^$ 867

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Townhouse for sale in Schenectady, NY

for $139,000 with 2 bedrooms and 1 full bath, 1 half bath. This 1,200 square foot townhouse was built in 2025 on a lot size of 0.09.

This newly constructed townhome, offered through the Affordable Homeownership Opportunity Program (AHOP), provides a modern and affordable path to homeownership for moderate-income first-time buyers. Designed with contemporary finishes and quality craftsmanship, the home offers both comfort and style at a budget-conscious price making it an ideal choice for those seeking long-term stability and equity in a growing community. Let us help you get into your dream home!

Townhouse Pending

Price

^$ 139,000

Bedrooms

Full Bath

Half Bath

Property Type

Townhouse

Taxes

^$ 3,600

Style

Modular

Lot Size

0.09

Year Built

2025

Town/City

Schenectady

County/Region

Schenectady

MLS | Web ID

202519765

Features

Interior

Interior Amenities High Speed Internet Radon System Eat-in Kitchen Kitchen Island

Basement Crawl Space Slab Unfinished

Flooring Ceramic Tile Linoleum

Basement (Y/N) N

Air Conditioning Y/N Y

Heating Y/N Y

Window Features Low Emissivity Windows Screens Blinds Egress Window ENERGY STAR Qualified Windows

Above Grade Finished Area 1200.0

Half Baths 1

Laundry Features Electric Dryer Hookup Laundry Closet Upper Level Washer Hookup

Total Bedrooms 2

Below Grade Finished Area 0.0

Below Grade Finished Area Source Plans

Above Grade Finished Area Source Plans

Total Baths 2

Kitchen Island True

General

Sewer Public Sewer

Heating Ductless Electric Heat Pump

Cooling Ductless

Possession At Closing

Roof Shingle

Appliances Dishwasher ENERGY STAR Qualified Appliances Instant Hot Water Range Range Hood Tankless Water Heater

Garage Spaces 0.0

Patio/Porch Features Pressure Treated Deck Covered Deck Front Porch

Architectural Style Modular

Security Features Carbon Monoxide Detector(s) Fire Alarm

Construction Materials Drywall Vinyl Siding

Year Built 2025

Electric 200+ Amp Service

View Trees/Woods

Property Subtype Townhouse

County Schenectady

New Construction Y

Property Type Residential

HOA N

Attached Garage N

Garage Y/N N

Other Structures None

Total Rooms 5

Full Baths 1

Status Pending

Buyer Financing FHA

Directions From I-890 take Exit 6 for Michigan Avenue toward Downtown Schenectady. Turn left onto Michigan Avenue then right onto Brandywine Avenue. Continue straight then turn right onto Albany Street. Turn le

High School Schenectady

City Schenectady

High School District Schenectady

Lot Size Units Acres

Lot Size Square Feet 3920.4

Carport Y/N N

Land Lease Y/N N

Tax Annual Amount 3600.0

Home Warranty Y/N N

Lease Renewal Y/N N

Additional Parcels Y/N N

Lease Considered Y/N N

Rent Control Y/N N

Structure Type Townhouse

Standard Status Pending

Tax Assessed Value 0

Tax Lot 14.12

Exterior

Exterior Amenities Drive-Paved

Parking Features Paved Driveway

Lot Features Cleared Landscaped

Water Source Public

Total Parking 2.0

Lot Size Area 0.09

Foundation Details Concrete Perimeter Permanent Slab

Spa N

Lot Size Acres 0.09

Waterfront Y/N N

Crops Included Y/N N

Horse Y/N N

Irrigation Water Rights Y/N N

Internal Only

Street Number 1 422

* Excluded Features

List By

Khadijah Peek

Listing Agent

Peek Realty

Broker

(518) 522-6462

Phone

khadijah.peek@gmail.com

Affordability Calculator

$1,167

Per Month

Monthly Principal & Interest: $867
Monthly Property Taxes: $300
Monthly Home Insurance: --

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Down Payment

Loan Term

Interest Rate

Yearly Property Taxes

Yearly Home Insurance

Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Townhouse listings in Schenectady, NY

Average List Price ^$231,080

Percent of Sale Price 66%

About Schenectady, NY

66,009 Population

7% Since 2002

^$41,120 Median Income

35.65 Median Age

23% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

853437 Elementary School

853433 Middle School

Schenectady High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
7/10/2025	$139,000		Listed Price

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422 Summit Avenue, Schenectady, NY, 12307 is a Townhouse for sale at $139,000 with 1,200 sqft and a lot size of 0.09. 422 Summit Avenue has 2 bedrooms, 1.1 baths, and was built in 2025. The property's zip code is 12307 which is in Schenectady, NY

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

The data relating to real estate for sale on this web site comes in part from The Internet Data Exchange Program of ©2019 Global Multiple Listing Service, Inc. The data relating to real estate on this website comes in part from the Internet Data Exchange program of the GMLS. All information is deemed reliable but not guaranteed and should be independently verified. All properties subject to prior sale, change, or withdrawal. Neither listing broker(s), GMLS shall be responsible for any typographical errors, misinformation, or misprints, and shall be held totally harmless from any damages arising from reliance upon these data. IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.

Data is updated as of 12/14/2025.

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422 Summit Avenue

Townhouse for sale in Schenectady, NY

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