10492 SE 178TH STREET Summerfield, FL $ 255,000
10492 SE 178TH STREET
$ 255,000
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10492 SE 178TH STREET

Summerfield, FL, 34491
$ 255,000
Bedrooms2 Baths2.0 Sq 1,066

Monthly Estimate*

$ 1,591

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Single Family Home for sale in Summerfield, FL

for $255,000 with 2 bedrooms and 2 full baths. This 1,066 square foot home was built in 1991 on a lot size of 0.3.

Graciously positioned on a .3-acre corner lot in Spruce Creek South, this updated 2-bedroom, 2-bath Evergreen model has a strong street presence with added breathing room in one of Summerfield’s premier 55+ golf communities. From the front, a curbed landscape frames the home with neat edges and inviting charm, and the wide front porch creates a welcoming entry with plenty of room to sit, stay awhile, and quietly take in the neighborhood. Inside, porcelain tile extends across the main living areas met by fresh paint, Bali window treatments, updated 6-panel doors, and new AC vent covers + ceiling fans in every room. Crisp and bright, the kitchen is smartly arranged with granite counters, stainless appliances, and a built-in microwave to suit the everyday cook. Sliding doors from the dining room open onto a full-length lanai lined with vinyl windows and cooled by ceiling fans. It lives like part of the interior, with space that supports year-round use and adds flexibility to the home's overall layout. The primary suite is spacious and serene, with a walk-in closet and renovated ensuite that includes soft-close cabinetry, granite surfaces, and a Bathfitter shower finished with classic subway tile. A generous guest room includes a walk-in closet and convenient access to a refreshed full bath with updated vanity, modern lighting, and a convenient tub-shower combination. Storage and utility are quite exceptional here. The two-car garage includes a new opener with security camera, insulated panels, attic access via built-in ladder, and updated springs. At the back of the property, a separate golf cart garage with roll-up door offers space for hobbies or seasonal storage. Recent improvements include a 2021 roof, 2023 HVAC, 2024 water heater, and a new electrical panel installed in 2025. The irrigation system, installed in 2022, is WiFi-enabled and fully operational. Kitchen appliances were replaced in 2023, with washer and dryer updated in 2024. Septic inspected and pumped 2024. Termite inspection July 2025 with transferable warranty. Spruce Creek South surrounds the Links Golf Course, an 18-hole, par-72 championship course designed by Terry Doss. Residents also enjoy access to a clubhouse, fitness center, pool, pub, library, billiards room, and an active schedule of social and recreational events. The community is located just minutes from The Villages, offering even more options for shopping, dining, and entertainment.

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Single Family Active

Price

$ 255,000

Bedrooms

2

Full Bath

2

Property Type

Single Family

Taxes

$ 2,877

Style

Single Family Residence

Lot Size

0.3

Year Built

1991

Town/City

Summerfield

County/Region

Marion

MLS | Web ID

OM705001

Features
Interior
Interior Amenities ceiling fan(s) living room/dining room combo walk-in closet(s)
Flooring ceramic tile porcelain tile
Air Conditioning Y/N yes
Heating Y/N yes
Fireplace Y/N no
Half Baths 0
Laundry Features in garage
Total Bedrooms 2
Total Baths 2
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General
Sewer septic tank
Heating central electric
Cooling central air
Utilities cable connected electricity connected water connected
Possession close of escrow
Roof shingle
Appliances dryer electric water heater microwave range refrigerator washer
Zoning r1
HOA Fee 176
Garage Spaces 2
Construction Materials wood frame
Pets Allowed yes
Year Built 1991
Levels one
Property Subtype single family residence
Tax Year 2024
Ownership fee simple
Community Features clubhouse fitness center gated community - guard golf pool restaurant
Assoc Fee Paid Per monthly
County marion
New Construction no
Property Type residential
Association Amenities clubhouse fitness center gated golf course pool
HOA Y
Attached Garage yes
Subdivision Name spruce crk south v
Facing Direction southeast
Garage Y/N yes
Total Rooms 4
Full Baths 2
Status active
Directions from ocala go south on us 441 into summerfield. turn right on se 176th st first left on se 106th terr right on se 178th st. house on left corner of se 178th st and se 105th ave
City summerfield
Association Name heritage management/tracy brown
Senior Community Y/N yes
MLS Area 34491 - summerfield
Lot Size Units square feet
Lot Size Square Feet 13068
Carport Y/N no
Listing Terms cash conventional fha va loan
Land Lease Y/N no
Tax Annual Amount 2877
Additional Parcels Y/N no
Lease Considered Y/N yes
Virtual Tour https://app.cloudpano.com/tours/ruyje7gcy
Building Area Units square feet
Living Area Units square feet
Standard Status active
Occupancy Type owner
Tax Lot 14
Legal Description sec 35 twp 17 rge 23 plat book 002 page 012 spruce creek south v blk f lot 14
Minimum Lease 8-12 months
Water Access Y/N no
Monthly HOA Amount 176
Water View Y/N no
Flood Zone Code x
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Exterior
Exterior Amenities irrigation system sidewalk
Water Source public
Lot Size Area 13068
Foundation Details slab
Building Area Total 2014
Lot Size Acres 0.3
Road Surface Type paved
Private Pool no
Waterfront Y/N no
Covered Spaces 2
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Internal Only
Street Number 1 10492
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* Excluded Features
List By
Berkshire Hathaway Hs Florida

Broker

mwilliamson16226@gmail.com

Email

Affordability Calculator

$1,831
Per Month
87%
13%
0%
Monthly Principal & Interest
$1,591
Monthly Property Taxes
$240
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
266288 Elementary School
265661 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
9/25/2025$255,000 -1.92% Price Down
8/15/2025$260,000 -1.89% Price Down
7/8/2025$265,000 Listed Price

Map


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10492 SE 178TH STREET, Summerfield, FL, 34491 is a Single Family Home for sale at $255,000 with 1,066 sqft and a lot size of 0.3. 10492 SE 178TH STREET has 2 bedrooms, 2.0 baths, and was built in 1991. The property's zip code is 34491 which is in Summerfield, FL