4101 SAGEFIELD DRIVE Saint Cloud, FL $ 428,800
4101 SAGEFIELD DRIVE
$ 428,800
New Construction
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4101 SAGEFIELD DRIVE

Saint Cloud, FL, 34773
$ 428,800
Bedrooms4 Baths2.1 Sq 2,202

Monthly Estimate*

$ 2,640

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Single Family Home for sale in Saint Cloud, FL

for $428,800 with 4 bedrooms and 2 full baths, 1 half bath. This 2,202 square foot home was built in 2025 on a lot size of 0.11.

Under contract-accepting backup offers. No CDD, Flexible Financing, and Rare Backyard Privacy with Water Views Some homes offer space. Others offer location. This one delivers both—along with meaningful financial advantages buyers are actively searching for. Enjoy NO CDD fees, plus $15,000 in Flex Cash OR a special fixed 4.99 interest rate, and the added benefit of no rear neighbors with peaceful water views—a combination that enhances both affordability and everyday living. Welcome to the 2202 two-story floor plan by Adams Homes, a thoughtfully designed 4-bedroom, 2.5-bath home that balances open gathering spaces with private retreats. The open-concept main level flows effortlessly into a modern kitchen featuring a large center island, ample cabinetry, and plenty of room for entertaining or relaxed family meals. Upstairs, the owner’s suite offers a comfortable escape with an en-suite bath and a walk-in closet. Three additional bedrooms provide flexibility for guests, a home office, or changing lifestyle needs, allowing the home to grow with you. Step outside to the covered lanai, where tranquil water views and no rear neighbors create a rare sense of privacy. It’s the perfect setting to unwind, entertain, or simply enjoy the natural surroundings. Located in Harmony Central, the final phase of a beautiful master-planned golf community, residents enjoy top-rated schools, a community pool with cabana, and scenic green spaces. With convenient access to Lake Nona, the Florida Turnpike, and downtown St. Cloud, this home offers the ideal balance of peaceful living and everyday convenience. If you’ve been waiting for a home that delivers value, privacy, flexibility, and location—this is the opportunity that brings it all together.

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Single Family Pending

Price

$ 428,800

Bedrooms

4

Full Bath

2

Half Bath

1

Property Type

Single Family

Taxes

$ 759

Style

Single Family Residence

Lot Size

0.11

Year Built

2025

Town/City

Saint Cloud

County/Region

Osceola

MLS | Web ID

O6324907

Features
General
Sewer Private Sewer
Heating Central
Cooling Central Air
Utilities Cable Available Electricity Connected Sewer Connected Water Connected
Roof Shingle
Appliances Ice Maker Microwave Range
Zoning RESI
HOA Fee 825
Garage Spaces 2
Construction Materials Block Stucco
Pets Allowed Yes
Year Built 2025
Levels Two
Property Subtype Single Family Residence
Tax Year 2024
Ownership Fee Simple
Community Features Community Mailbox Dog Park Sidewalks
Assoc Fee Paid Per Annually
County Osceola
New Construction true
Property Type Residential
Attached Garage true
Subdivision Name HARMONY CENTRAL PH 1
Facing Direction Southwest
Garage Y/N true
Total Rooms 10
Full Baths 2
Status Pending
Directions 1. Exit Orlando International Airport via the Beachline Expressway (SR-528) heading east. 2. Merge onto FL-417 South (toll road). 3. Take exit 22 for Narcoossee Road continue south for about 12 miles. 4. Turn left onto US-192 East (E Osceola Parkway). 5. Proceed to Sagefield Drive in Harmony Central (e.g. 3855 Sagefield Dr).
High School Harmony High
City ST CLOUD
Association Name BETH CONNOR
Senior Community Y/N false
MLS Area 34773 - St Cloud (Harmony)
Lot Size Units Square Feet
Lot Size Square Feet 4792
Carport Y/N false
Listing Terms Cash Conventional FHA USDA Loan VA Loan
Elementary School Harmony Community School (K-5)
Land Lease Y/N false
Tax Annual Amount 759
Middle/Junior High School Harmony Middle
Property Condition Completed
Additional Parcels Y/N false
Lease Considered Y/N true
Virtual Tour https://www.propertypanorama.com/instaview/stellar/O6324907
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Pending
Occupancy Type Vacant
Tax Lot 35
Legal Description HARMONY CENTRAL PH 1 PB 32 PGS 120-133 BLK A LOT 35
Water View Pond
Minimum Lease No Minimum
Water Access Y/N false
Monthly HOA Amount 68.75
Water View Y/N true
Flood Zone Code X500
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Interior
Interior Amenities Ceiling Fan(s) High Ceilings In Wall Pest System Kitchen/Family Room Combo L Dining Living Room/Dining Room Combo Open Floorplan PrimaryBedroom Upstairs Thermostat Walk-In Closet(s)
Flooring Carpet Ceramic Tile Tile
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N false
Half Baths 1
Laundry Features Inside Laundry Room
Total Bedrooms 4
Total Baths 3
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Exterior
Exterior Amenities Irrigation System Sidewalk
Water Source Public
Lot Size Area 4792
Foundation Details Slab
Building Area Total 2402
Lot Size Acres 0.11
Road Surface Type Paved
Private Pool false
Waterfront Y/N false
Covered Spaces 2
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* Excluded Features
List By
Adams Homes Realty, Inc

Broker

eulaliorealty@gmail.com

Email

Affordability Calculator

$2,703
Per Month
98%
2%
0%
Monthly Principal & Interest
$2,640
Monthly Property Taxes
$63
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
0 Elementary School
0 Middle School
Harmony High High School High School
Pricing History
DatePricePrice ChangeDescription
12/19/2025$428,800 Listed Price

Map


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4101 SAGEFIELD DRIVE, Saint Cloud, FL, 34773 is a Single Family Home for sale at $428,800 with 2,202 sqft and a lot size of 0.11. 4101 SAGEFIELD DRIVE has 4 bedrooms, 2.1 baths, and was built in 2025. The property's zip code is 34773 which is in Saint Cloud, FL