14495 Over Creek Drive Issue, MD $ 439,900
14495 Over Creek Drive
$ 439,900
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14495 Over Creek Drive

Issue, MD, 20645
$ 439,900
Bedrooms3 Baths2.1 Sq 2,268

Monthly Estimate*

$ 2,744

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Single Family Home for sale in Issue, MD

for $439,900 with 3 bedrooms and 2 full baths, 1 half bath. This 2,268 square foot home was built in 1991 on a lot size of 0.36.

Located in the desirable waterfront community of Swan Point, this charming all-brick home offers a rare opportunity to enjoy comfort, space, and an exceptional lifestyle. Nestled on a beautifully landscaped corner lot with mature shade trees, the property is just a short stroll from peaceful water views. Inside, the home features 3 bedrooms, 2.5 bathrooms, a spacious family room with a two-sided gas fireplace that opens to the dining area, and a sunroom filled with natural light. Built with 2x6 construction for added durability and sound insulation, this home also includes a tall crawl space that offers excellent additional storage. The thoughtful floor plan and timeless design provide a solid foundation for your personal style. Additional highlights include a two-car garage and a recently replaced HVAC system. Residents of Swan Point enjoy access to resort-style amenities including a championship golf course, full-service marina, private beach, swimming pool, tennis and pickleball courts, and a vibrant calendar of community events all year long.

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Single Family Active

Price

$ 439,900

Bedrooms

3

Full Bath

2

Half Bath

1

Property Type

Single Family

Taxes

$ 4,541

Style

Ranch/Rambler

Lot Size

0.36

Year Built

1991

Town/City

Issue

County/Region

Charles

MLS | Web ID

MDCH2044792

Features
General
Living Area 2268
Sewer Public Sewer
Heating Heat Pump(s)
Cooling Central A/C
Possession Settlement
Zoning RM
HOA Fee 210.00
Garage Spaces 2.00
Association Fee Includes Common Area Maintenance Pool(s) Management Recreation Facility Road Maintenance Snow Removal
Architectural Style Ranch/Rambler
Construction Materials Brick
School District CHARLES COUNTY PUBLIC SCHOOLS
Year Built 1991
Levels 1
Other Fees 225.00
Tax Year 2024
Ownership Fee Simple
Cool Fuel Electric
Section 1
Accessibility None
Assoc Fee Paid Per Semi-Annually
County CHARLES
New Construction N
Property Type Residential
Association Amenities Club House Golf Club Golf Course Membership Available Golf Course Jog/Walk Path Marina/Marina Club Pool - Outdoor Pool Mem Avail Tennis Courts Tot Lots/Playground Bar/Lounge Basketball Courts Beach B
HOA Y
Subdivision Name SWAN POINT
Garage Y/N Y
Water Access Y/N N
Other Structures Above Grade Below Grade
Full Baths 2
Status ACTIVE
Directions From Rock Point Road turn onto Swan Point Road left onto Lord Baltimore Drive right onto Ivanhoe Drive left onto Wollaston Circle left onto Over Creek Drive property is located on the left.
City ISSUE
Other Fees Frequency Monthly
Association Name SWAN POINT PROPERTY OWNERS ASSOCIATION (SPPOA)
Senior Community Y/N N
Lot Size Units Square Feet
Lot Size Square Feet 15766.00
Tax Annual Amount 4541.0
Structure Type Detached
Condo/Coop Association fee Y/N N
Bathrooms Full Main Level 2
Bathrooms Count Main Level 3.00
Price Per Sq Ft Total AG 193.96
Community Pool Features Fenced Gunite In Ground
Vacation Rental Y/N N
Standard Status Active
Year Built Source Assessor
Legal Subdivision SWAN POINT SUB
Tax Lot 9
Association Recreation Fee N
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Interior
Heating Fuel Electric
Total Fireplaces 1
Hot Water Electric
Basement (Y/N) N
Heating Y/N Y
Fireplace Y/N Y
Above Grade Finished Area 2268
Half Baths 1
Central Air Y/N Y
Total Bedrooms 3
Below Grade Finished Area 0
Main Level Bedrooms 3
Below Grade Finished Area Unit Type Square Feet
Below Grade Finished Area Source Assessor
Above Grade Finished Area Source Assessor
Above Grade Finished Area Unit Type Square Feet
Total Baths 3
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Exterior
Pool Yes - Community
Water Source Public
Garage Features Garage - Side Entry Garage Door Opener Inside Access
Type of Parking Attached Garage Driveway
Foundation Details Crawl Space
Water View Y/N N
Lot Size Acres 0.36
Lot Size Source Assessor
Waterfront Y/N N
Land Assessed Value 76800.00
Navigable Water Y/N N
Water Oriented Y/N N
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Internal Only
Street Number 1 14495
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* Excluded Features
List By
Baldus Real Estate, Inc.

Broker

sarahswannre@gmail.com

Email

Affordability Calculator

$3,123
Per Month
88%
12%
0%
Monthly Principal & Interest
$2,744
Monthly Property Taxes
$378
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
3538223 Elementary School
3535736 Middle School
La Plata High School High School
Pricing History
DatePricePrice ChangeDescription
10/30/2025$439,900 -2.24% Price Down
7/5/2025$450,000 Listed Price

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14495 Over Creek Drive, Issue, MD, 20645 is a Single Family Home for sale at $439,900 with 2,268 sqft and a lot size of 0.36. 14495 Over Creek Drive has 3 bedrooms, 2.1 baths, and was built in 1991. The property's zip code is 20645 which is in Issue, MD