4 Third Street Oneonta, NY ^$ 149,000

4 Third Street

^$ 149,000

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4 Third Street

Oneonta, NY, 13820

^$ 149,000

Bedrooms3 Baths1.0 Sq 1,080

Monthly Estimate*

^$ 930

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Single Family Home for sale in Oneonta, NY

for $149,000 with 3 bedrooms and 1 full bath. This 1,080 square foot home was built in 1930 on a lot size of 0.07.

Conveniently located just steps from Fox Hospital and public transportation, this 3-bedroom, 1-bath home offers comfort and accessibility in the City of Oneonta. Enjoy mornings and evenings on either of the two enclosed porches—one welcoming you at the front and the other offering a private retreat in the back. Inside, you’ll find a functional layout with oil-forced air heat to keep you cozy during the colder months. Whether you're a first-time homebuyer, downsizing, or looking for a solid investment opportunity, this centrally located home is full of potential. Don’t miss this opportunity to own a piece of Oneonta charm!

Single Family Active

Price

^$ 149,000

Bedrooms

Full Bath

Property Type

Single Family

Taxes

^$ 3,876

Style

HistoricAntique

Lot Size

0.07

Year Built

1930

Town/City

Oneonta

County/Region

Otsego

MLS | Web ID

R1620600

Features

Interior

Interior Amenities Other Pantry SeeRemarks NaturalWoodwork

Basement Full

Flooring Carpet Varies

Total Fireplaces 0

Total Stories 2

Basement (Y/N) Yes

Heating Y/N Yes

Fireplace Y/N No

Half Baths 0

Total Bedrooms 3

Main Level Bedrooms 0

Main Level Bathrooms 0

Total Baths 1

General

Sewer Connected

Heating Oil ForcedAir

Utilities HighSpeedInternetAvailable SewerConnected WaterConnected

Possession CloseOfEscrow

Appliances OilWaterHeater SeeRemarks

Garage Spaces 0.0

Patio/Porch Features Covered Porch

Architectural Style HistoricAntique

Construction Materials Cedar

School District Oneonta

Year Built 1930

Stories Count 2

Township Not Applicable

Levels Two

Property Subtype SingleFamilyResidence

County Otsego

Property Type Residential

Garage Y/N No

Total Rooms 7

Full Baths 1

Status Active

City Oneonta

Senior Community Y/N No

High School District Oneonta

Number Of Units Total 0

MLS Area Oneonta-City-361200

Lot Size Units Acres

Year Built Details Existing

Tax Annual Amount 3876.0

Property Condition Resale

Standard Status Active

Middle/Junior School District Oneonta

Elementary School District Oneonta

Tax Assessed Value 105000

TaxOtherAnnualAssessmentAmount 0.0

Exterior

Exterior Amenities EnclosedPorch Porch

Parking Features NoGarage NoDriveway

Lot Features Rectangular RectangularLot ResidentialLot

Water Source Connected Public

Lot Size Area 0.07

Foundation Details Stone

Building Area Total 1080.0

Lot Dimensions 48X65

Lot Size Acres 0.07

Waterfront Y/N No

Road Frontage Type CityStreet

Internal Only

Street Number 1 4

* Excluded Features

List By

Keller Williams Upstate Ny Properties

Broker

(607) 437-2910

Phone

Affordability Calculator

$1,253

Per Month

Monthly Principal & Interest: $930
Monthly Property Taxes: $323
Monthly Home Insurance: --

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Yearly Home Insurance

Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Single family listings in Oneonta, NY

Average List Price ^$317,428

Percent of Sale Price 113%

About Oneonta, NY

22,554 Population

4% Since 2002

^$48,532 Median Income

29.25 Median Age

22% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

4122763 Elementary School

4122830 Middle School

Unknown High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
9/13/2025	$149,000	-16.76%	Price Down
7/7/2025	$179,000		Listed Price

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4 Third Street, Oneonta, NY, 13820 is a Single Family Home for sale at $149,000 with 1,080 sqft and a lot size of 0.07. 4 Third Street has 3 bedrooms, 1.0 baths, and was built in 1930. The property's zip code is 13820 which is in Oneonta, NY

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

The data relating to real estate on this web site comes in part from the Internet Data Exchange (IDX) Program of NYSAMLS. Real estate listings held by firms other than Weichert Realtors are marked with the IDX logo and detailed information about them includes the Listing Brokers Firm Name.

All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither the listing broker(s) nor Weichert Realtors shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless. Copyright 2025 All rights reserved.

Fair Housing Notice (FHN)-https://www.dos.ny.gov/licensing/docs/FairHousingNotice_new.pdf

Data is updated as of 12/11/2025.

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4 Third Street

Single Family Home for sale in Oneonta, NY

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