4069 4th Street Surf City, NC $ 1,099,000
4069 4th Street
$ 1,099,000
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4069 4th Street

Surf City, NC, 28445
$ 1,099,000
Bedrooms3 Baths4.0 Sq 2,324

Monthly Estimate*

$ 6,856

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Single Family Home for sale in Surf City, NC

for $1,099,000 with 3 bedrooms and 4 full baths. This 2,324 square foot home was built in 1986 on a lot size of 0.18.

Priced to sell and motivated seller. Up to $4000 in lender credits for buyer, thru Fairway Mortgage. $5000 seller credits to buyer. Welcome to 4th St in Surf City. This canal area has some of the most coveted areas you will find in Surf City. Majestic sunsets are there for you to enjoy, as this setting is for you to spend your days on the water. The view is magnificent, every evening. Boating amenities are just a few steps away. The seawall was replaced a few years ago and is in excellent condition. Some new decking was done then as well. 2 boatlifts out back and a dock house. This home also enjoys the lower flood rates, since it was grandfathered in, from previous lower flood zone rates. Spacious and open floor plan. Huge master bedroom. Extra heated space on the bottom floor. This area has been used as extra bedrooms and recreation. No HOA on this one. Great community, as this neighborhood has some great fun loving people around you. Deep water canal allows easy access for your vessel to get in and out. This property is near the middle of the island. It is located close to each high rise bridge. Access from either end is convenient, or access by boat. There is a convenience store and night life in walking distance. A short stroll to the beach access and a park is close by as well. Dining is close by as well. Showing is easy, Appointments can be made thru broker bay. Make your viewing appointment soon!

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Single Family Active

Price

$ 1,099,000

Bedrooms

3

Full Bath

4

Property Type

Single Family

Taxes

$ 7,162

Style

Single Family Residence

Lot Size

0.18

Year Built

1986

Town/City

Surf City

County/Region

Onslow

MLS | Web ID

100517491

Features
General
Living Area 2324.0
Heating Heat Pump Electric
Cooling Heat Pump
Utilities Sewer Connected Water Connected
Possession Negotiable
Roof Architectural Shingle
Appliances Electric Oven Built-In Microwave
Zoning MHS
Garage Spaces 2.0
Patio/Porch Features Open Covered Deck Patio Porch
Pool Features None
Construction Materials Vinyl Siding
Pets Allowed Yes
Year Built 1986
View Canal Sound Water
Stories Count 2
Levels Two
Property Subtype Single Family Residence
Tax Year 2023
Taxes 7162.41
Parcel Number 800-75
Waterfront Features Pier Boat Lift Bulkhead Canal Front Water Depth 4+
Accessibility None
County Onslow
Operating Expense 0.0
New Construction N
Property Type Residential
In City Limits? (Y/N) Y
Association Amenities None
HOA N
Attached Garage N
Subdivision Name Old Settlers Beach
Garage Y/N N
Other Structures Covered Area Shower Shed(s) Storage Workshop
Total Rooms 7
Full Baths 4
Status Active
Directions From NC Hwy 17 take NC-210 to Surf City over high rise bridge to Island then North on 210 to 4th St. Left on 4th house down on left.
High School Dixon
City Surf City
High School District Onslow
Open Parking Spaces 5
Lot Size Units Acres
Lot Size Square Feet 7841.0
Carport Spaces 0.0
Carport Y/N N
Green Building Verification Type None
Elementary School Dixon
Property Attached Y/N N
Land Lease Y/N N
Home Warranty Y/N N
Middle/Junior High School Dixon
Lease Considered Y/N N
Structure Type Wood Frame
Living Area Units Square Feet
Standard Status Active
Tax Assessed Value 672527
Legal Description L28 S3 B42 Old Settlers Beach
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Interior
Interior Amenities Walk-in Closet(s) Ceiling Fan(s) Blinds/Shades Walk-In Closet(s)
Flooring LVT/LVP Carpet Vinyl
Furnished Y/N Unfurnished
Water Heater Electric
Fireplace Features None
Master Bed Level Non Primary Living Area
Basement (Y/N) N
Air Conditioning Y/N N
Heating Y/N Y
Fireplace Y/N N
Half Baths 0
Laundry Features Dryer Hookup Washer Hookup In Basement Laundry Closet Laundry Room
Total Bedrooms 3
Room Type Master Bedroom Bedroom 1 Bedroom 2 Dining Room Living Room Dining Area Office
Unit Type 3 Bedroom
Total Baths 4
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Exterior
Exterior Amenities Outdoor Shower
Exterior Finish Vinyl Siding
Fencing Metal/Ornamental Back Yard
Parking Features Garage Faces Front Concrete Garage Door Opener Off Street Paved
Lot Features Open Lot Boat Slip Boat Lift Bulkhead Pier Water Depth 4+
Water Source Public
Total Parking 2.0
Lot Size Area 0.18
Foundation Details Other Pilings
Spa N
Building Area Total 1664
Lot Dimensions 55 X 140
Lot Size Acres 0.18
Road Surface Type Paved
Frontage Type Canal Front
Waterfront Y/N Y
Road Frontage Type City Street State Road Paved
Crops Included Y/N N
Horse Y/N N
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Internal Only
Street Number 1 4069
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* Excluded Features
List By
David M Woolard

Listing Agent

Changes In Latitudes Realty Llc

Broker

davidwoolard2000@gmail.com

Email

Affordability Calculator

$7,453
Per Month
92%
8%
0%
Monthly Principal & Interest
$6,856
Monthly Property Taxes
$597
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
3959616 Elementary School
3959089 Middle School
Dixon High School High School
Pricing History
DatePricePrice ChangeDescription
10/30/2025$1,099,000 -1.43% Price Down
10/15/2025$1,115,000 -13.23% Price Down
8/18/2025$1,285,000 -0.77% Price Down
7/4/2025$1,295,000 Listed Price

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4069 4th Street, Surf City, NC, 28445 is a Single Family Home for sale at $1,099,000 with 2,324 sqft and a lot size of 0.18. 4069 4th Street has 3 bedrooms, 4.0 baths, and was built in 1986. The property's zip code is 28445 which is in Surf City, NC