31 Cedar Street Oneonta, NY ^$ 269,000

31 Cedar Street

^$ 269,000

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31 Cedar Street

Oneonta, NY, 13820

^$ 269,000

Bedrooms8 Baths4.0 Sq 3,482

Monthly Estimate*

^$ 1,678

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Multi-Family Home for sale in Oneonta, NY

for $269,000 with 8 bedrooms and 4 full baths. This 3,482 square foot home was built in 1900 on a lot size of 0.19.

***$5,000 Price Improvement***Welcome to 31 Cedar St, Oneonta, NY 13820, an 8-BR, 4-BA multi-family home in the heart of Otsego County. 2 spacious units, each offering 4 bedrooms, 2 full baths, a fully equipped kitchen, and in-unit laundry hookups. Relax on the large front porch in this inviting neighborhood. Minutes from SUNY Oneonta & Hartwick College, it's an ideal and established student rental with strong income potential. Downtown Oneonta offers dining, shopping, & entertainment nearby. Outdoor lovers will appreciate the area's parks and trails, while cultural enthusiasts can explore historic Cooperstown, only 30 minutes away. Albany is just 75 minutes, and NYC's GW Bridge is under 3 hours. Don't miss this chance to own an income-producing property in a vibrant college town.

Multi-Family Pending

Price

^$ 269,000

Bedrooms

Full Bath

Property Type

Multi-Family

Taxes

^$ 7,644

Style

Traditional

Lot Size

0.19

Year Built

1900

Town/City

Oneonta

County/Region

Otsego

MLS | Web ID

202521023

Features

Interior

Interior Amenities Solid Surface Counters

Basement Full Unfinished

Flooring Vinyl Carpet

Basement (Y/N) N

Heating Y/N Y

Above Grade Finished Area 3482.0

Half Baths 0

Total Bedrooms 8

Below Grade Finished Area 0.0

Below Grade Finished Area Source Public Records

Above Grade Finished Area Source Public Records

Total Baths 4

General

Sewer Public Sewer

Heating Baseboard Forced Air Natural Gas

Possession At Closing

Roof Flat Rubber Tar/Gravel

Garage Spaces 0.0

Patio/Porch Features Front Porch

Architectural Style Traditional

Security Features Smoke Detector(s) Carbon Monoxide Detector(s)

Construction Materials Vinyl Siding

Year Built 1900

Property Subtype Duplex

County Otsego

New Construction N

Property Type MultiFamily

HOA N

Attached Garage N

Full Baths 4

Status Pending

Buyer Financing Cash

Directions From Cobleskill New York Get on I-88 W in Richmondville Follow I-88 W to NY-23 W in Oneonta. Take exit 15 from I-88 W Continue on NY-23 W. Take Main St and Maple St to Cedar St 31 Cedar

City Oneonta

High School District Oneonta

Number Of Units Total 2

Lot Size Units Acres

Lot Size Square Feet 8276.4

Carport Y/N N

Land Lease Y/N N

Tax Annual Amount 7644.0

Home Warranty Y/N N

Lease Renewal Y/N N

Additional Parcels Y/N N

Lease Considered Y/N N

Rent Control Y/N N

Standard Status Pending

Tax Assessed Value 0

Tax Lot 26.000

Exterior

Exterior Amenities None

Parking Features Driveway

Water Source Public

Total Parking 6.0

Lot Size Area 0.19

Foundation Details Stone

Spa N

Lot Size Acres 0.19

Waterfront Y/N N

Crops Included Y/N N

Horse Y/N N

Irrigation Water Rights Y/N N

Internal Only

Street Number 1 31

* Excluded Features

List By

Kevin Lucero

Listing Agent

Charlotteville Realty

Broker

(607) 282-6242

Phone

kevin@homesfarmsandland.com

Affordability Calculator

$2,315

Per Month

Monthly Principal & Interest: $1,678
Monthly Property Taxes: $637
Monthly Home Insurance: --

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Down Payment

Loan Term

Interest Rate

Yearly Property Taxes

Yearly Home Insurance

Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Multi-family listings in Oneonta, NY

Average List Price ^$242,754

Percent of Sale Price 10%

About Oneonta, NY

22,554 Population

4% Since 2002

^$48,532 Median Income

29.25 Median Age

22% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

5200426 Elementary School

5200427 Middle School

Unknown High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
8/12/2025	$269,000	-1.82%	Price Down
7/5/2025	$274,000		Listed Price

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31 Cedar Street, Oneonta, NY, 13820 is a Multi-Family Home for sale at $269,000 with 3,482 sqft and a lot size of 0.19. 31 Cedar Street has 8 bedrooms, 4.0 baths, and was built in 1900. The property's zip code is 13820 which is in Oneonta, NY

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

The data relating to real estate for sale on this web site comes in part from The Internet Data Exchange Program of ©2019 Global Multiple Listing Service, Inc. The data relating to real estate on this website comes in part from the Internet Data Exchange program of the GMLS. All information is deemed reliable but not guaranteed and should be independently verified. All properties subject to prior sale, change, or withdrawal. Neither listing broker(s), GMLS shall be responsible for any typographical errors, misinformation, or misprints, and shall be held totally harmless from any damages arising from reliance upon these data. IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.

Data is updated as of 12/10/2025.

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31 Cedar Street

Multi-Family Home for sale in Oneonta, NY

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